Business Details
50+ Years
experience
Trusted Chartered Insurance Brokers in Surrey
Established in 1957, our business was founded on principles of personal service and integrity by Charles Toogood. Over six decades, we have evolved while maintaining our family-run ethos, with leadership transitioning through three generations. As independent brokers authorised and regulated by the Financial Conduct Authority, we provide objective advice without ties to any insurance provider. Our Chartered Insurance Broker status reflects our commitment to technical excellence and ethical standards, placing us among the industry's elite. With over 50 years of experience, we specialise in commercial, private, and landlord insurance solutions across the southeast of England.Our client retention rates demonstrate the value we place on long-term relationships, ensuring thorough understanding of individual needs at every policy stage. We serve high-net-worth individuals, SMEs, and corporate clients with bespoke coverage that standard policies cannot provide. Our team combines generational expertise with modern practices to deliver tailored solutions for complex insurance requirements. Maintaining our independence allows us to prioritise client interests above all commercial considerations.
Services
Commercial Insurance
Private Insurance
Landlords Insurance
Mortgages
Employee Benefits
Classic Vehicle Insurance
High Net Worth Insurance
Risk Management
Claims Handling
Property Insurance
Details
- Year established: 1957
Highlights and features
- We hold Chartered Insurance Broker status, representing industry excellence
- Independent brokerage with no ties to insurance providers
- Three generations of family leadership with 65+ years combined experience
- Specialists in non-standard and high-value insurance requirements
- FCA-authorised with strict adherence to regulatory and ethical standards
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority
Services
Commercial Insurance
We provide tailored commercial insurance solutions for businesses of all sizes, from SMEs to large corporations. Our services include risk analysis, liability coverage, and asset protection. With specialist expertise in non-standard business requirements, we ensure comprehensive protection aligned with your operational needs.
Private Insurance
Our private insurance services cater to high-net-worth individuals requiring bespoke protection for premium assets. We offer high-value home insurance, specialist motor coverage, and comprehensive personal liability protection. Our solutions address unique requirements that standard policies cannot accommodate.
Landlords Insurance
We specialise in landlords insurance for residential and commercial properties, including HMOs and non-standard constructions. Our coverage includes buildings insurance, rent receivable protection, and property owners liability. We handle complex cases with poor claims history or challenging tenant types.
Employee Benefits
Our employee benefits consultancy helps businesses design competitive benefit packages. We offer group life insurance, private medical insurance, income protection, and cash plans. Our solutions enhance staff retention while meeting regulatory requirements and budget constraints.
Mortgages
We provide independent mortgage advice for first-time buyers, remortgagers, and buy-to-let investors. Our services cover residential and commercial mortgages with access to exclusive market deals. We offer tailored solutions for complex lending scenarios and property types.
People
Charles Toogood
Founder
Established the business in 1957 with principles of personal service and integrity that continue to guide our operations today.
Richard Toogood
Former Director
Took over business operations in 1976, maintaining family leadership while expanding our insurance brokerage services.
Peter Toogood
Current Director
Manages day-to-day operations with three generations of combined insurance expertise and industry knowledge.
John Lanning
Co-Founder
Co-founded Lanning Toogood Insurance Brokers in 2024, combining decades of insurance experience with Peter Toogood.
Marcus Crisp
Partner
Partners with Peter Toogood at Crisp Specialist Risks, providing boutique insurance services for high-net-worth clients.
Questions
What insurance services do you specialise in?
We specialise in commercial insurance, private insurance, landlord insurance, employee benefits, and high-net-worth insurance solutions.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) with register number 302887.
What is your Chartered Insurance Broker status?
Our Chartered status from the Chartered Insurance Institute represents the industry's highest standard of excellence and integrity.
Do you offer services outside standard insurance?
Yes, we provide specialist solutions for non-standard properties, classic vehicles, and complex insurance requirements.
What areas do you serve?
We primarily serve clients across Surrey and the southeast of England from our Leatherhead office.
