Business Details
Specialist Insurance Solutions for Blocks of Flats, Landlords & Businesses
Established over 60 years ago in Cheltenham, Lansdown Insurance Brokers Insurance Brokers has built a reputation for exceptional customer service and specialist insurance solutions. As part of the Benefact Group since 2014, we combine decades of industry expertise with a commitment to providing tailored insurance products for blocks of flats, landlords, businesses, and personal lines. Our team of experienced professionals prioritises client needs, offering expert guidance on coverage options including terrorism insurance, rebuild cost assessments, and liability protections.We maintain authorisation and regulation by the Financial Conduct Authority, ensuring adherence to rigorous industry standards. Our in-house policy issuance process delivers fast, efficient service while our partnerships with leading insurers enable access to comprehensive, customisable coverage solutions. With a focus on innovation and community engagement, we strive to exceed client expectations through transparent, fair practices and a deep understanding of evolving insurance requirements.
Services
Blocks of Flats Insurance
Landlord Insurance
Business Insurance
Personal Lines Insurance
Commercial Property Insurance
Professional Indemnity Insurance
Unoccupied Property Insurance
Terrorism Insurance
Rebuild Cost Assessment
Residents Liability Insurance
Highlights and features
- Over 60 years of specialist insurance experience in Cheltenham
- Part of the reputable Benefact Group since 2014
- Expert personal service with in-house policy issuance
- Access to leading insurers for comprehensive coverage options
- Commitment to community and industry innovation
Associations and certifications
- Financial Conduct Authority
Services
Blocks of Flats Insurance
Specialist insurance for apartment blocks, converted houses, and purpose-built developments. Covers buildings, liability, loss of rent, and alternative accommodation with access to leading insurers. Includes lift insurance and inspections.
Landlord Insurance
Comprehensive protection for residential and commercial rental properties. Includes buildings coverage, liability protection, accidental damage, theft, and water escape. Offers rent guarantee and legal expenses options.
Business Insurance
Tailored policies for UK businesses including employers' liability, public liability, and professional indemnity coverage. Bespoke solutions for shops, offices, tradesmen, and high-risk industries with A-rated insurers.
Rebuild Cost Assessment
Accurate valuation services for insurance purposes through partnership with RebuildCostAssessment.com. Provides desktop and on-site assessments to ensure adequate coverage levels for residential and commercial properties.
Commercial Property Insurance
Protection for business premises including shops, offices, and industrial units. Covers buildings, contents, liability risks, and business interruption. Available as standalone policies or part of comprehensive business insurance packages.
Questions
What is block of flats insurance?
Specialist coverage for multi-occupancy residential buildings, including structural protection, liability coverage, and additional protections like lift insurance and loss of rent provisions.
Does landlord insurance cover legal expenses?
Yes, we offer optional legal expenses coverage and rent guarantee insurance to protect against tenant-related legal claims and income loss.
Is business insurance legally required?
Employers' liability insurance is mandatory for businesses with employees. Public liability and professional indemnity coverages are strongly recommended but not legally required.
How are insurance premiums calculated?
Premiums depend on factors including property value, claims history, coverage limits, and risk profiles. We help clients find cost-effective solutions through our panel of A-rated insurers.
Can I insure multiple properties together?
Yes, we offer portfolio insurance solutions for clients with multiple blocks of flats or rental properties under single comprehensive policies.
What areas do you cover?
While based in Cheltenham, we provide insurance solutions across the UK for residential, commercial, and business properties.
Reviews (5)
Carole Flynn
Mar 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I spoke to Alec Lloyd and he was so helpful and approachable. Many thanks to him for his advice. So appreciated.
Carole Flynn
I spoke to Alec Lloyd and he was so helpful and approachable. Many thanks to him for his advice. So appreciated.
Carole Flynn
Flyandvisit
Feb 12, 2021
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Positive:Professionalism
Very easy dealing with the people at this company......................
Very easy dealing with the people at this company......................
Vince Henderson
Feb 06, 2021
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Positive:Quality,Responsiveness
I had not received renewal documentation for House Insurance due early Feb. My query was swiftly passed on to Sam, who, also swiftly, explained that my Direct Debit (which I have not had before) would be automatically renewed, so no renewal documents sent. OK.
I had not received renewal documentation for House Insurance due early Feb. My query was swiftly passed on to Sam, who, also swiftly, explained that my Direct Debit (which I have not had before) would be automatically renewed, so no renewal documents sent. OK.
Robin Saphra
Nov 22, 2020
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Critical:Professionalism
Quoted premium, confirmed cover, then without explanation withdrew the quotation and asked me instead to transfer my current policy with another broker to them....whatever they're up to, I don't trust it.
Quoted premium, confirmed cover, then without explanation withdrew the quotation and asked me instead to transfer my current policy with another broker to them....whatever they're up to, I don't trust it.
Michael Willoughby
May 06, 2020
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This is my second year as a client of Lansdown Insurance Brokers. I was already pleased by Debbie Hunts extremely competitive quotations. She is always professional. and extremely courteous. I recently had a need to make a claim. The insurance company turned out to be a fair-weather friend more interested in the premium, than supporting its clients.
Debbie Hunt of Lansdown Insurance Brokers intervened on my behalf, and tenaciously pressed my case, and after many calls managed to secure my claim in full, plus compensation from the insurance company in respect of their shoddy service. If you
Debbie Hunt of Lansdown Insurance Brokers intervened on my behalf, and tenaciously pressed my case, and after many calls managed to secure my claim in full, plus compensation from the insurance company in respect of their shoddy service. If you
