Business Details
Trusted Mortgage Advisors in Glasgow
Finance Expert is an independent mortgage advisory company dedicated to providing impartial and personalised advice tailored to individual client needs. Established with a commitment to transparency and client-centric service, we operate across the UK with a strong focus on the Glasgow area and Scotland. Our team works closely with clients throughout the entire mortgage journey, from initial consultation to property completion, ensuring full support and guidance. We specialise in assisting first-time buyers, self-employed individuals, and those with complex financial situations, leveraging access to a wide range of lenders, including exclusive non-high-street options.As an FCA-authorised firm (registration no: 747656), we adhere to strict regulatory standards, maintaining ethical practices and prioritising client interests. Our reputation for excellence is reflected in client retention and referrals, with a proven track record of navigating challenging mortgage scenarios. We offer comprehensive protection advice through life insurance, critical illness cover, and property insurance, ensuring clients are fully safeguarded. With a 'No Funds, No Fee' policy, we demonstrate confidence in our ability to deliver results while maintaining financial integrity.
Services
Mortgages
Remortgages
Self-Employed Mortgages
Bridging Loans
Commercial Mortgages
Highlights and features
- We are FCA-regulated, ensuring compliance with financial conduct standards.
- We offer tailored mortgage solutions for complex financial situations.
- We provide access to exclusive lenders not available on the high street.
- We operate on a 'No Funds, No Fee' basis for client confidence.
- We have proven expertise in assisting self-employed mortgage applicants.
Associations and certifications
- FCA 747656
- ISO Z3401104
- CCL Check
What people say
Excellent service
Highly recommend
Efficient and caring
Best fit for needs
Super happy outcome
Services
Mortgages
We provide comprehensive mortgage advisory services for first-time buyers and home movers. Our FCA-regulated team helps clients navigate the housing market, offering access to exclusive lenders and competitive deals. With tailored advice and support through every stage of the application process, we ensure a smooth journey from initial consultation to property completion.
Remortgages
Our remortgaging service helps clients secure better rates or release equity for home improvements. We assess individual circumstances, compare market options, and guide clients through refinancing with minimal disruption. By leveraging our lender relationships, we deliver solutions that align with financial goals while maintaining regulatory compliance.
Self-Employed Mortgages
We specialise in mortgages for self-employed individuals, including freelancers and business owners. Our expertise in non-standard income verification helps clients overcome traditional lending barriers. With access to specialist lenders and a deep understanding of tax documentation requirements, we provide tailored solutions that reflect clients' unique financial profiles.
Bridging Loans
Our bridging loan service offers rapid financing solutions for property transactions. We facilitate purchases, auctions, and chain-free acquisitions with flexible terms up to 24 months. By connecting clients with specialist lenders, we deliver swift approvals and competitive rates starting from 0.69% monthly interest, with loan sizes ranging from 25,000 to 35 million.
Commercial Mortgages
We provide commercial mortgage solutions for business property acquisitions and developments. Our service covers loan amounts from 50,000 to 35 million, with tailored options for owner-occupied premises, buy-to-let investments, and development projects. We assist with LTV optimisation, interest rate negotiations, and streamlined application processes through our network of specialist lenders.
Questions
What mortgage options are available for self-employed individuals?
We specialise in self-employed mortgages, using tax returns and business accounts to demonstrate affordability. Our lender network includes specialists in non-standard income verification.
How does the 'No Funds, No Fee' policy work?
We only charge fees if we successfully secure mortgage funding. If your application fails through no fault of yours, you pay nothing for our advisory services.
Can you help with urgent property purchases?
Yes, our bridging loan service provides rapid financing solutions for time-sensitive transactions, with completions possible within weeks through our specialist lender partnerships.
What areas do you cover?
While based in Glasgow, we operate nationwide across the UK, supporting clients in England, Wales, and Northern Ireland as well as Scotland.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 747656, adhering to strict conduct and compliance standards.
Reviews (7)
Ross Henderson
Nov 30, 2020
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Finance Expert have been helping me with my property portfolio for over 7 years now. Whether I've needed re-mortgaging, new buy to let mortgages or bridging loans. They really are a one-stop shop. They are approachable and couldn't be more helpful. If you're needing a company who will work with you - this is the place..! Thanks again
Marc Stewart
Aug 10, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Ryan, John, and the team were excellent when I needed help getting a mortgage. I'm self employed and things aren't as straightforward for me unfortunately. Thankfully these guys sorted out what I believed was impossible. Incredible! Expert isn't strong enough a word for these gentlemen!
Ryan, John, and the team were excellent when I needed help getting a mortgage. I'm self employed and things aren't as straightforward for me unfortunately. Thankfully these guys sorted out what I believed was impossible. Incredible! Expert isn't strong enough a word for these gentlemen!
Punjab Singh
Jan 16, 2020
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Highly recommend Finance Expert, great level service. They were available and in contact at every stage of process. Their honesty was greatly appreciated and helped manage my expectations.
McClure Solicitors
Dec 05, 2019
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We have been working with Finance Expert for a number of years now and commend them on the high standard of service which they provide to us and our mutual clients!
Tony Ianniello
Aug 20, 2019
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Finance Expert offered exemplary service in very challenging circumstances and secured a great Mortgage deal from major High St lenders I had engaged several others and they failed
Laura-Jane Murphy
Jul 31, 2019
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Finance Expert were recommended to me and as a first time buyer, they were incredibly supportive & responsive with all queries I had about mortgages, rates and possible lenders. They found me a better deal than I was offered by the bank I had been with for over 10 years!! Communication was both quick and professional, and went above and beyond my expectations. I would highly recommend Finance Expert to anyone looking for a reputable and personable company.
Nina
Jul 27, 2019
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Absolutely great service and an absolute pleasure doing business with them. Made the impossible possible for us. Would highly highly recommend.
