Call Now
Website
Call
Business Details
15 Years
experience
Your Trusted Commercial Insurance Partner in Oxfordshire
Established in 2011, we revolutionised commercial insurance by combining personal service with competitive pricing. Our team specialises in crafting tailored insurance solutions for businesses of all sizes, from sole traders to large corporations. With access to over 200 insurance products and partnerships with specialist markets including Lloyd's of London, we deliver comprehensive coverage across fleet, property, liability, and cyber insurance. Our FCA-authorised status and membership of the Specialist Risk Group ensure rigorous compliance and access to exclusive benefits.

We prioritise direct client relationships, offering dedicated account handlers and transparent communication to build long-term trust. Our industry expertise spans sectors including haulage, construction, and professional services, with a proven track record of securing cost-effective policies that mitigate business risks.
Services
Fleet Insurance Commercial Combined Insurance Property Owners Insurance Professional Indemnity Insurance HGV/Truck Insurance Goods in Transit Insurance GAP Insurance Cyber Insurance
Details
  • Year established: 2011
Highlights and features
  • We have over 10 years of experience in commercial insurance broking
  • Our team offers 24/7 claims support and direct account handler access
  • We provide tailored policies across 200+ insurance products
  • Our FCA-authorised status ensures regulatory compliance and trust
  • We offer exclusive benefits through Lloyd's of London partnerships
Associations and certifications
  • Financial Conduct Authority
What people say
Best customer service Efficient policy matching Industry knowledge Cost-effective solutions Personalised service
Services
Fleet Insurance
Specialist fleet insurance for businesses with two or more vehicles, including cars, HGVs, and specialist plant machinery. We offer flexible policies with benefits like 24-hour claims support, named/any driver options, and GAP insurance. Our partnerships with exclusive insurance markets ensure competitive pricing for haulage, courier, and logistics companies.
Commercial Combined Insurance
Integrated insurance solution combining multiple covers including public liability, employers liability, property damage, and business interruption. Tailored to specific business needs with flexible amendments as operations evolve. Provides comprehensive protection against legal claims, property damage, and operational disruptions for SMEs and large corporations.
Professional Indemnity Insurance
Protection against claims arising from professional negligence, including incorrect advice, design defects, or data breaches. Essential for consultants, architects, and professionals facing legal challenges. Covers legal expenses, compensation claims, and reputational damage mitigation with indemnity limits matching business requirements.
HGV/Truck Insurance
Comprehensive insurance for haulage operators and owner-drivers covering vehicles from 3.5 to 60 tons. Includes options for goods in transit, breakdown assistance, and public liability. Features low excesses starting at 250, flexible driver age restrictions, and security discounts for vehicles with tracking systems.
Cyber Insurance
Defence against cyber threats including data breaches, ransomware attacks, and business interruption from network downtime. Covers regulatory fines, crisis communication costs, and third-party liability claims. Designed for businesses handling sensitive electronic data across all industry sectors.
People
Tony McLeman
Director
With over 12 years' experience, Tony provides expert insurance solutions for fleet and commercial clients. He personally oversees account management and policy negotiations, ensuring tailored coverage and exceptional service standards.
Alex
Account Executive
Specialising in fleet policy structuring, Alex delivers efficient insurance solutions for logistics companies. Known for attentive service and competitive policy matching, he manages client portfolios with a focus on cost-effectiveness.
Tom
Insurance Consultant
Tom supports SMEs and large corporates with commercial combined policies. His expertise in risk assessment ensures comprehensive coverage across property, liability, and business interruption insurance products.
Ben
Claims Specialist
Ben manages claims processes for fleet and property insurance, providing 24/7 support during incidents. He coordinates with approved repairers and ensures timely resolution for policyholders.
Tony, Ben, Tom & team
Insurance Brokers
The core brokerage team combines decades of industry experience, delivering personalised service across commercial insurance products. Their collaborative approach ensures clients receive comprehensive risk management solutions.
Questions
What types of commercial insurance do you offer?
We provide fleet, property, professional indemnity, public liability, goods in transit, HGV/truck, GAP, and cyber insurance tailored to UK businesses' specific needs.
How can I get a competitive insurance quote?
Contact our Carterton-based team via phone or online enquiry form to discuss your requirements and receive a customised quote within 24 hours.
Do you cover specialist industries?
Yes, we specialise in hard-to-place risks across sectors including haulage, construction, professional services, and logistics through our specialist market partnerships.
What claims support do you provide?
We offer 24/7 claims assistance with dedicated support throughout the process, including guidance on documentation and liaison with insurers.
Are you regulated by industry authorities?
We are authorised and regulated by the Financial Conduct Authority (FRN: 919968) and part of the Specialist Risk Group for enhanced market access.
How do you tailor insurance policies?
Our consultants conduct detailed risk assessments considering business size, industry, turnover, and specific exposures to create optimised coverage solutions.
Reviews (5)
Mo Siddique
Jul 06, 2021 Report
Been with these guys a few years, they've beaten every quote I put forward. Hands down the best customer service. Highly recommended the guys are easy to talk to and get the job done.
Accounts Department Munshini
Feb 19, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Best brokers in the insurance industry. from property insurance to fleet. We have now dealt with F&C for over 5 years and nobody has come close to the price and service they offer!
Alan Simpson
Oct 22, 2020 Report
Positive:Professionalism,Quality,Responsiveness,Value
I can not speak more highly of their professionalism. Real people with real helpful attitude. Wish we heard of them years ago ! Have to say, well done Fleet and Commercial !
James Foster
May 30, 2020 Report
Initially had a good experience gave them specialist fleet business to place as they too claimed to be specialist after much chasing one of the patronising oils that's a director told me they're not a specialist and never were! Avoid this shower
Ellen Gray
Jun 02, 2018 Report
Amazing company they have dealt with a lot of issues for us over the years. The personal service is great you get to speak to the same guys all the time. Been with them 15 years would not even get a quote now from anyone else thanks Tom for all your help. if your looking for fleet insurance use these guys.