Business Details
11 Years
experience
Your Partner for Ethical Financial Planning
With over four decades of dedicated service, Oliff Associates has established itself as a trusted partner in ethical financial advisory. Founded on principles of transparency and client-centricity, our firm specialises in crafting tailored investment strategies that align with individual values and long-term goals. Our expertise spans sustainable investing, retirement planning, and estate management, underpinned by a commitment to ESG (Environmental, Social, and Governance) principles. Recognised for our independence and integrity, we offer bespoke solutions that prioritise client needs, supported by a team with extensive industry experience.Our accolades include membership in the Ethical Investment Association and authorisation by the Financial Conduct Authority, ensuring adherence to the highest regulatory standards. Client testimonials highlight our ability to demystify complex financial landscapes, providing clarity and confidence in decision-making. We serve clients across Bristol, Somerset, Worcestershire, and beyond, combining personal service with cutting-edge financial insights.
Services
Sustainable Investing
Retirement Planning
Estate Management
Cash Flow Analysis
Ethical Portfolio Review
Later Life Financial Advice
Income Protection
Pension Guidance
Tax-Efficient Investments
Charitable Giving Strategies
Details
- Year established: 2015
Highlights and features
- We offer over 40 years of experience in ethical financial advisory.
- Our advice is fully independent, sourced from the whole market.
- We prioritise ESG principles in all investment strategies.
- Personalised service with annual reviews and transparent fees.
- Clients praise our ability to simplify complex financial concepts.
Associations and certifications
- Financial Conduct Authority
- Ethical Investment Association
What people say
Ethical investment expertise
Personalised service
Long-term trust
Transparent fees
Simplified financial concepts
Services
Sustainable Investing
Our Sustainable Investing service helps clients align their financial goals with environmental and social values. We curate ESG-focused portfolios that exclude harmful industries while prioritising renewable energy, ethical governance, and social impact. Clients benefit from regular reviews to ensure their investments reflect evolving priorities and market opportunities, supported by our expertise in long-term wealth growth.
Retirement Planning
Retirement Planning focuses on creating tailored strategies to ensure financial security in later life. We analyse assets, income needs, and life expectancy to design cash flow models that optimise pension withdrawals and tax efficiency. Our approach includes scenario planning for healthcare costs and inheritance goals, ensuring clients can retire with confidence and adapt to changing circumstances.
Estate Management
Estate Management services guide clients in preserving and transferring wealth efficiently. We address inheritance tax mitigation, will structuring, and trust creation to protect assets for future generations. By integrating legal and tax expertise, we ensure compliance with regulations while aligning estate plans with family values and philanthropic aspirations.
Cash Flow Analysis
Cash Flow Analysis provides clarity on current and future financial positions. Using advanced tools, we project income, expenses, and investment growth to identify gaps and opportunities. This service supports decision-making for major life events, such as property sales or retirement, ensuring clients maintain financial stability and achieve long-term objectives.
Later Life Advice
Later Life Advice addresses unique challenges faced by older clients, including care funding and equity release. We evaluate options like lifetime mortgages and care home financing, balancing immediate needs with legacy goals. Our guidance ensures informed choices that safeguard independence while maintaining family interests.
People
Jan Oliff
Financial Adviser
Jan Oliff has over 40 years of experience in ethical financial advisory, founding her firm in 2015 after a career in London. She specialises in ESG investments and retirement planning, holding qualifications in advanced financial strategy. Jan is a member of the Ethical Investment Association and prioritises client relationships, offering personalised advice through face-to-face and virtual consultations.
Questions
What is ethical investing?
Ethical investing prioritises environmental, social, and governance (ESG) criteria to align investments with personal values while seeking competitive returns.
How does retirement cash flow planning work?
We model income, expenses, and investments to ensure financial stability in retirement, adjusting for inflation, healthcare costs, and inheritance goals.
Can you help with inheritance tax planning?
Yes, we design strategies to minimise inheritance tax through trusts, gifting, and asset structuring while preserving family wealth.
Do you offer remote consultations?
Yes, we provide virtual meetings via Zoom or phone for clients nationwide, ensuring accessibility without compromising service quality.
What areas do you serve?
We advise clients in Bristol, Somerset, Worcestershire, Gloucestershire, London, South Wales, and nationwide via remote consultations.
How are fees structured?
Our fees are transparent and tailored to service complexity, with no hidden charges or commissions on investment products.
