Business Details
33 Years
experience
Emergency
services
Specialist Insurance for High-Value Homes & Possessions
Established in 1993, Lumley Insurance has built a reputation as the UK's largest family-owned private client insurance broker, serving discerning clients since 1860. Our expertise lies in providing tailored insurance solutions for high-value homes, possessions, and commercial enterprises, combining five generations of industry knowledge with modern efficiency. We prioritise long-term relationships, understanding individual client needs to source policies from a curated panel of high-net-worth insurers. Our dedicated team of Account Handlers and Claims Advisors ensures responsive service, proactive risk management, and swift claims resolution. With offices in Cirencester and London, we offer discreet, expert guidance for both personal and business insurance requirements.Our commitment to transparency and trust has earned us a loyal client base that values our ability to deliver comprehensive coverage without restrictive conditions. We actively collaborate with insurers, underwriters, and loss adjusters to secure optimal outcomes for clients during claims processes. Our cyber liability insurance addresses evolving digital risks, while our commercial offerings cater to businesses facing complex risk landscapes. Through generations of experience and a focus on client-centric service, we continue to uphold traditional insurance values while embracing contemporary challenges.
Services
High-Value Buildings Insurance
Fine Art Collections Insurance
Jewellery and Watches Insurance
Commercial Property Insurance
Cyber and Data Liability Insurance
Prestige Vehicle Insurance
Listed Properties Insurance
Business Interruption Cover
Professional Indemnity Insurance
Unoccupied Properties Insurance
Details
- Year established: 1993
Highlights and features
- Five generations of insurance expertise since 1860
- Dedicated Account Handlers and Claims Advisors
- Curated panel of market-leading insurers
- Proactive risk management guidance
- Swift claims resolution with insurer partnerships
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Swift resolution
Trusted advisor
Dedicated support
Comprehensive coverage
Services
High-Value Buildings Insurance
Specialist coverage for premium residential properties, including listed buildings and heritage homes. Our policies protect against structural damage, subsidence, and renovation risks while accommodating unique architectural features. Clients benefit from access to expert valuers and restoration specialists who understand the complexities of high-value property insurance.
Fine Art Collections Insurance
Tailored insurance for valuable art collections, antiques, and collectibles. We provide coverage for damage, theft, and conservation needs with specialist assessors who understand the unique requirements of fine art. Policies include transit protection and valuation services to ensure accurate coverage for appreciating assets.
Commercial Property Insurance
Comprehensive protection for commercial properties including office spaces, retail units, and industrial facilities. Our policies address business interruption risks, liability claims, and asset protection with flexible terms for evolving business needs. Clients receive proactive risk management advice from experienced commercial insurance specialists.
Cyber and Data Liability Insurance
Modern coverage against cyber threats including data breaches, ransomware attacks, and business disruption from IT failures. Our policies include incident response support and compliance guidance to help businesses navigate evolving digital security challenges with expert-backed protection.
Prestige Vehicle Insurance
Specialist insurance for high-value, classic, and performance vehicles. Policies include agreed valuation, restoration expertise, and coverage for both daily use and storage periods. Our team understands the unique requirements of prestige vehicle ownership and provides tailored protection accordingly.
People
John Lumley
Chairman and CEO
With over 40 years in the insurance industry, John Lumley leads Lumley Insurance's strategic direction. His leadership ensures continuity of our family values while maintaining focus on innovation and client service excellence.
Ruth
Account Handler
Ruth provides dedicated support to private clients, managing their insurance portfolios with professionalism and understanding. Clients praise her responsive communication and thorough approach to meeting their specific insurance requirements.
Questions
What specialist insurance products do you offer?
We specialise in high-value home and contents insurance, fine art collections, jewellery, commercial properties, cyber liability, and prestige vehicle coverage tailored to discerning clients.
How do you handle insurance claims?
Our dedicated Claims Advisors guide clients through the process, working directly with insurers to ensure swift resolution and minimal disruption during stressful times.
Do you cover listed or heritage properties?
Yes, we provide specialist insurance for listed buildings and heritage properties, including appropriate restoration expertise and coverage for unique architectural features.
What commercial insurance options exist?
We offer bespoke commercial insurance including property cover, professional indemnity, directors' liability, cyber protection, and business interruption policies tailored to specific business needs.
Reviews (1)
Mark Ballinger
Dec 22, 2017
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Lumley insurance is excellent! Everyone I spoke with was friendly and demonstrated a high level of product knowledge. They found me the best policy in the market at a very competitive price!
