Business Details
Legal Indemnity Insurance Specialists
Established over 25 years ago, Legal & Insurance Services Limited (LIS) specialises in underwriting legal indemnity and local search insurance for the conveyancing market. Our team combines extensive industry experience with a client-focused approach, offering tailored solutions for residential, commercial, and complex development risks. Many team members are former legal professionals who bring practical insights to policy design. We work directly with solicitors and authorised insurance brokers to create competitively priced, bespoke coverage options. Our services address title risks ranging from standard technical concerns to intricate development challenges, including pre- and post-planning development risks.As an FCA-authorised entity (firm reference 305910), we maintain rigorous compliance standards while delivering rapid, adaptable service. Our principal underwriting partner, Liberty Mutual Insurance Europe SE, provides A-rated financial security. We prioritise transparent communication and efficient claims handling, with clear procedures for policy activation and dispute resolution. Our expertise extends to niche areas like contaminated land coverage, defective leases, and planning permission breaches. Through continuous engagement with evolving legal frameworks, we ensure our insurance products remain aligned with market needs while maintaining strict adherence to regulatory requirements.
Services
Legal Indemnity Insurance
Local Search Insurance
Title Risk Coverage
Development Risk Insurance
Contaminated Land Insurance
Defective Lease Protection
Planning Permission Insurance
Rentcharge Coverage
Sewer Insurance
Judicial Review Protection
Highlights and features
- 25+ years' experience in legal indemnity insurance underwriting
- Experienced team including former legal practitioners
- Bespoke policy design for complex property risks
- FCA-authorised with A-rated underwriting partner
- Rapid response times for policy and claims processing
Associations and certifications
- Financial Conduct Authority
Services
Legal Indemnity Insurance
Specialist insurance covering property title defects that cannot be resolved before completion. Protects against financial loss from issues like missing rights, defective leases, and planning breaches. Policies tailored to specific risks identified during conveyancing.
Local Search Insurance
Insurance addressing risks arising from incomplete or delayed local authority searches. Covers potential liabilities from undiscovered planning permissions, building regulation breaches, and environmental factors affecting property transactions.
Development Risk Insurance
Coverage for pre- and post-planning development risks including adverse possession claims, restrictive covenant breaches, and infrastructure validation issues. Designed for both single-property and multi-title development schemes.
Contaminated Land Insurance
Insurance against remediation costs and liability claims arising from historical contamination. Covers properties where environmental reports identify potential pollution risks requiring mitigation measures.
Judicial Review Protection
Coverage for legal challenges to planning permissions. Protects developers against financial loss if planning approvals are overturned through judicial review proceedings.
Questions
What types of legal indemnity insurance do you offer?
We provide coverage for title defects, local search issues, development risks, contaminated land, defective leases, and planning permission breaches.
How quickly can you issue a policy?
We prioritise rapid underwriting decisions with bespoke policies typically arranged within 24-48 hours of receiving complete documentation.
Are your insurance products FCA regulated?
Yes, Legal & Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (firm reference 305910).
What information is required for a claim?
Claims require policy details, property identification documents, and evidence of the risk. Contact us with full details for prompt processing.
Do you cover multi-property developments?
Yes, we offer tailored solutions for both single-property transactions and large-scale multi-title development projects.
Who underwrites your insurance policies?
Our policies are underwritten by Liberty Mutual Insurance Europe SE, an A-rated insurer with whom we've maintained a 20+ year partnership.
