Business Details
Your Trusted Insurance Broker in Oxfordshire
Spencerinsurance has built a reputation on delivering tailored insurance solutions for SMEs across Oxfordshire, Berkshire, Gloucestershire, and Wiltshire. Our approach centres on understanding the unique risks each business faces through face-to-face visits and ongoing dialogue, ensuring policies reflect individual operational needs. We specialise in sectors including engineering, manufacturing, and commercial property, with a focus on demystifying insurance terminology and using accurate financial figures to prevent underinsurance.Our commitment extends beyond policy placementwe actively support clients through claims processes and conduct regular reviews to maintain coverage relevance. With decades of experience and a client-first ethos, we prioritise continuity by ensuring direct access to the same dedicated broker, avoiding the impersonal service often seen in consolidated insurance markets.
Services
Engineering Insurance
Manufacturing Insurance
SME Insurance
Commercial Property Insurance
Highlights and features
- We conduct on-site visits to understand your business risks firsthand
- Our policy reviews ensure coverage remains aligned with evolving needs
- We explain complex insurance terms in straightforward language
- Direct broker access guarantees continuity of service and expertise
- Proactive claims support minimises business disruption during settlements
Associations and certifications
- Financial Conduct Authority
What people say
Personal gateway into insurance
Efficient and prompt service
Understands our business needs
Competitive pricing with right cover
Exceptional support package
Services
Engineering Insurance
Specialist insurance solutions for engineering businesses, addressing machinery breakdowns, liability risks, and project-specific requirements. We ensure comprehensive protection for mechanical and technical operations while maintaining compliance with industry standards. Our tailored approach considers unique engineering processes and potential operational disruptions.
Manufacturing Insurance
Customised coverage for manufacturing enterprises, including plant and machinery protection, business interruption, and supply chain risks. We assess production processes, inventory management, and regulatory compliance to create policies that safeguard against equipment failure, fire damage, and operational halts.
SME Insurance
Bespoke insurance packages for small and medium enterprises across multiple sectors. Our solutions combine property, liability, and business continuity coverage while addressing specific risks related to your industry. Regular policy reviews ensure protection evolves with your growing business needs.
Commercial Property Insurance
Comprehensive coverage for commercial premises including buildings, contents, and business interruption. We evaluate property-specific risks, leasehold requirements, and operational dependencies to create policies that protect against fire, flood, and structural damage while ensuring business continuity.
People
Joanne Spencer
Insurance Broker
With over 30 years' experience, Joanne Spencer provides tailored insurance solutions for SMEs. She specialises in engineering, manufacturing, and commercial property sectors, offering on-site risk assessments and dedicated client support. Her approach focuses on understanding business operations to create appropriate coverage.
Questions
What areas do you cover?
We serve SMEs in Oxfordshire, Berkshire, Gloucestershire, and Wiltshire with tailored insurance solutions.
How do you ensure appropriate coverage?
Through on-site visits and regular reviews to understand your evolving business risks and operations.
What sectors do you specialise in?
Engineering, manufacturing, commercial property, and SMEs with complex insurance requirements.
How are claims handled?
We provide continuous support throughout the claims process to ensure timely and fair settlements.
Can you review existing policies?
Yes, we conduct comprehensive policy reviews to identify gaps and ensure adequate coverage.
What differentiates your service?
Direct broker access, personalised risk assessments, and ongoing policy management tailored to your business.
