Business Details
13 Years
experience
Trusted Property Finance Solutions UK
Founded in 2013, The Loan Partnership was established to address the challenges faced by borrowers and financial professionals seeking property finance solutions. Our mission remains unchanged: to help individuals, brokers, and investors overcome financial hurdles through expert guidance and tailored solutions. With a team of over 20 CeMAP-qualified advisors, we specialise in second charge mortgages, bridging finance, development finance, and commercial finance, leveraging decades of collective experience and relationships with 20+ lenders. Recognised through industry awards and a 4.9/5.0 Trustpilot rating, we prioritise transparency, speed, and dedicated support, ensuring clients receive competitive rates and personalised service. Our regulatory compliance under the Financial Conduct Authority (FCA) and commitment to ethical practices underscore our position as a trusted partner in the UK finance sector. 
Services
Second Charge Mortgages
Bridging Finance
Development Finance
Commercial Finance
Debt Consolidation
Details
- Year established: 2013
Highlights and features
- Award-winning brokers with 10+ years of property finance expertise
- Dedicated advisor support throughout the application process
- Access to 20+ lenders including exclusive market deals
- Fast decision-making with average 10-20 day loan completion
- Transparent fee structure with no hidden charges
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Top service
Impeccable professionalism
Quick turnaround
Highly recommended
Services
Second Charge Mortgages
Secured against residential property, these loans enable debt consolidation, home improvements, or capital raising. Ideal for borrowers seeking competitive rates with existing mortgage commitments. Our FCA-regulated process ensures transparent terms and personalised affordability assessments.
Bridging Finance
Fast-approval financing for property transactions requiring immediate funds. Specialising in chain breaks, auction purchases, and development projects. We connect clients with lenders offering flexible terms and rapid fund disbursement within 10-30 days.
Development Finance
Tailored funding for residential and commercial property developments. Supporting schemes from 50,000 to 10 million with staged drawdowns. Our advisors negotiate terms aligned with project timelines and borrower experience levels.
Commercial Finance
Specialist financing for commercial property acquisition or refinancing. Catering to SMEs and investors with flexible LTV options. We source deals matching business cashflow profiles and long-term investment strategies.
Debt Consolidation
Combines multiple debts into a single secured payment with reduced interest rates. Designed to lower monthly outgoings while maintaining homeownership security. Our brokers assess eligibility across 20+ lender panels for optimal outcomes.
People
Emma
Senior Advisor
With 8 years in secured lending, Emma specialises in complex debt restructuring cases. Her client-first approach has resolved over 200 finance applications for homeowners facing credit challenges.
Simon Walsh
Lead Broker
A CeMAP-qualified expert with 12 years in bridging finance, Simon has facilitated 30m+ in property loans. Recognised for streamlining urgent transaction processes with lender negotiation expertise.
Shanny
Client Relations Manager
Managing post-approval communications, Shanny ensures seamless documentation processes. Her team reduced average application completion times by 40% through improved lender coordination protocols.
Brooke
Finance Consultant
Specialising in first-time development finance, Brooke provides market insights to property investors. She has secured funding for 15+ new-build projects in the last 18 months.
Russell
Commercial Finance Director
Leading the commercial team with 15 years' experience, Russell has arranged 50m+ in business property loans. His expertise includes advising SMEs on tax-efficient financing structures.
Questions
What property finance options do you offer?
We specialise in second charge mortgages, bridging loans, development finance, and commercial property loans, with loan amounts from £10,000 to £10 million.
How quickly can you arrange funding?
Bridging loans complete in 10-30 days, second charge mortgages in 4-6 weeks. Emergency cases receive priority processing with dedicated advisor support.
Do you work with other brokers?
Yes, we collaborate with 200+ introducers through our panel partnership programme, providing access to exclusive deals and joint case management tools.
What fees apply to your services?
Our broker fee caps at 11% with full disclosure upfront. We also receive lender commissions, both clearly detailed in our FCA-compliant client agreement.
Can I get finance with adverse credit?
We assess applications individually, focusing on property equity and repayment capacity. Our specialist panel includes lenders accepting credit scores down to 550.
How are you regulated?
We operate under FCA authorisation (707809) with strict compliance to client fund protection rules and transparent fee disclosure requirements.
Reviews (7)
Stephen Griffiths
Nov 10, 2021
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Sarah/Francis/Ross have been absolutely fantastic during my house purchase. They got me an excellent mortgage deal, provided me with regular up-dates & chased solicitors/estate agents to get my deal over the line before Xmas. Cannot thank them enough for their help, hard work & assistance with this deal. Will definitely be using their services again in the future. Highly recommend.
C. F.
May 28, 2021
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Unhappy with response time and unsatisfactory service provided. Feels like they are after easy wins for themselves and hound you for the extortionate commission they receive. Rude and told me to find another broker! Tick. Would not recommend.
Annie Capeling
Feb 12, 2021
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Anthony gave first class customer service from beginning to end. I have never felt that well taken care of by any company before. He exceeded my expectation. Calls going straight through to him or fellow colleagues, no long waiting times, perfect email communication throughout and always there to lend a hand. I would definitely recommend any time. Thank you so much.
Katya Metay
Jan 18, 2021
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Really great customer service that surpassed my expectations - they explained things clearly, found the most suitable product for me, and all in record time! I didn't end up proceeding with the mortgage but this was in no way a reflection on the service. Sarah was professional throughout and so efficient.
Mian Rehman
Nov 08, 2020
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Loan Partnership are life savers. I have been looking for options to consolidate my debts into lower interest rate loan for a while but due to my POOR credit history it was not possible. Although i am on a good salary package. I was refereed to loan partnership by Impact Specialist Finance (Thanks)because re-mortgage was not best option for me. From the very start everyone i spoken to at Loan Partnership was absolutely brilliant. They find me the best available option in second charge mortgage and now i am saving 200 pounds every month. I would like to specially Thanks Sammie Lunn, she guided my
Winter Aldwin
Sep 06, 2020
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Unimpressed with the service. We were recommended this broker by our mortgage advisor and its just been a massive let down. Our loan advisor was helpful, but very clearly a newbie and inexperienced. The whole process was slow, stressful, and honestly, ridiculous. Needless to say, it didnt work out, we didnt get the loan, and these guys didnt even have the decency to call us and tell us about it.
Youll be interested to know that we went with another broker who actually knew what they were doing and they found us a brilliant deal with another lender. It took less than three weeks
Youll be interested to know that we went with another broker who actually knew what they were doing and they found us a brilliant deal with another lender. It took less than three weeks
Darren Redmond
Jul 30, 2020
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Excellent company. This company went above and beyond to help get me a secured loan, even though Id been turned down by several other brokers and lenders. Sammie Lunn who we dealt with was absolutely brilliant. She was so helpful and friendly, everything was explained throughout every step of the process, and she was always there to help or give advice. I really cant speak highly enough about the service I received from Sammie and the loan partnership company as a whole. I would highly recommend this company.
