Business Details
Trusted Mortgage & Protection Advisers in Camberley
At Asset Harbour, we are dedicated to providing tailored mortgage and protection advice to safeguard our clients' assets and wealth. With over three decades of experience serving Camberley and the surrounding regions of Surrey, Berkshire, Hampshire, Buckinghamshire, and Middlesex, we leverage access to more than 100 lenders and exclusive deals unavailable on the high street. Our team prioritises individual client needs, offering a comprehensive range of products designed to secure financial resilience for families and businesses. We specialise in mortgages for first-time buyers, home movers, buy-to-let investors, and those seeking remortgage solutions, alongside life insurance, critical illness cover, income protection, and business protection services.Our commitment extends beyond securing mortgage offers; we guide clients through every step of their journey, ensuring appropriate protection measures are in place. As an Appointed Representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and compliance. Our fee structure is transparent, with mortgage advice estimates agreed upfront, and our guidance adheres to the UK regulatory regime. We believe in empowering clients to protect their financial future while reducing debt burdens, ensuring their loved ones are shielded from potential shortfalls.
Services
Mortgages
First Time Buyer
Remortgage
Buy to Let
Shared Ownership
Life Insurance
Critical Illness Cover
Income Protection
Health Insurance
Business Protection
Highlights and features
- We have over 30 years of experience in mortgage and protection services.
- We offer access to over 100 lenders and exclusive deals not available on the high street.
- Our team provides a comprehensive range of products to suit both personal and business needs.
- We prioritise your needs first to safeguard your assets and protect your wealth.
- We provide free, no-obligation consultations to discuss your mortgage and protection needs.
Associations and certifications
- Financial Conduct Authority
What people say
Helpful and professional service
Excellent customer support
Knowledgeable advisors
Efficient mortgage processing
Trustworthy recommendations
Services
Mortgages
We help clients secure competitive mortgages tailored to their circumstances, including first-time buyer schemes, remortgaging, buy-to-let investments, and non-standard construction properties. Our access to over 100 lenders ensures diverse options, with exclusive deals unavailable on the high street. Our advisors guide clients through the entire process, from initial consultation to completion.
Life Insurance
Our life insurance policies provide financial security for your family in the event of your death, ensuring their needs are met. We offer term life cover and whole-of-life policies, with flexible terms and coverage amounts. Our advisors help you select the most suitable plan based on your family's future requirements and financial obligations.
Health Insurance
Health insurance covers private healthcare costs, offering faster treatment and access to specialist care. We provide policies that include inpatient and outpatient services, diagnostics, and rehabilitation. Our plans are designed to complement NHS services, ensuring minimal disruption to your health and wellbeing during recovery.
Business Protection
We offer business protection solutions to safeguard companies against financial losses from key personnel absence. Our services include life insurance, critical illness cover, and income protection for business owners and employees. These policies ensure continuity and stability during unexpected disruptions, protecting both the company and its stakeholders.
Remortgage
Our remortgage services help clients secure better rates, release equity, or consolidate debt. We assess your current mortgage terms and recommend suitable alternatives from our panel of lenders. We handle the entire process, from initial valuation to legal formalities, ensuring a seamless transition to your new mortgage product.
Questions
What does a mortgage broker do?
A mortgage broker assesses your financial situation, discusses your property goals, and recommends suitable mortgage products from a range of lenders. They handle the application process and guide you through to completion.
How long does a mortgage offer last?
A mortgage offer typically lasts between 3 to 6 months, depending on the lender. This period allows time to complete the property purchase or remortgage process.
Do I need a guarantor for a joint mortgage?
A guarantor may be required if the primary applicants' income or credit history is insufficient. This depends on the lender's criteria and the specific circumstances of the applicants.
What mortgage options are available with a low deposit?
Low deposit mortgages, such as 5% deposit schemes, are available. These include government-backed options like Help to Buy, subject to eligibility criteria and lender approval.
How can I remortgage with bad credit?
Remortgaging with bad credit is possible through specialist lenders. We assess your situation and recommend suitable options, focusing on improving your financial position and creditworthiness.
Reviews (4)
Brian Sidebotham
Jul 26, 2021
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Having recently gone through the process of getting our Wills done with Asset Harbour I can say that everything about the process was really professional and reassuring. Everyone in the team did a great job of guiding us through the process and Freya in-particular did a superb job of answering our myriad of questions. Thank-you to all the team, it was a great experience and a weight off our shoulders to now have the right Wills in place.
Shayan Nazim
Apr 14, 2021
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Andrew was absolutely brilliant! He was meticulous when it came to arranging my mortgage. His efficiency is second to none, and he is a real asset to Asset Harbour! Thank you!
Rachel Fernandes
Feb 04, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Great service, always available to provide help, support and guidance. Excellent rates and deals available as well. Couldnt fault them at all, even during a pandemic. Really recommend them.
Great service, always available to provide help, support and guidance. Excellent rates and deals available as well. Couldnt fault them at all, even during a pandemic. Really recommend them.
J. Joyce
Dec 28, 2020
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Excellent Service by Gary, Andy, Andrew, Jess and their team. Not only was the process smoother than previous experiences they saved me a considerable amount of money both on my life insurance and also on my mortgage. Would highly recommend giving the team a call if you're looking into your mortgage, life insurance etc. I will always stay in touch with the team and wouldn't consider using another company.
