Business Details
34 Years
experience
Trusted Bridging Loans & Development Finance Solutions
Established in 1992, Alternative Bridging has been a principal lender in the UK property finance sector, specialising in bridging loans, development finance, and specialist lending solutions. Our team of experienced professionals works directly with the property industry, business developers, and homeowners to deliver cost-effective, swift, and simple financial products tailored to individual needs. As an FCA-authorised and regulated entity, we prioritise transparency, reliability, and innovation, ensuring our clients receive dependable commitments and industry-leading service.Our Alternative Overdraft facility offers flexible drawdown options, while our decades of hands-on experience enable us to navigate complex financial landscapes with precision. We maintain direct broker communication channels to expedite decision-making and provide tailored solutions for residential, commercial, and development projects across the UK.
Services
Bridging Loans
Development Finance
Alternative Overdraft
Term Loan
Specialist Lending
Commercial Bridging
Residential Bridging
Heavy Refurbishment Loans
Auction Finance
Regulated Development Finance
Details
- Year established: 1992
Highlights and features
- Principal lender commitments are dependable and execution-focused
- Team with continuous property finance expertise since 1992
- Direct broker access to key decision-makers for faster outcomes
- Bridging services combine speed with intelligent, tailored delivery
- Innovative Alternative Overdraft facility with flexible drawdown options
Associations and certifications
- Financial Conduct Authority
Services
Bridging Loans
Our bridging loans provide rapid financing solutions for property purchases, refinancing, and working capital needs. Available as regulated residential or commercial products, these short-term loans support property investors, developers, and homeowners across the UK. With flexible terms and swift processing, we enable clients to capitalise on time-sensitive opportunities in competitive markets.
Development Finance
Tailored development finance solutions support residential and commercial construction projects from site acquisition to completion. Offering up to 90% loan-to-cost ratios, our structured financing covers construction costs, professional fees, and working capital requirements. Experienced underwriters assess each project's viability to deliver appropriate funding structures for developers nationwide.
Alternative Overdraft
This revolving credit facility offers instant liquidity with no setup costs, allowing borrowers to draw down and repay funds as needed. Designed for property investors and businesses, it provides financial flexibility for auction purchases, refurbishment projects, and working capital management while maintaining cost-efficiency through competitive interest rates.
Commercial Bridging
Specialist commercial bridging loans address urgent funding requirements for business premises acquisition, refinancing, or capital injection. Secured against commercial properties, these loans support entrepreneurs and companies seeking rapid financial solutions with flexible repayment structures tailored to business cash flow cycles.
Residential Bridging
Regulated residential bridging loans assist homeowners and property investors with urgent financing needs. Whether purchasing dream homes, refinancing existing mortgages, or funding property improvements, our solutions combine regulatory protection with swift execution to resolve complex residential property transactions efficiently.
People
Paul Gavin
Head of Sales
With extensive experience in property finance, Paul leads our sales team in delivering tailored lending solutions to clients across the UK property market.
Phodis Maratheftis
Business Development Director
Phodis specialises in building strategic relationships with brokers and clients, leveraging deep industry knowledge to facilitate complex property financing solutions.
Taylor Osunsedo
BDM, London and South West
Taylor provides expert regional support to brokers and clients in London and the South West, focusing on delivering bespoke financing options.
Chris Roscoe
BDM, Northern Regions
Covering Northern England, Chris offers dedicated support to brokers and clients, utilising his property finance expertise to structure effective lending solutions.
Michael Halsey
BDM, Hertfordshire & Essex
Michael serves the Hertfordshire and Essex markets, combining local market knowledge with specialist lending expertise to support property finance needs.
Questions
What types of bridging loans do you offer?
We provide regulated residential bridging loans, commercial bridging loans, light/heavy refurbishment finance, and auction purchase solutions across the UK.
How quickly can you complete a loan application?
Our streamlined process enables completion within weeks, with some cases processed in as little as 6 weeks depending on complexity.
What loan-to-value ratios do you offer for development finance?
We provide development finance up to 90% of site cost, with tailored structures for residential and commercial projects.
Are your financial products regulated?
Yes, Alternative Bridging Corporation Limited is authorised and regulated by the Financial Conduct Authority (FRN: 760465).
Can I use bridging finance for property auctions?
Yes, we offer auction finance solutions with rapid processing to meet tight completion deadlines required for property auctions.
What areas do you serve?
We operate nationwide across England and Wales, supporting clients in major cities and regional markets including London, Manchester, and Birmingham.
Reviews (6)
Kevin Beck
Dec 13, 2021
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We used Alternative bridging Corporation for a large short term loan. The team were excellent and provided continual updates and drove the deal forward to a quick and successful conclusion. We would not hesitate to recommend their services.
Paul Barber
Oct 23, 2021
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A big thank you to Mihaela and Simon at Alternative Bridging. All legals on our regulated bridge with them was done within 3 days and related purchase from a non reg lender took longer with legals which was unreal. Cannot praise this lender enough as the team at Alternative are really on the ball. If you are looking for a lender who reliable and fast then look no further.
James Furniss
Oct 10, 2021
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Danielle was amazing from start to finish, always on the end of the phone making sure the deal complted on time. Thanks
Paul Smeeth
Oct 07, 2021
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Great service and a successful outcome on what was a very difficult case. I am looking forward to working with Alternative Bridging Corporation on a regular basis moving forward.
Jessica Musk
Jul 25, 2021
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As a broker with access to the whole of market, I cannot praise ABC enough! We have worked with them for a number of years and completed many deals. I will continue to introduce my clients and complete deals with them - Thanks all!
Victoria Llewellyn
Jul 09, 2021
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Excellent experience with ABC LTD there communication and dedication was superb along with their ability to articulate requirements and not to mention patience during the whole process are some of the reasons we wont hesitate to use ABC LTD again. Special thank you to Phodis!
