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Specialist Insurance Solutions for Vehicles & Fleets
Lighthouse Insure has been a trusted provider of specialist insurance solutions for over four decades. We specialise in non-standard motor and home insurance, catering to diverse client needs including young drivers, delivery vehicle operators, and fleet owners. Our expertise extends to taxi, van, and commercial fleet insurance, with tailored policies for businesses of all sizes. We prioritise dynamic pricing models that reflect individual risk profiles, ensuring competitive rates for both new ventures and established enterprises. Our dedicated support team offers guidance through every stage of policy management, from initial quotes to claims processing. With flexible payment options including annual and monthly instalments, we aim to make insurance accessible and manageable.Our partnerships with industry leaders like Flock enable us to offer telematics-based policies that reward safe driving practices. Through a combination of technical innovation and traditional customer service values, we maintain a 24/7 claims resolution service to minimise business disruption. Our commitment to transparency is demonstrated through clear policy terms and straightforward claims procedures. With over 300,000 satisfied customers, we continue to expand our capabilities while maintaining our core focus on client-centric insurance solutions.
Services
Car Insurance
Taxi Insurance
Van Insurance
Home Insurance
Fleet Insurance
Motor Trade Insurance
Highlights and features
- We offer over 40 years of specialist insurance experience
- Our dynamic pricing considers your specific risk profile
- We provide 24/7 claims support for fleet operators
- Our policies cover vehicles from 3 to hundreds in size
- We partner with Flock for telematics-based safety incentives
What people say
Competitive pricing
24/7 claims support
Tailored fleet solutions
Telematics integration
Experienced team
Services
Fleet Insurance
Our fleet insurance solutions protect businesses operating multiple vehicles, from small fleets of three vehicles to large-scale operations with hundreds. Policies include comprehensive coverage options, flexible indemnity caps, and telematics integration for safety monitoring. With payment plans available as annual premiums or monthly instalments, we cater to both established companies and growing enterprises.
Taxi Fleet Insurance
Specialist insurance for taxi operators covering Uber, Bolt, and traditional taxi fleets. Policies accommodate mixed vehicle types including electric and hybrid models, with coverage options for public hire, private hire, and connected fleets. Our 24/7 claims service ensures minimal business disruption, while flexible terms support both short-term and annual requirements.
Commercial Fleet Insurance
Tailored insurance for commercial vehicle operations including own-goods transport, courier services, and delivery fleets. Coverage extends to various vehicle types from small vans to heavy goods vehicles, with risk-based pricing models and optional telematics integration. Policies support businesses with three or more vehicles requiring coordinated insurance management.
Connected Fleet Insurance
Advanced insurance solutions integrating telematics technology for fleet operators seeking performance-based pricing. Partnerships with Flock enable real-time safety monitoring, premium rebates for safe driving, and fleet portal access for vehicle management. Ideal for taxi operators and commercial fleets prioritising risk reduction through technology.
Motor Trade Insurance
Comprehensive insurance for motor trade businesses covering premises, stock vehicles, and liability risks. Policies protect mechanics, car dealers, and repair workshops with tailored coverage for daily operations, including road risk insurance and liability protection for customer vehicles in service.
People
Andreas Lindsay
Head of Commercial Fleet & Retail Distribution
With extensive experience in insurance distribution, Andreas leads our commercial fleet division nationwide. He specialises in developing tailored insurance solutions for businesses with complex vehicle requirements.
Ash Coakley
Head of Taxi Insurance
Ash oversees our taxi insurance operations, bringing deep expertise in both traditional and ride-hailing fleet requirements. He ensures our policies meet evolving industry needs across the UK.
Jack Mawdsley
Operations Manager
Jack manages day-to-day insurance operations, focusing on policy administration and customer service improvements. His leadership ensures efficient claims processing and policy management.
Dylan Riley
Relationship Manager
Covering Wales and Southwest England, Dylan builds client relationships while ensuring businesses receive appropriate fleet insurance solutions tailored to their regional operating conditions.
Alex Malone
Relationship Manager
As London and Southeast relationship manager, Alex provides specialist insurance advice to fleet operators in high-density urban environments, addressing unique challenges faced by city-based businesses.
Questions
What types of vehicles can be insured under fleet policies?
We cover cars, vans, minibuses (up to 16 seats), and specialist commercial vehicles including electric and hybrid models.
Can I get insurance for a mixed-use fleet?
Yes, our policies accommodate mixed fleets including private hire, public hire, and ride-hailing vehicles within the same policy.
How does telematics insurance work?
Connected policies integrate with telematics devices to monitor driving behaviour, offering premium rebates for safe driving practices through our Flock partnership.
What payment options are available?
Choose annual payment, monthly instalments, or short-term coverage options to suit your business cash flow requirements.
Do you cover new business fleets?
Yes, we provide policies for both new ventures and established businesses with three or more vehicles.
How quickly can I get a fleet quote?
Our simplified quoting process delivers free fleet insurance quotes within 24 hours of initial contact.
