Business Details
17 Years
experience
Your Trusted Mortgage Advisers in Bellshill
Established in 2009, AL Mortgages is a team of experienced mortgage advisers based in Lanarkshire, serving clients across the UK. Our collective expertise spans over six decades in financial services, enabling us to deliver tailored mortgage and protection solutions. We prioritise understanding individual client needs, ensuring access to competitive mortgage deals through a comprehensive panel of lenders. Our commitment to transparency is reflected in our fee structure, with charges only incurred upon successful mortgage offers. Regulated by the Financial Conduct Authority and operating with integrity, we maintain a client-centric approach, offering flexible consultation options including in-office, telephone, or virtual meetings.Our track record demonstrates success in securing approvals for complex cases, including adverse credit histories, while providing ongoing support throughout the mortgage lifecycle. We specialise in first-time buyer guidance, remortgaging strategies, buy-to-let investments, and debt consolidation solutions. Our protection services, including life insurance and critical illness cover, are designed to safeguard clients financial stability. With a focus on simplicity and clarity, we aim to demystify the mortgage process while maintaining the highest standards of professionalism and regulatory compliance.
Services
Mortgages
Protection
Life Insurance
Critical Illness Cover
Income Protection
Whole of Life Plans
Debt Consolidation
Buy-to-Let Mortgages
Adverse Credit Mortgages
Mortgage Protection Cover
Details
- Year established: 2009
Highlights and features
- We offer over 60 years combined experience in financial services.
- Our team works with a comprehensive panel of lenders nationwide.
- FCA regulation ensures compliance and client trust.
- Tailored advice for first-time buyers and adverse credit cases.
- Flexible consultations available via phone, office, or evenings.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advisory
We provide tailored mortgage advice for first-time buyers, remortgagers, and buy-to-let investors. Our experienced advisers offer access to a comprehensive lender panel, ensuring competitive rates suited to individual financial circumstances. With expertise in complex cases, including adverse credit histories, we guide clients through every step, from initial consultation to securing a mortgage offer.
Life Insurance
Our life insurance policies safeguard families against financial hardship in the event of death. Tailored solutions provide either lump sums or income to maintain lifestyles, covering mortgages and dependents' needs. Policies are priced affordably and designed to fit within clients' budgets while offering critical financial security.
Critical Illness Cover
This service offers financial protection against life-altering illnesses like cancer, heart attacks, or strokes. Covered by lump sums or income, it supports mortgage payments and living expenses during recovery. Our advisers ensure policies align with clients' health profiles and financial commitments, providing peace of mind.
Income Protection
Income Protection provides tax-free monthly payments if illness or injury prevents work. Covering up to 60% of gross income, it ensures financial stability for mortgage payments and daily expenses. We customise policies to individual employment statuses and long-term needs.
Buy-to-Let Mortgages
Specialised mortgage solutions for property investors focus on rental income potential and long-term capital growth. We connect clients with lenders offering buy-to-let products, navigating tax implications and regulatory requirements to secure optimal investment returns.
Questions
How do you differ from high-street banks?
We work with a comprehensive lender panel, offering impartial advice without being tied to any single institution.
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let, and adverse credit specialist products.
What fees are involved?
Our success fee ranges from £0 to £495, charged only upon mortgage offer issuance.
Do you offer protection coverage?
Yes, we provide life insurance, critical illness cover, income protection, and whole of life plans.
Can you assist with debt consolidation?
We evaluate suitability for secured debt consolidation, ensuring it aligns with long-term financial goals.
How do you handle adverse credit cases?
Our advisers specialise in securing mortgages for clients with complex financial histories through specialist lenders.
Reviews (4)
Taylor McQueenie
Nov 25, 2021
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Aileen has been outstanding since I first came into contact. We are first time buyers with little to no idea on how it all works. Previously being with a mortgage advisor which wasn't the best, I then decided to try someone new after being recommend by a colleague.
Aileen is straight, honest and gives you not only the best service but also great advice. I wouldn't go to anyone else, can't recommend AL Mortgages enough, and also thank them for all the work that they do, considering the current climate we are in. Thanks Taylor x
Aileen is straight, honest and gives you not only the best service but also great advice. I wouldn't go to anyone else, can't recommend AL Mortgages enough, and also thank them for all the work that they do, considering the current climate we are in. Thanks Taylor x
Richard Claxton
Dec 02, 2020
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Positive:Professionalism,Quality,Responsiveness,Value
Excellent experience and service! Ive used Aileen for a few mortgages now, each time Aileen has gone above and beyond to deliver the desired outcome. Highly recommended!
Excellent experience and service! Ive used Aileen for a few mortgages now, each time Aileen has gone above and beyond to deliver the desired outcome. Highly recommended!
Gordon Allan
Jan 03, 2020
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Aileen, the business principal is fantastic... And NOTHING short of. I thoroughly recommend her. Her knowledge and expertise is second to none, and speaking as someone with an extensive financial services background I would most definitely question any negative reviews of AL Mortgages. The staff are also very helpful, courteous and professional. Nothing is too much trouble for AL mortgages. I recommend you experience the fantastic service for yourself.... You'll never go anywhere else after this!
David Millar
Oct 05, 2017
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I received excellent service for both house purchases and insurance from Aileen and her team of professional staff. I will continue to use this company and would recommend it to anyone requiring this service.
