Compass Mortgages

Business Details

21 Years

experience

Your Trusted Mortgage Advisor in West Sussex

Established in 2005, Compass Mortgages has built a reputation for delivering tailored mortgage and protection solutions with a client-centric approach. Our team combines over 50 years of collective industry experience, specialising in navigating complex financial scenarios, including adverse credit histories. We prioritise transparency, offering obligation-free initial consultations and maintaining no upfront fees to ensure accessibility for all clients. Our expertise spans fixed and variable rate mortgages, buy-to-let investments, and insurance products, supported by strong partnerships with legal, surveying, and financial professionals. We pride ourselves on providing continuous guidance throughout the mortgage process, ensuring clients receive competitive rates and personalised support.

Recognised for our exemplary service, we hold authorisation through the Financial Conduct Authority, reinforcing our commitment to regulatory excellence. By integrating modern tools like mortgage and stamp duty calculators, we empower clients to make informed decisions. Our testimonials reflect consistent praise for our approachable, knowledgeable team and stress-free service delivery. With offices in Steyning, West Sussex, we serve clients across the region, offering a handcrafted approach to their most significant financial commitments.

Services

Fixed Rate Mortgages Variable Rate Mortgages Help to Buy Mortgages Shared Ownership Mortgages Buy to Let Mortgages Re-mortgages Life Insurance Critical Illness Cover Income Protection Buildings Insurance

Details

Year established: 2005

Highlights and features

We have over 50 years of combined industry experience in mortgage advisory services.
Our team specialises in assisting clients with adverse credit histories.
We offer obligation-free initial consultations with no upfront fees.
We maintain strong partnerships with legal, surveying, and financial professionals.
Our service is consistently rated exemplary by clients for approachability and expertise.

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Exemplary service Stress free Approachable Excellent advice Speed my application

Website

Update Listing

Services

Fixed Rate Mortgages

Fixed Rate Mortgages provide predictable monthly payments by locking in interest rates for terms of 2-10 years. Ideal for budget-conscious clients, this service protects against market fluctuations. Compass Mortgages offers expert guidance on selecting optimal fixed-rate terms.

Buy to Let Mortgages

Buy to Let Mortgages cater to property investors seeking rental income. Compass Mortgages specialises in sourcing competitive rates and structuring portfolios. Our advisors navigate lender criteria to secure optimal investment financing solutions.

Life Insurance

Life Insurance policies provide financial security for dependents in the event of death. Compass Mortgages tailors coverage based on individual needs, considering occupation, health, and term requirements for comprehensive protection.

Re-mortgages

Re-mortgage services help clients secure better rates or release equity. Compass Mortgages reviews existing deals four months before expiration to avoid standard variable rate penalties. We negotiate competitive refinancing options.

Critical Illness Cover

Critical Illness Cover provides lump-sum payouts for diagnosed conditions like cancer. Compass Mortgages advises on policy terms and coverage levels, ensuring clients understand protections against health-related financial risks.

People

Dean Haysom

Director

Dean Haysom, Director of Compass Mortgages, leads with over 20 years of mortgage advisory experience. Committed to client-centric solutions, he specialises in complex cases and maintains a hands-on approach to service delivery.

Questions

What mortgage options are available for first-time buyers?

We offer Help to Buy schemes requiring 5% deposits, Shared Ownership options, and fixed-rate mortgages tailored to first-time buyers' needs.

Can I get a mortgage with a poor credit history?

Yes, we specialise in adverse credit mortgages. Our team works with lenders who consider individual circumstances beyond standard credit scores.

What fees are associated with your mortgage services?

We charge a £495 fee upon exchange of contracts, with no upfront costs. This covers our advisory services and mortgage arrangement.

Do you offer protection insurance alongside mortgages?

Yes, we provide life insurance, critical illness cover, and income protection to safeguard clients' financial commitments.

How do you ensure competitive mortgage rates?

We review existing mortgages four months before deal expiration and negotiate with lenders to secure rates better than standard variable offerings.

What areas do you serve?

Based in Steyning, West Sussex, we serve clients across the South East, offering local expertise with nationwide coverage.

Reviews (6)

Write a Review

Gustavo Barcellos

Dec 05, 2021 Report

I really dont get how 8 people rated this high. I was referred to work with this company, and Dean sounds like a great person to talk. Unfortunately, the other aspects are so significant that I cant express in words how badly he impacted my life and my family. He took 1.5 months to give a simple mortgage illustration. He went on vacation without telling me anything for two weeks. He didnt reply my emails, my text messages and didnt answer the phone. First application he forgot to check the conditions to apply and the first lender refused the application. Second application he forgot

Adam Bronkhorst

Sep 16, 2021 Report

I've now used Compass Mortgages on a good number of occasion and I can't recommend them enough. They are incredibly helpful, knowledgable and professional. Every single time they have gone over and above what was expected of them and every member of staff has worked tirelessly to make sure that their clients were happy and that they got the best deal for them. Thank you so much especially to Dean, Laura and Sarah.

Chris Boland

Aug 30, 2021 Report

Positive:Professionalism
Compass have helped us with a very challenging mortgage situation. We are very pleased with the outcome and the service throughout.

Jen Bayford

Apr 25, 2021 Report

Thank you Dean and Sarah for such brilliant service. I highly recommend Compass Mortgages for your professionalism, approachability and knowledge. We had a complicated situation that needed advice above a straightforward mortgage, particularly with starting a new business and with furlough pay etc, so we were very impressed with your expertise and determination to help.

Keith Hutchinson

Dec 16, 2020 Report

All at Compass mortgages are superb. Very trustworthy with a real focus on looking after the client. I endorse them fully.

Angus Willson

Nov 19, 2020 Report

Working as an Financial Advisor locally, we don't offer mortgage broking services, just Wealth Management , therefore I am happy refer clients to Dean and the team at Compass Mortgages, and all the feedback I've had from my clients has been great, very responsive, kept updated during the process etc, and they are a nice bunch of people to deal with and know the mortgage market inside, keep it up!