Business Details
Specialist Commercial Insurance Solutions
UK Special Risks is an independent insurance broker dedicated to providing tailored commercial insurance solutions for small to medium-sized businesses. We pride ourselves on our exclusive relationships with insurers and our commitment to understanding the unique needs of each client. Our team of experienced professionals works closely with businesses to identify risks and implement comprehensive coverage strategies. As a company regulated by the Financial Conduct Authority, we maintain the highest standards of professionalism and accountability. Our approach emphasizes long-term relationships, with individual account managers assigned to ensure continuity and personalized service.We have developed industry-specific insurance products to address niche market requirements, reflecting our deep understanding of diverse business sectors. Recognized as Schemes Intermediary of the Year 2011 by Insurance Age, our track record demonstrates consistent excellence in service delivery. We maintain transparency in all our operations, ensuring clients receive clear explanations of coverage options and terms. Our focus on specialist insurance categories enables us to offer expert guidance in complex risk management scenarios. With our headquarters in Maidstone, Kent, we serve businesses nationwide while maintaining the personal touch that has defined our success.
Services
Employers Liability
Public Liability
Commercial Property
Motor Fleet
Professional Indemnity
Legal Expenses
Directors Liability
Personal Property
Highlights and features
- We are independent advisors with exclusive insurer relationships
- We assign dedicated account managers for long-term relationships
- We offer industry-specific insurance products developed through market expertise
- We are regulated by the Financial Conduct Authority for professional accountability
- We have received industry recognition as Schemes Intermediary of the Year
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Understand our requirements
Arrange specialist Credit Insurance Protection
Services
Employers Liability
Our Employers Liability insurance protects businesses against claims from employees suffering work-related injuries or illnesses. We ensure compliance with legal requirements while providing comprehensive coverage for compensation claims and legal costs. Our tailored policies adapt to specific workplace risks across various industries.
Public Liability
Public Liability insurance safeguards businesses against third-party claims for property damage or bodily injury. We offer customised policies that consider your operational environment, ensuring adequate coverage for customer interactions and public-facing activities across different sectors.
Commercial Property
Commercial Property insurance covers buildings and contents against risks like fire, theft, and natural disasters. Our solutions protect both physical premises and business-critical assets, with flexible terms that accommodate varying property types and inventory requirements for SMEs.
Professional Indemnity
Professional Indemnity insurance protects against claims for professional negligence or advice-related losses. We provide policies tailored to service providers' specific risks, covering legal defence costs and compensation awards while maintaining your business reputation.
Directors Liability
Directors & Officers Liability insurance covers legal costs and compensation claims against company leadership. Our policies protect executives from personal financial loss while ensuring business continuity during governance-related disputes or regulatory investigations.
People
Martin Bell
Managing Director
Martin Bell leads UK Special Risks with extensive insurance market experience. He has driven the company's growth through strategic insurer partnerships and maintains a client-focused approach to risk management solutions.
Questions
What types of insurance do you specialise in?
We specialise in commercial insurance including employers liability, public liability, commercial property, motor fleet, professional indemnity, and directors & officers liability.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 300289.
How do you tailor insurance to specific industries?
We develop industry-specific products through our market expertise and exclusive insurer relationships, addressing unique risk profiles for sectors like dental laboratories and health food retailers.
How can I get a quote?
You can start your quote online through our website or contact our Maidstone office directly via phone or email for personalised assistance.
Do you work with businesses outside Kent?
While based in Kent, we provide insurance solutions to businesses nationwide through our established insurer networks.
Reviews (1)
Essam Ahmed
Jun 28, 2021
Report
I have been with UK special risks for over 15 years with no claims, When I made a claim recently I was shocked of their response as it was not clear and fare!! so I raised a complaint and again their response was very poor and not professional . I will not renew my BI policy with them because of their poor service and unreliable.
