Business Details
Specialist Insurance Solutions for Non-Standard Motor Risks
Granite Underwriting has been a trusted partner in the insurance industry for over four decades, specialising in non-standard motor risks that traditional insurers often overlook. Our team of seasoned professionals brings deep expertise in underwriting complex cases, including drivers with motoring convictions, previous claims, and unique insurance needs. We prioritise a broker-first approach, offering direct access to underwriters who understand the nuances of non-standard risks. Our commitment to innovation is evident in our transition to the ICE platform, enhancing our service delivery for broker partners. With a proven track record of supporting over 200 brokers across the UK, we provide tailored solutions that address diverse client profiles.Our dedication to seamless claims handling has resulted in a history of zero complaints from notification to settlement. We pride ourselves on flexibility, accepting adverse credit histories, previous cancellations, and imported vehicles while maintaining nationwide coverage across England, Scotland, and Wales. Our strategic partnerships reflect our ability to grow accounts through collaborative, market-specific approaches. With accessibility at our core, we ensure our team remains knowledgeable, enterprising, and responsive to evolving broker needs. Our 10+ years of experience in short-term impound insurance demonstrates our capability to resolve high-pressure situations efficiently.
Services
Car Insurance
Van Insurance
Fleet Insurance
Motor Trade Insurance
Highlights and features
- We have over 40 years of experience in non-standard motor underwriting
- We provide direct access to underwriters with specialist risk expertise
- Our acceptance criteria covers adverse credit histories and previous cancellations
- We guarantee seamless claims handling with zero complaints history
- Our team offers collaborative partnerships with strategic market insights
What people say
Highly experienced team
Responsive support
Exceptional claims journey
Strategic partner
Collaborative partnership
Services
Car Insurance
Specialist car insurance for drivers aged 23+ with non-standard profiles. Covers high-risk areas, inexperienced drivers, and those with motoring convictions. Provides comprehensive, third-party fire & theft, and third-party only options with nationwide GB coverage. Handles imported vehicles and failed ID verifications.
Van Insurance
Tailored van insurance for self-employed professionals and businesses using vehicles up to 3.5T GVW. Covers carriage of own goods, hire & reward, and commercial use. Accepts drivers with adverse financial histories and previous policy cancellations across England, Scotland, and Wales.
Fleet Insurance
Flexible fleet insurance for businesses operating three or more vehicles. Covers taxis, commercial fleets, credit hire, and self-drive hire. Offers 7-day, 30-day, and annual policies with options for any authorised driver aged 23-70 across the UK.
Motor Trade Insurance
Comprehensive motor trade insurance for mechanics, retailers, and recovery specialists. Covers road risks for drivers aged 25+ with adverse credit histories or previous claims. Includes mechanical repairs, valeting, and MOT test stations across UK (excluding Northern Ireland).
People
Lloyd Allen
Managing Director
With Doddle Cover, has leveraged Granite's specialist non-standard motor expertise for several years. Highlights their responsive team, wide acceptance criteria, and collaborative partnership approach.
Paul Wheeler
Insurer Relations Manager
At Principal Insurance, praises Granite's proactive development approach and exceptional claims journey that consistently delivers client satisfaction without complaints.
Lance Testa
Director
Business Insurance Solutions Ltd values Granite's strategic partnership, noting their market understanding and enterprising team that supports continuous account growth through innovative solutions.
Questions
What non-standard motor risks does Granite Underwriting cover?
We specialise in covering drivers with motoring convictions, criminal convictions (excluding terrorism), previous claims, no claims bonus, impounded vehicles, and imported cars.
Can drivers with criminal convictions obtain car insurance?
Yes, we provide specialist car insurance for drivers with criminal convictions, assessing each case individually to offer coverage where standard insurers cannot.
Do you insure vehicles over 3.5 tonnes GVW?
Our van insurance covers up to 3.5T GVW. For larger commercial fleets, we offer policies covering vehicles up to 7.5T GVW under fleet insurance.
How does Granite support insurance brokers?
We provide direct underwriter access, flexible acceptance criteria, and specialist product knowledge with a proven track record of supporting over 200 UK brokers.
What claims support do you offer policyholders?
Policyholders benefit from a streamlined claims process with dedicated support from notification through to settlement, evidenced by our zero complaint history.
Reviews (6)
Joe Trezise
Sep 16, 2021
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Critical:Professionalism
Called through to the switchboard to ask an enquiry and got absolutely abysmal service. The woman on the phone was rude, and spent more time trying to make me feel small.
Called through to the switchboard to ask an enquiry and got absolutely abysmal service. The woman on the phone was rude, and spent more time trying to make me feel small.
Omelly A.
Jul 20, 2021
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Absolutely outraged with the service and the audacity this company has. After paying 500 first initial payment and monthly payments of over 400 - they sent an email asking for documents which was provided accordingly. Apparently a contract of employment and payslip is not sufficient evidence to prove my employment as a barber. After going back and forth for the past couple days they have decided today to cancel my policy after 1 week of purchasing it and will only refund me 100 of my initial deposit, that will also take up to 30 days for the refund.
Appealing customer service although I
Appealing customer service although I
Sekina Bibi
Jul 15, 2021
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Critical:Responsiveness,Value
Rip off!!!! The only ones that do food delivery insurance other than Zego, take full advantage, after cancelling still want a month's worth installment, considering taken 2 in first month, you don't even earn as much do stay clear, stick to business insurance!!
Rip off!!!! The only ones that do food delivery insurance other than Zego, take full advantage, after cancelling still want a month's worth installment, considering taken 2 in first month, you don't even earn as much do stay clear, stick to business insurance!!
Philip Marchant
Dec 11, 2020
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Critical:Professionalism,Quality,Value
Steal money from you, add BOGIS CHARGES OF 50 QUID TO YOUR BILL, never take the money when there supposed too and ene up charging u late fees.
AVOID THIS COMPANY, I'd rather get Corona that suffer anymore with this bs company any longer. Sooner my no claims is complete I'm OUTTA HERE., never looking back .
Steal money from you, add BOGIS CHARGES OF 50 QUID TO YOUR BILL, never take the money when there supposed too and ene up charging u late fees.
AVOID THIS COMPANY, I'd rather get Corona that suffer anymore with this bs company any longer. Sooner my no claims is complete I'm OUTTA HERE., never looking back .
ODDDOGvlog Iii
Jun 26, 2020
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Wasted 8 hrs of my life trying to get a cover note to rent a car from enterprise, which in the end could not do anything and now instead of getting a courtisey car as I need a car for work, I'll have to book off holiday instead whilst my car is being repaired, not going with these guys again,
Ontop of that, my insurance company is Haven, they send me to granite, which send me to quote detectives which send me to haven which send me granite which send me to quote detectives... 8hrs!!! Not in one session but, 2x, all I needed was a cover note to get a courtesy car!! Not going with these guys again
Ontop of that, my insurance company is Haven, they send me to granite, which send me to quote detectives which send me to haven which send me granite which send me to quote detectives... 8hrs!!! Not in one session but, 2x, all I needed was a cover note to get a courtesy car!! Not going with these guys again
