Business Details
19 Years
experience
Trusted Mortgage & Financial Advisers in Bristol
Established in 2007, MAST Financial Services operates between Bristol and Bath, offering tailored solutions in mortgages, insurance, and commercial finance. Our small, dedicated team combines over 60 years of collective industry experience to deliver exceptional customer service, specialising in complex cases such as self-employed mortgages and portfolio landlord financing. We prioritise long-term client relationships, evidenced by our high referral rate from satisfied clients.Regulated by the Financial Conduct Authority, we ensure compliance and trust in all our advisory services. Our expertise extends to bridging finance, property development, and bespoke insurance products, catering to both individual and business needs. By maintaining a client-centric approach, we aim to simplify intricate financial markets, providing clarity and confidence in every transaction.
Services
Mortgages
Insurance
Commercial Finance
Bridging Loans
Property Development Finance
Self-Employed Mortgages
Portfolio Landlord Services
Remortgage
First Time Buyer
Business Insurance
Details
- Year established: 2007
Highlights and features
- We offer over 60 years of combined experience in financial services.
- Our team specialises in complex cases like self-employed mortgages and portfolio landlords.
- We are authorised and regulated by the Financial Conduct Authority.
- We provide tailored solutions with a client-centric approach.
- Our high referral rate reflects our commitment to long-term relationships.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic efficiency
Prompt responses
Helped with complex requirements
Recommended to friends
Long-term relationship focus
Services
Mortgage Advice
We provide expert mortgage advice tailored to individual circumstances, including first-time buyers, self-employed clients, and portfolio landlords. Our FCA-regulated services cover remortgaging, buy-to-let, and specialist mortgages for complex cases. With access to a wide range of lenders, we ensure competitive rates and personalised solutions.
Commercial Finance
Our commercial finance solutions cater to businesses seeking property-backed loans, working capital, or acquisition financing. We specialise in arranging deals for offices, warehouses, care homes, and mixed-use developments. Leveraging relationships with high-street banks and specialist lenders, we secure tailored financing for businesses of all sizes.
Insurance Planning
We offer comprehensive insurance solutions including life, critical illness, income protection, and private medical insurance. Our advice ensures clients safeguard their financial future against unforeseen events. We also provide business insurance products like relevant life policies and shareholder protection to secure corporate interests.
Bridging Finance
Our bridging finance services facilitate quick funding for property auctions, refurbishments, or transitional periods. We connect clients with lenders offering regulated and unregulated bridging solutions, ensuring flexibility for unique or urgent transactions across residential and commercial sectors.
Property Development Finance
We arrange development finance for projects ranging from single-property conversions to large-scale estates. Our expertise includes securing funding for new builds, extensions, and planning-led developments. We partner with lenders who support complex projects requiring phased funding and specialist underwriting.
People
Paul Bowder
Director
With 34 years in financial services, Paul specialises in commercial finance and complex self-employed mortgages. He combines deep industry knowledge with a passion for client-focused solutions, ensuring tailored advice for both personal and business needs.
Archie Davidson
Adviser
Archie focuses on first-time buyers, self-employed clients, and family/business insurance. Since joining MAST in 2016, he has developed expertise in matching clients with suitable mortgage and insurance products, prioritising clarity and long-term financial planning.
Steve Woolls
Director
Co-founder Steve has over 30 years' experience in mortgage and insurance advisory services. His problem-solving approach ensures clients receive innovative solutions for property finance and business protection, backed by extensive market knowledge.
Mike Clancy
Business Consultant
Mike specialises in commercial and property development finance, leveraging a pan-European executive background. His strategic focus helps businesses secure funding for growth, with expertise in navigating complex financing landscapes to achieve client objectives.
Lauren Stewart-Davidson
Paraplanner
Lauren supports advisers with research and client liaison, ensuring accurate mortgage and insurance applications. With a law background and experience since 2021, she combines attention to detail with a commitment to streamlining the advisory process for clients.
Questions
What mortgage services do you offer?
We provide first-time buyer, self-employed, buy-to-let, remortgage, and specialist mortgages for unique properties or complex financial situations.
Are you regulated by the FCA?
Yes, MAST Financial Services is authorised and regulated by the Financial Conduct Authority under reference 920266.
Can you help self-employed individuals?
Yes, we specialise in mortgages for sole traders and limited company directors, addressing complex income verification requirements to secure competitive deals.
What insurance products are available?
We offer life insurance, income protection, critical illness cover, private medical insurance, and business insurance solutions tailored to individual and corporate needs.
Do you work with portfolio landlords?
Yes, we provide refinancing, restructuring, and expansion strategies for property portfolio owners, leveraging our commercial finance expertise.
Reviews (6)
Joao Pinto
Nov 10, 2021
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I have been using Mast Financial for more than five years. With my business and my personal mortgage, Paul and Archie have always been available to help every time I needed them, they always looked after me. I cannot recommend Mast Financial highly enough.
Will Tavener
Nov 09, 2021
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Positive:Professionalism
Steve, Angela and the rest of the team at Mast Financial have been amazing with arranging our first mortgage with the relevant insurances. They were organised and thorough throughout the whole process and were always on hand to answer any questions we had. Would highly recommend Mast Financial, especially for first time buyers.
Steve, Angela and the rest of the team at Mast Financial have been amazing with arranging our first mortgage with the relevant insurances. They were organised and thorough throughout the whole process and were always on hand to answer any questions we had. Would highly recommend Mast Financial, especially for first time buyers.
Paul Piechocki
Sep 06, 2021
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All of the team at MAST Finanacial Services are honest, resourceful, passionate and motivated to work for you the borrower, to satisfy your needs, and help you attain your goals. Take care and choose the best when you do something as important as to take a mortgage. Well organized, kind, and so helpful! They are so supportive and guide you through the whole process with ease. Highly recommend!
Martin Dando
Aug 14, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Paul, Chloe and Angela have been exceptional, providing us a great service over the last few years in arranging buy to let and a residential mortgage with insurances. They have fully understood our needs and have sourced and arranged financial products that have got us where we wanted to be.
Paul, Chloe and Angela have been exceptional, providing us a great service over the last few years in arranging buy to let and a residential mortgage with insurances. They have fully understood our needs and have sourced and arranged financial products that have got us where we wanted to be.
Laurella Green
Jan 26, 2021
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Fantastic service. Efficient, knowledgeable and reliable. I have used other brokers but I must say Mast go the extra mile. Where I required clarification on anything this was provided promptly. As a landlord of a small portfolio, I would definitely recommend Mast if you are an investor. Will definitely be using Mast for future applications.
Dominic Boyett
Nov 30, 2020
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The whole process of applying for our mortgage was made extremely easy and a lot less painful than what we thought it would be, due to the fact that we are self-employed and applying at probably the worst time possible due to the economic climate and for the fact that we were mid way through a pandemic lock down. At all times we felt completely up to date with the progress of our application, reassured at every step of the process and all our questions were answered in a timely and professional manner by Paul. We would not have any hesitations in recommending Mast Financial Services to anyone
