Business Details
12 Years
experience
Trusted Financial Advisers in Swindon & Nationwide
Established in 2014 by Samuel Mather-Holgate and Steve Murray, our firm was founded on the principle that quality financial advice should be accessible to everyone, regardless of their financial background. With our head office in Swindon and a network of regional advisers nationwide, we leverage cutting-edge technology to deliver impartial, client-focused solutions tailored to individual needs. Our team of experienced professionals specialises in holistic financial planning, offering lifetime strategies that encompass mortgages, pensions, investments, protection insurance, and estate planning.We prioritise transparency, maintaining no ties to specific providers to ensure our recommendations remain fully independent. Through our secure client portal, clients enjoy real-time policy updates and direct communication with their adviser, reinforcing our commitment to accessible, technology-enhanced service. Our nationwide presence allows us to accommodate face-to-face meetings, home visits, or virtual consultations, ensuring flexibility for clients across the UK and beyond.
Services
Mortgages
Pensions
Protection Insurance
Wealth Management
Wills & Estate Planning
Equity Release
Employer Services
Investment Planning
Life Insurance
Remortgaging
Details
- Year established: 2014
Highlights and features
- We offer fully independent financial advice with no ties to specific providers
- Our holistic planning approach addresses all aspects of financial security
- Accessible services for clients of all financial backgrounds
- Secure client portal with real-time policy updates and messaging
- Nationwide coverage with flexible meeting options
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Knowledgeable advisers
Stress-free process
Highly recommend
Professional approach
Services
Mortgages
Our independent mortgage advisers search the entire market to find competitive deals tailored to individual circumstances. We specialise in first-time buyer mortgages, remortgaging, buy-to-let financing, and complex cases involving self-employment or adverse credit histories. With access to specialist lenders, we provide impartial advice and support throughout the application process.
Pensions
We offer comprehensive pension advice covering consolidation, transfers, and retirement income strategies. Our specialists help clients navigate defined benefit schemes, pension freedoms, and tax-efficient withdrawals. Through regular reviews and scenario planning, we ensure clients maintain control over their retirement finances while optimising long-term outcomes.
Wealth Management
Our wealth management services focus on creating diversified investment portfolios aligned with individual risk profiles and financial goals. We provide ESG investing options and ongoing portfolio reviews to adapt to changing market conditions. The service includes inheritance tax planning and intergenerational wealth transfer strategies.
Protection Insurance
We offer tailored protection solutions including life insurance, income protection, and critical illness cover. Our advisers assess individual needs to recommend appropriate coverage levels while identifying unnecessary existing policies. The service ensures financial security for dependants and maintains lifestyle continuity during unexpected events.
Equity Release
Our equity release specialists provide impartial advice on releasing tax-free cash from property while maintaining financial security. We explain lifetime mortgage options and home reversion plans, ensuring clients understand implications for inheritance and means-tested benefits through comprehensive illustrations and scenario analysis.
People
Steve Archer
Financial Adviser
With extensive experience in pension consolidation and retirement planning, Steve provides clear, jargon-free advice. He specialises in helping clients understand complex financial options while maintaining a patient, client-focused approach that prioritises long-term financial security.
Sherril Moore
Mortgage Adviser
Specialising in first-time buyer mortgages and complex property transactions, Sherril offers expert guidance through the home buying process. Her approach combines market knowledge with personalised support, particularly for clients facing challenging purchase scenarios or unconventional income situations.
Kate Ricks
Financial Planner
Kate focuses on pension transfers and annuity solutions, particularly for expatriates and clients with complex pension arrangements. Her expertise includes navigating regulatory requirements while delivering tailored financial strategies that address individual circumstances and long-term objectives.
Sarah Searle
Mortgage Specialist
Sarah specialises in residential mortgages and insurance solutions, with particular experience supporting clients with pre-existing medical conditions. Her client-centred approach ensures clear communication and tailored financial products that meet specific needs throughout the property journey.
Helen Quayle
Financial Consultant
Helen provides expert guidance on UK employment pensions and cross-border financial planning. Her strengths include clear communication of complex financial concepts and delivering personalised solutions that address both immediate needs and long-term security requirements for international clients.
Questions
What financial services do you offer?
We provide independent advice on mortgages, pensions, wealth management, protection insurance, equity release, wills, and employer services. Our specialists create tailored financial plans addressing both immediate needs and long-term security.
How are you different from high-street banks?
As independent advisers, we're not tied to specific providers. This allows us to offer truly impartial recommendations across the entire market, including access to specialist lenders and products unavailable through traditional banks.
Do you work with clients outside Swindon?
Yes, while our head office is in Swindon, we operate nationwide with regional advisers in major UK cities. We offer flexible consultations through home visits, office meetings, or secure online platforms.
How do I start the financial planning process?
Contact us via phone or our website to schedule a free initial consultation. During this meeting, we'll understand your financial situation, discuss goals, and create a customised plan that evolves with your changing needs.
What makes your mortgage advice unique?
Our whole-of-market approach identifies competitive deals tailored to individual circumstances, including specialist solutions for self-employed individuals, expatriates, and those with adverse credit histories.
How do you support clients after initial advice?
We provide ongoing support through regular reviews, market updates, and lifetime financial planning. Our client portal offers real-time policy information and direct communication with your assigned adviser.
Reviews (5)
Chris Jackson
Dec 20, 2021
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The advice given by Kerry was explained clearly. He was in contact with me from beginning to end via text and email. Good professional service.
S. Patel
Dec 12, 2021
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I would like to thank Kerry for his professional financial advice regarding my recent policies. He spent a lot of time not only tailoring my choices for me, but he also helped clear up anything I was unsure of. He always followed up our conversations with emails of explanations and what we had discussed which kept me in the loop with everything. Thank you Kerry for all of your help.
Craig Lebeter
Oct 05, 2021
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I would like to take this opportunity to thank Kerry for the friendly, efficient and professional service he provided to my wife and I throughout the entire mortgage process. He explained the whole process very clearly and went out of his way to rectify any points we were unsure of. He did this in an efficient and timely manner, and left us in no doubt about any stage of the application. A massive thank you from myself and Imogen Kerry, it is well deserved and we will definitely be recommending you!
Christian Hauschild
Aug 29, 2021
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Dan supported us through a mortgage application, and then subsequent house sale and purchase. He was extremely professional, friendly and reliable. Dan, and his colleague Anne, were fantastic in chasing and pushing the process along and helping us navigate a challenging situation with our solicitors. Even though we moved just before the end of the stamp duty holiday, meaning everyone was extremely busy, we always felt that Dan was approachable and available. We are very grateful for his and Annes work.
Phil Palmer
Aug 17, 2021
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Positive:Professionalism,Quality
Kerry Walters who dealt with my life insurance enquiry was really professional and took care of everything. He was very informative and explained everything from start to completion which made the process really easy. I will definitely use this business again.
Kerry Walters who dealt with my life insurance enquiry was really professional and took care of everything. He was very informative and explained everything from start to completion which made the process really easy. I will definitely use this business again.
