Business Details
27 Years
experience
Your Trusted Partner for Financial Solutions in Bridgwater
Founded in 1999 by Phil Frapple and Chris Rigby, Nexus IFA has established itself as a trusted provider of independent financial and mortgage advisory services across the UK. Based in Bridgwater, Somerset, our practice combines over two decades of experience with a commitment to clear, friendly, and impartial advice. Our team of qualified financial advisers specialises in investment and retirement planning, offering clients access to the full market of products while maintaining our ethos of transparency and client-centric service. We provide free initial consultations, comprehensive analysis, and ongoing reviews to ensure solutions evolve with clients' changing needs.With expertise in pensions, mortgages, equity release, and financial protection, we empower clients to achieve financial security through tailored strategies. Our locally-based advisers conduct home visits, prioritising accessibility and convenience, while our adherence to industry accreditations demonstrates our commitment to professional excellence. Regular client reviews and a focus on lifelong relationships distinguish our approach, ensuring clients receive consistent support from experienced professionals deeply familiar with their financial journeys.
Services
Investments
Pensions
Financial Protection
Mortgage Services
Equity Release
Details
- Year established: 1999
Highlights and features
- We offer free initial consultations with qualified advisers.
- Our impartial analysis ensures tailored recommendations for your needs.
- We provide access to thousands of market products through whole-of-market research.
- Our locally based advisers offer convenient home visits.
- Commitment to transparent fee structures and highest service standards.
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
- Society of Later Life Advisers (SOLLA)
What people say
Great service
Professional & helpful
Efficient and timely
Smooth and efficient
Recommended to friends
Services
Investments
Our investment advisory services help clients build portfolios aligned with their financial goals and risk tolerance. We provide guidance on ISAs, equity-linked investments, and tax-efficient strategies. Our advisers assess individual circumstances to recommend solutions balancing growth potential with capital preservation, ensuring regular portfolio reviews to maintain alignment with evolving objectives.
Pensions
We specialise in creating tailored retirement strategies that maximise income potential while considering tax implications. Our services include pension reviews, shortfall analysis, and post-retirement options. We help clients navigate complex pension rules and implement solutions like SIPPs to achieve their desired retirement lifestyle through regular planning updates.
Mortgage Services
Our mortgage advisory covers first-time purchases, remortgaging, and buy-to-let solutions. We offer whole-of-market analysis to find competitive deals while explaining associated fees. Our advisers manage applications from initial consultation through to completion, providing protection options to safeguard against income disruption or life events.
Equity Release
We provide specialist advice on releasing equity from property for clients over 55. Our services include lifetime mortgages, home reversion plans, and drawdown options. We explain tax implications, impact on benefits, and alternative solutions while ensuring clients understand long-term consequences of releasing property equity.
Financial Protection
Our protection services cover life assurance, critical illness cover, and income protection. We help clients safeguard against financial risks from accidents, illness, or death. We explain policy options and recommend solutions that balance coverage needs with affordability to protect both personal and business financial security.
People
Phil Frapple
Director & Business Relationship Manager
With over two decades of experience, Phil specialises in building long-term client relationships while maintaining our founding ethos of clear, honest financial advice in Bridgwater.
Chris Rigby
Director & Independent Financial Adviser
Co-founder Chris combines technical expertise with local market knowledge to deliver tailored financial solutions, ensuring our advisory standards remain at the forefront of industry best practice.
Lisa Frapple
Director & Business Relationship Manager
Lisa manages client relationships with a focus on exceptional service delivery, leveraging her extensive experience to maintain our high standards of client communication and satisfaction.
Fran Rigby
Finance & Accounts Manager
Fran oversees all financial operations, ensuring transparent fee structures and accurate financial reporting while supporting strategic business growth initiatives across our advisory services.
David O'Hare
Independent Mortgage Adviser
David provides mortgage expertise across the South-West, specialising in residential and protection planning while maintaining our commitment to impartial advice and comprehensive market coverage.
Questions
What services does Nexus IFA offer?
We provide independent financial advice on investments, pensions, mortgages, equity release, and financial protection tailored to individual client needs.
How does Nexus IFA help with retirement planning?
Our pension specialists conduct shortfall analyses, recommend appropriate products, and provide ongoing reviews to ensure your retirement plans remain on track.
What makes Nexus IFA different from other advisers?
We combine local expertise with whole-of-market access, offering home visits and transparent fee structures with a focus on long-term client relationships.
Are initial consultations really free?
Yes, our initial financial consultations are completely free and without obligation, helping you understand your options before making any commitments.
How are mortgage advice fees structured?
Our standard mortgage advice charge is £595, covering both recommendation and application management, with clear fee breakdowns provided upfront.
