Business Details
Your Trusted Partner for Chartered Financial Planning Solutions
Create Wealth is a distinguished firm of Chartered Financial Planners dedicated to providing personalized and independent financial advice. With a commitment to understanding the unique needs of each client, we specialize in financial planning, wealth management, and investment strategies tailored to individual circumstances. Our approach is rooted in cash flow-based planning, ensuring that every recommendation aligns with clients' lifestyle aspirations and long-term goals. Achieving BS 8577 Certification since 2014, we uphold rigorous standards of professionalism and excellence. Our team of experienced professionals works in partnership with clients to navigate complex financial landscapes, offering clarity and confidence in decision-making. By maintaining transparency and prioritizing client interests, we aim to build enduring relationships grounded in trust.Our services span independent financial planning, retirement strategies, inheritance tax solutions, trust management, and claims services, all designed to secure clients' financial futures. Through regular reviews and a focus on market dynamics, we ensure that financial plans remain dynamic and responsive to life's changes. As a firm regulated by the Financial Conduct Authority, we adhere to the highest regulatory standards, providing clients with assurance and protection. Our testimonials reflect our dedication to exceptional service, with clients consistently recognizing our expertise, integrity, and genuine care in every aspect of our work.
Services
Financial Planning
Investments
Retirement Planning
Inheritance Tax
Trust Services
Claims Management
Highlights and features
- We hold BS 8577 certification for financial planning processes.
- Our cash flow-based planning aligns with client lifestyle objectives.
- We are regulated by the Financial Conduct Authority (FCA).
- Regular investment reviews ensure ongoing alignment with client goals.
- Advisers have over a decade of experience in financial planning.
Associations and certifications
- BS 8577
What people say
Excellent advice
Reassuring about complicated procedures
Unbiased advice
Valuable time and guidance
Thorough understanding of needs
Services
Financial Planning
Financial planning at Create Wealth focuses on transforming financial resources into lifestyle choices through cash flow-based forecasting. Our approach identifies risks, investment needs, and opportunities, creating a roadmap for long-term financial security. Tailored to individual hopes and goals, our strategies ensure clients maintain control and adaptability in their financial journey.
Investments
Our investment planning emphasizes flexibility, tax efficiency, and regular reviews to align with client objectives. We prioritize clear communication, ensuring clients understand their portfolios and feel empowered in decision-making. With a focus on long-term growth, we help clients navigate market complexities confidently.
Retirement Planning
Retirement planning addresses pension consolidation, growth assessment, and income strategies. We educate clients on options like annuities and income drawdown, adapting to evolving pension rules. Our goal is to ensure financial security and peace of mind in retirement.
Inheritance Tax
Specializing in inheritance tax mitigation, we develop strategies to reduce liabilities while balancing accessibility to capital. Collaborating with legal and accounting experts, we create tailored solutions that align with personal goals, ensuring wealth preservation for future generations.
Trust Services
Led by a STEP-certified specialist, our trust services include creation, administration, and tax planning. We provide comprehensive support for trustees and beneficiaries, ensuring compliance with legal frameworks while optimizing financial outcomes for families.
People
Stephen Ng
Director
Stephen Ng, a Director and Chartered Financial Planner, specializes in personalized wealth management. With expertise in financial planning, he offers tailored advice, conducts regular reviews, and focuses on long-term client goals. His approach prioritizes understanding client needs and market dynamics.
Peter Davies
Director
Peter Davies, a Director and Chartered Financial Planner, has over a decade of experience in tax-efficient investments and pension management. He excels in inheritance tax solutions and client-focused financial planning, ensuring clients achieve regular income and capital growth.
Questions
What is independent financial advice?
Independent financial advice provides unrestricted access to all market products, ensuring unbiased recommendations tailored to your financial goals.
How does Create Wealth approach financial planning?
We use cash flow-based planning to align financial strategies with lifestyle aspirations, offering regular reviews for adaptability.
What are the benefits of retirement planning?
Retirement planning ensures you understand your pension options and investment growth, preparing you for financial security in retirement.
How does inheritance tax planning work?
We offer tailored solutions to reduce or eliminate IHT liabilities while balancing access to capital and income needs.
What trust services do you provide?
Our STEP-certified team advises on trust creation, management, and taxation, ensuring compliance with legal and tax requirements.
