Business Details
26 Years
experience
Independent Mortgage Brokers in Edinburgh
At One Branch, we act as your independent mortgage adviser, committed to securing the best value and most suitable mortgage from the entire UK mortgage marketplace. Established in 2000, our Edinburgh-based team has over 15 years of experience brokering mortgages and has helped more than 3,000 clients achieve their property goals. We are authorised and regulated by the Financial Conduct Authority (Registration Number 607257), ensuring our advice adheres to the highest professional standards. Our independence allows us to access all mortgage products from every lender in the UK, with no client or broker fees required. We prioritise transparency, offering free independent mortgage advice while maintaining partnerships with lenders who compensate us for our expertise.Our reputation as a trusted mortgage partner is built on rigorous quality checks and a client-centric approach that simplifies complex mortgage scenarios. Whether you're a first-time buyer, landlord, or self-employed individual, our team provides tailored solutions, including Shared Equity Mortgages and Parent Protected Gifted Deposits. We also offer insurance services to complement your mortgage needs. With offices in Edinburgh and Glasgow, we combine local market knowledge with nationwide expertise to deliver reliable, efficient, and ethical mortgage solutions.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Shared Equity Mortgages
Parent Protected Deposits
Landlord Gifted Deposits
Details
- Year established: 2000
Highlights and features
- We are FCA-authorised mortgage brokers with 15+ years of Edinburgh-based expertise.
- We offer access to all UK mortgage lenders without charging client or broker fees.
- Our team specialises in complex mortgage scenarios including gifted deposits and buy-to-let.
- We provide tailored insurance solutions alongside mortgage services.
- We maintain partnerships with lenders who trust our professional mortgage advice.
Associations and certifications
- Financial Conduct Authority
What people say
Very professional outfit
Painless mortgage process
Quick and efficient service
Expert guidance through difficult scenarios
Beat previous mortgage deal
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored solutions. Our team simplifies property purchases by offering competitive rates and clear explanations of available options. With access to the entire UK mortgage market, we help new buyers secure their ideal home without charging broker fees.
Buy to Let Mortgages
Our buy-to-let expertise provides landlords with comprehensive mortgage options for property investments. We offer market-leading products and specialist advice on rental property financing. As FCA-regulated brokers, we ensure compliance with regulatory requirements while maximising investment returns through strategic mortgage solutions.
Shared Equity Mortgages
We facilitate shared equity arrangements that help buyers enter the property market with smaller deposits. Our brokers connect clients with government schemes and lender partnerships to reduce upfront costs. This service enables homeownership through structured equity-sharing agreements with transparent terms and conditions.
Parent Protected Deposits
Our parent protected deposit schemes allow families to assist with property purchases without gifting funds. We arrange secure financial arrangements where family contributions remain protected and accessible. This innovative solution helps first-time buyers access better mortgage rates while safeguarding family assets.
Landlord Gifted Deposits
We specialise in mortgage solutions for tenants purchasing their rented properties through gifted deposit arrangements. Our brokers facilitate transactions where landlords provide deposit assistance, creating mutually beneficial agreements. This service streamlines property transfers while ensuring compliance with lender requirements and regulatory standards.
Questions
Are your mortgage services free of broker fees?
Yes, we offer our mortgage brokerage services without charging client or broker fees, as we receive compensation directly from lenders.
How do you access the entire UK mortgage market?
As FCA-authorised brokers, we maintain partnerships with all major UK lenders, giving us access to the complete mortgage marketplace.
Can you help with complex mortgage situations?
Our team specialises in handling unusual mortgage scenarios, including self-employed applications and gifted deposit arrangements.
Do you offer online mortgage application services?
Yes, we provide an online mortgage application process with expert support throughout the entire journey.
What insurance products do you offer?
We arrange various insurance products to complement mortgages, including life and property protection policies.
