Mr Lender

Business Details

17 Years

experience

Trusted Short Term Loans in London

At Mr Lender, we have been providing transparent and responsible short-term credit solutions since 2009. Our team of experienced financial professionals specialises in delivering flexible loan products tailored to meet the diverse needs of UK consumers. We prioritise customer education through clear pricing structures and repayment schedules, ensuring borrowers understand all terms before committing.

As an FCA-authorised direct lender with over 35,000 five-star reviews, we maintain rigorous affordability checks while offering same-day funding for approved applications. Our commitment to responsible lending is demonstrated through our participation in the Treating Customers Fairly initiative and our innovative decreasing instalment repayment model that reduces interest charges over time.

Services

Short Term Loans Payday Loans Instalment Loans Instant Loans Quick Loans

Details

Year established: 2009

Highlights and features

Winner of Alternative Lender of the Year 2020
No upfront fees or late payment penalties
Over 35,025 five-star customer reviews
UK-based customer support 7 days a week
Funds transferred within 1 hour of approval

Associations and certifications

Financial Conduct Authority

What people say

Excellent service Quick approval Transparent terms Reliable support Fast funding

Website

Update Listing

Services

Short Term Loans

Our short term loans provide immediate financial assistance for unexpected expenses. Customers can borrow between 200 and 1,000 with repayment terms of 3-6 months. The application process requires UK residency, employment verification, and a valid debit card. Our decreasing instalment structure reduces interest charges as balances decrease, with funds typically transferred within one hour of approval. We conduct comprehensive affordability checks to ensure responsible lending practices.

Payday Loans

Designed for urgent financial needs, our payday loans offer rapid access to funds with minimal paperwork. Borrowers can access up to 1,000 with repayment aligned to their pay schedule. The online application process includes mandatory credit and affordability assessments. Unlike traditional payday loans, our decreasing repayment model reduces financial pressure over time. Customers benefit from 24/7 access to account management tools and dedicated support for repayment arrangements.

Instalment Loans

Our instalment loans provide structured repayment options with decreasing monthly payments. Borrowers can select terms between 3-6 months with transparent interest rates capped at 0.8% daily. The application process includes electronic verification of employment and income details. Approved customers receive funds directly into their bank accounts, with options for early repayment without penalties. We provide detailed repayment schedules showing capital and interest breakdowns for each instalment.

Questions

How quickly can I receive funds after approval?

Approved applications typically receive funds within one hour during business hours.

What are the eligibility requirements?

Applicants must be UK residents aged 18+, employed with minimum £800 monthly net income, and have a valid debit card.

Can I repay early without penalties?

Yes, we allow early repayment at any time without additional fees.

How does the decreasing instalment system work?

Your monthly payments decrease as you pay down the principal, reducing interest charges over time.

What happens if I miss a payment?

Contact us immediately to arrange alternative payments. We won't charge late fees but missed payments may affect credit scores.

Reviews (7)

Write a Review

Brandon Mullane

Jan 22, 2022 Report

Positive:Professionalism,Quality,Responsiveness
Really quick and easy and a brilliant service I would highly recommend.

Raul Zoldo

Nov 23, 2021 Report

Critical:Professionalism,Quality,Value
Never asked for a loan, and yet somehow this leeches have my phone number and calls non-stop almost every day claiming that "my loan profile says im elegible". Almost every day... Disgusting.

Tracy Timms

Nov 17, 2021 Report

Critical:Professionalism,Quality,Responsiveness,Value
Poor credit check irresponsible lenderContacted many times and just absolutely ignored. Worst company ever do not go near!!!

Kirstie D.

May 11, 2021 Report

Critical:Professionalism
I dont have any personal dealings with this company. But they have texted me with a link to get into someone else's account. There was no password to enter on anything. The link logged straight into the account.
Customers beware, how many times have they done this.

Leonie Callow

Mar 10, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Very quick efficient service with friendly staff. Customer service is of a high standard and all my questions and queries were dealt with in a swift and professional manner. Joe was very helpful.

Caramel

Jan 01, 2021 Report

Have used these guys a few times now and theyve got me out of a pickle every time ! Thank you ! Fast efficient service and have always been polite to me . No issues whatsoever
Thank you for helping me out of a jam :)
Definitely will be recommending you !

Ferenc Farkas

Jan 23, 2020 Report

I know Mr Lender for more than three years. I still work with this "company " because they was helping me all the time. Staff are very helpful, friendly and professional. If you pay back your borrowing amount in time, your credit limit always goes up. Thank you again and good luck! Well done!
Sincerely, Ferenc