Business Details
Your Trusted Mortgage Broker in Hamilton
Premier Choice Mortgages has established itself as a trusted partner in the mortgage advisory sector, offering tailored solutions to meet diverse property financing needs. Our team of experienced professionals provides expert guidance through every stage of the mortgage process, from initial eligibility checks to final application completion. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, we operate under the rigorous standards of the Financial Conduct Authority, ensuring compliance and client protection. Our three-step approach simplifies mortgage acquisition, with dedicated advisers available seven days a week to assist clients in Hamilton and surrounding areas.We specialise in first-time buyer mortgages, property upgrades, remortgaging opportunities, and Buy to Let investments, while maintaining transparency about potential fees and regulatory considerations. Our commitment to personalized service extends to flexible appointment options, including telephone, face-to-face, and Zoom consultations. With access to an unrestricted range of first charge mortgages, we focus on finding optimal solutions without engaging in second charge lending or bridging finance. Our physical presence at 121 Quarry Street, Hamilton, combined with digital accessibility, ensures convenient support for all mortgage-related inquiries.
Services
Mortgage Advice
First-Time Buyer Mortgages
Remortgaging Services
Buy to Let Mortgages
Mortgage Reviews
Highlights and features
- We are authorized and regulated by the Financial Conduct Authority
- Dedicated mortgage adviser from start to finish
- No credit check required at initial qualification stage
- Available 7 days a week for assistance
- Offer a wide range of first charge mortgage options
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our FCA-regulated mortgage advice service provides personalized guidance through the complex mortgage landscape. With access to an unrestricted range of lenders, we help clients find suitable mortgage products tailored to their specific circumstances. Our expert advisers consider your financial situation, property goals, and long-term plans to recommend optimal solutions while maintaining full transparency about potential fees and regulatory requirements.
First-Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers navigating their initial property investment. We simplify the buying process with expert guidance on eligibility criteria, available schemes, and suitable mortgage products. Our dedicated advisers help clients understand deposit requirements, loan-to-value ratios, and government assistance programs while ensuring complete transparency about all associated costs and obligations.
Remortgaging Services
Comprehensive remortgaging assistance for homeowners seeking better mortgage terms or equity release. We conduct detailed mortgage reviews to identify potential savings or funding opportunities without initial credit checks. Our service includes evaluating early repayment charges, comparing competitive rates, and facilitating seamless transitions to new mortgage arrangements while maintaining strict compliance with financial regulations.
Buy to Let Mortgages
Specialist mortgage solutions for property investors seeking buy-to-let financing options. Our advisers provide expert guidance on investment property financing, rental income considerations, and portfolio management strategies. While noting that most buy-to-let mortgages fall outside FCA regulation, we ensure complete transparency about product features, eligibility criteria, and potential risks associated with property investment financing.
Mortgage Reviews
Free mortgage review service for homeowners considering their current mortgage arrangements. We analyse existing mortgage terms, evaluate potential savings opportunities, and identify alternative products that may better suit your current circumstances. Our reviews consider market changes, interest rate fluctuations, and individual financial developments to determine whether remortgaging could provide beneficial outcomes.
People
Kenneth Kelly
Mortgage Advisor
Experienced mortgage professional with extensive industry knowledge, providing expert mortgage advice to clients in Hamilton and surrounding areas.
Scott Keenan
Mortgage Advisor
Dedicated mortgage adviser offering personalized guidance through the mortgage process with a focus on client satisfaction.
Tony Hastie
Protection Advisor
Specialist protection advisor providing expert guidance on financial protection products to complement mortgage arrangements.
Questions
Are your mortgage services regulated?
Yes, we are an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority.
Do you charge fees for mortgage advice?
While we typically don't charge fees, in some cases there may be an arrangement fee not exceeding 1% of the mortgage amount.
What mortgage types do you offer?
We provide a wide range of first charge mortgages but do not offer second charge lending or bridging finance solutions.
Can you help with Buy to Let mortgages?
Yes, we offer Buy to Let mortgage solutions though most are not regulated by the Financial Conduct Authority.
What happens during the mortgage application process?
Our three-step process includes eligibility checks, product recommendation, and full application support with regular progress updates.
Do you offer remortgaging assistance?
Yes, we provide free mortgage reviews and remortgaging support to help clients explore potential savings opportunities.
