Chiltern Mortgage Advisors

Business Details

Your Trusted Mortgage Broker in Beaconsfield

Chiltern Mortgage Advisors was established to provide expert mortgage broking services across Buckinghamshire and surrounding counties. With years of industry experience and extensive lender contacts, we simplify the mortgage process by offering tailored advice and staying current with market changes. Our FCA-registered advisors prioritise client needs, explaining complex options in plain English while leveraging lender-paid fees to deliver cost-effective solutions. We combine local knowledge with national market insight to guide clients through every step, from initial consultation to final approval.

Our approach focuses on long-term relationships rather than one-time transactions, ensuring clients receive ongoing support as their financial circumstances evolve. By maintaining independence from specific lenders, we maintain objectivity in recommending products that best match individual requirements. Our service extends beyond rate comparisons to include comprehensive affordability assessments and strategic financial planning.

Services

Property Purchase Remortgage Buy to Let Bridging Loans Adverse Credit Private Bank Lending

Highlights and features

Experienced FCA-registered mortgage advisors with local market expertise
Transparent pricing with standard 395 administration fee
Access to exclusive deals through extensive lender relationships
Tailored advice for complex financial situations including adverse credit
Personalised service with home/office visit availability

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Professional service Fast and helpful Best deal Complex lending expertise Personalised guidance

Website

Update Listing

Services

Property Purchase

We assist first-time buyers and home movers in securing competitive mortgage rates. Our advisors evaluate your financial situation, recommend suitable products, and negotiate with lenders to achieve optimal terms. With access to exclusive deals, we simplify the purchasing process while ensuring long-term affordability.

Remortgage

Our remortgaging service identifies better rates when existing deals expire. We assess exit fees, new product terms, and market conditions to determine if switching providers offers genuine savings. Clients receive detailed comparisons showing potential financial benefits and application requirements.

Buy to Let

Specialist buy-to-let advice considers rental income projections, deposit requirements, and tax implications. We connect property investors with lenders offering competitive terms for rental portfolios, ensuring compliance with evolving regulatory standards while maximising investment returns.

Bridging Loans

We arrange bridging finance for property chain gaps, auction purchases, or urgent transactions. Our advisors explain interest structures, repayment strategies, and alternative options to determine if temporary financing suits your specific circumstances and financial capacity.

Private Bank Lending

Our private banking specialists handle complex financial arrangements for high-net-worth clients. Services include asset-based lending, offshore income structuring, and bespoke financing solutions requiring discretion and tailored banking relationships with specialist institutions.

Questions

What mortgage types do you specialise in?

We handle property purchases, remortgages, buy-to-let investments, bridging loans, adverse credit cases, and private bank lending solutions.

How much do your services cost?

We charge a £395 administration fee for standard mortgage applications, with no additional charges unless your case requires specialist handling.

How does the mortgage process work?

We begin with a free consultation to understand your needs, then research suitable options, submit applications, and manage the process to completion.

Can you help with bad credit mortgages?

Yes, we specialise in adverse credit cases and work with lenders who consider applications based on individual circumstances.

Do you offer private banking solutions?

We have specialist expertise in private bank lending for clients with complex financial arrangements or non-traditional income structures.

Reviews (6)

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Steph & Neill George

Nov 16, 2021 Report

In the whole process of buying our first home, working with Justin on securing our mortgage was undoubtedly the easiest part. We had a free consultation with him long before we even began the process, and he was very generous with his time and advice. When it came to the application, he handled everything with the utmost professionalism, and there were no hitches as a result. Even after our application was accepted, he secured us new and better rates several times. If you are at all unsure about mortgages, or would just like somebody to take the pressure off the process, we would recommend Chiltern

Natasha Hewitt

Jul 21, 2021 Report

Positive:Professionalism,Quality,Responsiveness
I cannot recommend this company highly enough. As a first time buyer I was very unfamiliar with the process, but Justin spent time taking me through each element until I was comfortable. His expertise, patience and responsiveness made the process extremely smooth. I would not hesitate to recommend this service to anyone that asks.

Keeley Hawkins

Apr 27, 2021 Report

Would highly recommend Justin at Chiltern Mortgage advisors. We werent a straight forward case, but Justin talked through all our options & found us a great deal. Pleasure to deal with. Many thanks

Lorraine Mahon

Apr 20, 2021 Report

Positive:Professionalism,Quality,Responsiveness
I would highly recommend Justin at Chiltern Mortgage Advisors. He is professional, diligent and kept us informed every step of the way, providing solutions to meet our needs.

Jodie Young

Feb 11, 2021 Report

Justin at Chiltern went above and beyond to help me get my first Mortage. I came to them not knowing anything about the whole purchase process. He explained everything and made me feel really confident in what I was getting from my Mortage offer. With great communication, I always felt on top of any changes that were happening. I honestly couldnt recommend them enough. They made the whole mortage process as smooth and pain free as possible!

Braham Lyons

Dec 06, 2020 Report

Justin was a fantastic mortgage advisor who we couldnt recommend more. He was always available for us to contact and guided us through a very difficult time for first time buyers to get a mortgage during the COVID crisis with expert advice, calmness and humour. His advice ensured we were able to secure a fantastic mortgage deal and our first home in difficult circumstances. He was also happy to answer all our questions no matter how big or small whenever we had them. We really enjoyed working with him and would always choose him for any mortgage advice services. Thank you Justin!