Business Details
Award-Winning Bridging Loan Brokers in Bournemouth
Only Bridging has been a dedicated specialist in the bridging finance sector for over seven years, establishing itself as a trusted partner for residential and commercial property investors. Our team of experts works closely with clients, investment professionals, and property developers to secure tailored bridging loan solutions. With a wide panel of lending partners and a deep understanding of the bridging market, we prioritise fast-tracking applications to ensure prompt handling of first and second charge lending for residential and commercial properties. Our commitment to clients is reflected in industry awards and testimonials from satisfied customers and lending partners.We provide transparent, client-focused service, offering guidance through each step of the bridging loan process. Our reputation is built on strong relationships with clients and lenders, with case studies and testimonials demonstrating our dedication to delivering results regardless of loan size or project complexity. We specialise in regulated and unregulated bridging finance, including refurbishment loans, development finance, and second charge bridging, catering to diverse property types and client circumstances.
Services
Bridging Loans
Refurbishment Loans
Development Finance
Residential Bridging
Commercial Bridging
Second Charge Bridging
Medium Term Loans
Cash Release Bridging
Regulated Bridging
Auction Bridging
Highlights and features
- We have over 7 years of dedicated experience in the bridging finance sector
- Our team has won multiple industry awards for bridging loan services
- We fast-track first and second charge lending applications for property investments
- We maintain a wide panel of lending partners for competitive financing options
- Our specialists provide transparent guidance through the entire bridging process
Associations and certifications
- FCA
What people say
Excellent service
Knowledgeable team
Proactive approach
Smooth process
Competitive rates
Services
Bridging Loans
Bridging loans provide temporary financing solutions for property transactions requiring urgent funds. These short-term loans help clients purchase properties before selling existing assets or securing long-term financing. Our specialists connect borrowers with lenders offering competitive rates and flexible terms for residential and commercial property investments.
Refurbishment Loans
Refurbishment loans finance property improvements to meet buy-to-let criteria or increase market value. These bridging solutions help investors purchase dilapidated properties and fund renovations within tight deadlines. Our team arranges financing for both light refurbishments and full-scale property transformations.
Development Finance
Development finance provides staged funding for residential and commercial construction projects. This service supports land purchases and covers building costs through pre-agreed payment schedules. We assist developers in securing short-term funding for new builds, conversions, and large-scale property developments.
Commercial Bridging
Commercial bridging loans offer flexible financing for business property transactions. These solutions support purchases of offices, shops, warehouses, and land, while also providing cash flow injections for business operations. Our specialists arrange financing for both existing commercial properties and development opportunities.
Second Charge Bridging
Second charge bridging allows borrowers to secure additional financing against properties with existing mortgages. This service accommodates cases with mortgage arrears or complex financial situations. We facilitate loans that consider both primary and secondary charges on residential and commercial properties.
Questions
What is a bridging loan?
A bridging loan is a short-term financing solution that helps property buyers bridge financial gaps during transactions. These loans typically last 2-12 months and are secured against property equity.
How quickly can I get a bridging loan?
We fast-track applications with some cases completed within 48 hours. The exact timeline depends on property valuations and legal processes, but we prioritise urgent funding requirements.
Can I get a bridging loan with bad credit?
We consider applications based on individual circumstances. While credit history matters, property value and exit strategy are primary factors in bridging loan approvals.
What property types qualify for bridging finance?
We work with diverse property types including residential homes, buy-to-let portfolios, commercial properties, land, and non-standard constructions. Each application is assessed individually.
Are there upfront fees for bridging loans?
We offer options with no upfront fees. Costs typically include facility fees, valuation fees, and broker fees, which are detailed in our transparent pricing structure.
How does second charge bridging work?
Second charge bridging creates additional security against properties with existing mortgages. We arrange these loans even when first mortgages have arrears, providing flexible financing solutions.
