Business Details
47 Years
experience
Trusted Commercial Mortgage Experts in the UK
Christie Finance is a dynamic and forward-thinking commercial finance company with over 45 years of experience in the industry. Our dedicated team of consultants specialises in arranging bespoke commercial mortgages and financial solutions across diverse sectors including healthcare, hospitality, retail, and real estate. Recognised as the Dental Industry Awards' 2024 Funder of the Year and featured in the Bridging & Commercial Power List 2025, we have built a reputation for excellence through tailored financial strategies. Our services span acquisitions, refinancing, development projects, and unsecured business loans, supported by a nationwide network of regional hubs. As an FCA-authorised intermediary, we prioritise client-centric solutions while maintaining strict regulatory compliance.Our expertise extends to asset finance, merchant cash advances, and government-backed schemes like the Growth Guarantee Scheme. With offices in London, Manchester, Glasgow, and other key UK locations, we combine local market knowledge with national reach. Our mission is to simplify access to funding for entrepreneurs, established businesses, and property investors through innovative financial products. The team's collective experience in debt advisory, real estate financing, and sector-specific lending ensures clients receive strategic, results-driven support. This commitment to excellence has earned us multiple industry accolades and the trust of clients nationwide.
Services
Commercial Mortgages
Unsecured Business Loans
Bridging Finance
Development Finance
Corporate Debt Advisory
Buy-to-Let Mortgages
Asset Finance
Merchant Cash Advances
Growth Guarantee Scheme
Revolving Credit
Details
- Year established: 1979
Highlights and features
- 45+ years of commercial finance expertise across multiple sectors
- Nationwide team of specialist mortgage consultants
- Award-winning dental sector financing solutions
- Access to government-backed funding schemes
- FCA-authorised intermediary with strict compliance standards
Associations and certifications
- Financial Conduct Authority
Services
Commercial Mortgages
Christie Finance specialises in bespoke commercial mortgages for diverse sectors including healthcare, hospitality, and retail. Our expert consultants arrange tailored financing solutions for acquisitions, refinancing, and property development projects. With nationwide coverage and deep sector knowledge, we help businesses secure optimal mortgage terms aligned with their operational needs and growth objectives.
Unsecured Business Loans
Our unsecured business loans provide rapid funding solutions with approvals possible within 24 hours. Designed for urgent financial needs, these loans require no asset collateral while maintaining competitive terms. The streamlined application process ensures businesses can access working capital swiftly to support growth opportunities or operational requirements.
Bridging Finance
Christie Finance offers tailored bridging finance solutions for time-sensitive property transactions. Our flexible short-term loans help businesses bridge funding gaps during property acquisitions or development projects. With customisable terms and expert guidance, we ensure clients secure timely financing for transitional real estate needs across the UK market.
Corporate Debt Advisory
Our specialist advisors provide comprehensive corporate debt solutions covering acquisitions, growth financing, and restructuring. We work collaboratively with clients to develop strategic financing plans that align with business objectives. From capital raising to exit planning, our expertise ensures optimal debt structures for long-term commercial success.
Development Finance
Christie Finance delivers targeted development finance for commercial property projects of all scales. Our solutions support construction, refurbishment, and land development initiatives with flexible funding structures. Through expert assessment of project viability and market potential, we help developers secure appropriate financing packages that match their development timelines and investment goals.
People
John Mitchell
Managing Director
With extensive leadership experience in commercial finance, John Mitchell oversees Christie Finance's strategic direction. His expertise in sector-specific lending and regulatory compliance ensures the company maintains its market-leading position while delivering innovative financial solutions to clients across the UK.
Alena Ray
Director
Alena Ray leads finance solutions for North East and North West clients. Her 15+ years in commercial mortgages specialise in acquisitions and refinancing. Alena combines regional market knowledge with national lending networks to deliver tailored financial strategies for business growth and property investments.
David Ward
Senior Director - Corporate Debt Advisory
David Ward brings 20+ years of corporate finance expertise to Christie Finance. Specialising in debt restructuring and capital raising, he develops strategic financial solutions for mid-market businesses. His advisory work focuses on aligning debt structures with long-term business objectives while maintaining regulatory compliance.
Gary Boyce
Director
Gary Boyce manages South West commercial finance operations. With specialist knowledge in property development financing, he has arranged over 250m in commercial mortgages. His client-focused approach ensures tailored funding solutions that balance risk management with growth opportunities for businesses across the region.
Ashley Clements
Associate Director
Ashley Clements specialises in East and West Midlands commercial mortgages. With expertise in healthcare sector financing, she has facilitated numerous care home and dental practice acquisitions. Her regional focus combines local market insights with national lending networks to deliver optimal financial solutions for healthcare professionals and investors.
Questions
What commercial mortgage sectors do you specialise in?
We specialise in care homes, childcare facilities, dental practices, hotels, leisure venues, pharmacies, pubs, restaurants, and retail properties across the UK.
How quickly can I get an unsecured business loan?
Our unsecured loans can be approved and funded within 24 hours through our streamlined application process and established lender partnerships.
Do you offer government-backed financing schemes?
Yes, we support applications for the Growth Guarantee Scheme and other government-backed financing options to help businesses access funding with favourable terms.
What areas do your consultants cover?
Our consultants operate from six regional hubs covering London, Manchester, Glasgow, Birmingham, Bristol, and Chester, providing nationwide coverage with local market expertise.
Are you FCA regulated?
Yes, Christie Finance Finance is authorised and regulated by the Financial Conduct Authority (reference 709982) for specific regulated business activities.
What development finance options exist?
We offer tailored development finance for residential, commercial, and mixed-use projects with flexible terms matching project timelines and funding requirements.
