Business Details
Emergency
services
Specialist Business Insurance and Risk Management Solutions
De Novo Risk Solutions Limited was founded to address a gap in the insurance brokerage market by providing bespoke, client-centric services tailored to individual business needs. With over two decades of industry experience, our team prioritises understanding clients' unique risk profiles, trading dynamics, and strategic priorities to deliver specialist insurance solutions. We combine sector-specific expertise with technical excellence, offering comprehensive risk management programmes across industries such as asbestos, construction, rail, and waste management.Our proactive approach ensures clients receive tailored policy reviews, robust coverage assessments, and actionable plans to mitigate future risks. As an authorised and regulated broker, we maintain long-term relationships built on trust, transparency, and a commitment to evolving with industry demands while securing optimal coverage at competitive prices.
Services
Asbestos Industry Insurance
Construction Insurance
Flood Insurance
Rail Industry Coverage
Waste Management Policies
Risk Management Consultancy
Policy Review Services
Claims Handling Support
Sector-Specific Insurance
Renewable Energy Insurance
Highlights and features
- We offer 20 years of insurance industry expertise with a hands-on approach.
- Our team provides tailored insurance reviews aligned to your sector's specific risks.
- We maintain long-term relationships through proactive claims management and transparency.
- We specialise in hard-to-place sectors like asbestos and construction with market-leading partners.
- Our confidential insurance programme reviews identify coverage gaps and cost-saving opportunities.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
First class service
Key asset to growth
Trusted partner
Proactive claims handling
Sector-specific expertise
Services
Insurance Brokerage
We provide specialist insurance brokerage services tailored to high-risk industries. Our team analyses business profiles to secure optimal coverage from leading insurers while ensuring compliance with sector-specific regulations. With access to niche markets, we deliver bespoke policies for asbestos, construction, and rail sectors. Our approach combines technical expertise with proactive risk mitigation strategies to protect client interests.
Risk Management
Our risk management solutions focus on identifying and mitigating sector-specific exposures. We conduct comprehensive reviews of insurable and non-insurable risks, policy wording alignment, and premium benchmarking. By creating actionable plans, we help businesses strengthen their risk profiles and reduce future liabilities through tailored strategies developed over 20 years of industry experience.
Policy Reviews
We offer confidential insurance programme reviews to assess coverage effectiveness and value for money. Our process identifies gaps in statutory compliance, evaluates premium competitiveness, and recommends improvements without disrupting existing insurer relationships. Clients receive detailed reports with prioritised actions to enhance their insurance strategies based on sector best practices and claims data analysis.
Claims Handling
Our claims handling services prioritise swift resolution while maintaining client relationships with insurers. We provide dedicated support for complex claims, including emergency response coordination and documentation management. By acting as intermediaries, we ensure fair settlements aligned with policy terms while minimising business disruption during critical periods.
Sector Expertise
We specialise in high-risk sectors including asbestos, construction, and waste management. Our team maintains in-depth knowledge of industry-specific challenges through continuous engagement with sector developments. By partnering with insurers experienced in these fields, we deliver targeted solutions addressing unique regulatory requirements, operational hazards, and evolving market conditions affecting these industries.
People
Damian Hayes
Managing Director
With 20 years of experience in the insurance industry, Damian Hayes founded De Novo Risk Solutions to provide bespoke brokerage services. He previously held director roles at national and independent brokers, developing sector-specific expertise in high-risk industries. His hands-on approach ensures clients receive tailored risk management strategies aligned with their operational needs.
Questions
What sectors do you specialise in?
We specialise in high-risk sectors including asbestos, construction, rail, waste management, and renewable energy, offering tailored insurance solutions for each industry's unique challenges.
How do your insurance reviews work?
Our confidential reviews assess your current coverage, identify gaps, benchmark premiums, and create action plans to improve risk protection without disrupting existing insurer relationships.
Do you offer emergency claims support?
Yes, we provide 24/7 emergency claims support through dedicated contact numbers for urgent incidents outside office hours, ensuring swift resolution assistance.
Are you regulated by any authorities?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict industry standards and client protection requirements.
How do you ensure competitive pricing?
We benchmark your premiums against industry standards during reviews and leverage relationships with specialist insurers to secure optimal coverage at competitive rates.
Can you help with hard-to-place risks?
Yes, we specialise in placing complex risks within niche markets, particularly in sectors like asbestos and construction where traditional brokers may struggle to secure coverage.
Reviews (1)
Warren Haughey
Jul 17, 2018
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Great company. Friendly customer service compared to many other insurance companies, local and really helpful when going through all the options. Highly recommend!!
