Business Details
Your Trusted Mortgage & Insurance Advisers in Sussex
P Duncan Mortgage has been guiding homebuyers through the complexities of the mortgage market for over six decades. As a family-run, independent firm, we prioritise impartial advice and tailored solutions, leveraging our deep understanding of evolving mortgage and insurance landscapes. Our team of expert advisers offers fee-free initial consultations, ensuring clients receive the most suitable financial products without hidden costs.With a reputation built on referrals and client satisfaction, we serve Sussex and surrounding areas, combining generational expertise with a commitment to seamless, client-centric service. Our accolades in mortgage and insurance sectors reflect our dedication to excellence, while our partnerships with leading providers ensure competitive rates and comprehensive coverage options for every client.
Services
Mortgages
Life Insurance
Income Protection
Health Insurance
Critical Illness Cover
Family Income Benefit
Conveyancing
Home Insurance
Mortgage Calculators
Financial Consultation
Highlights and features
- We offer 60+ years of combined experience in mortgage and insurance markets
- Our advice is completely impartial with no affiliation to product providers
- We provide fee-free initial consultations for all mortgage and insurance services
- Our dedicated case managers ensure seamless service from start to finish
- Award-winning expertise in adverse credit mortgage solutions
Associations and certifications
- Financial Conduct Authority
What people say
Excellent level of service
Highly recommend
Simple and easy process
Fantastic job securing mortgages
Efficient and professional broker
Services
Mortgages
We specialise in residential mortgage solutions for first-time buyers, remortgaging, and buy-to-let properties. Our impartial advisers access the entire market to find competitive rates tailored to individual circumstances. With expertise in adverse credit mortgages, we help clients secure financing even with complex financial histories.
Life Insurance
Our life insurance policies provide financial protection for dependants in the event of death during the policy term. We offer level or decreasing cover options that can be linked to mortgage balances, with flexible terms to match family needs and budgetary requirements.
Income Protection
This service replaces a portion of income during prolonged absence from work due to illness or injury. Policies commence payments after chosen deferral periods and continue until recovery, retirement, or policy end, ensuring financial stability during difficult times.
Conveyancing
We coordinate legal property transactions through approved solicitors who handle searches, ownership transfers, and lender requirements. Our 'no completion, no fee' package ensures cost certainty while maintaining high standards of legal due diligence.
Health Insurance
Our health insurance policies provide private medical treatment access alongside NHS services. Coverage includes diagnostic tests, specialist consultations, and surgical procedures, with options to customise benefits according to individual health needs and budget.
People
John Duncan
Senior Adviser
With 40 years of financial services experience, John provides expert mortgage and insurance guidance, leveraging extensive market knowledge to deliver tailored solutions for complex client requirements.
Phil Duncan
Managing Director
Phil leads business operations with 30 years of mortgage market expertise, specialising in innovative financial solutions and maintaining our commitment to impartial, client-focused advisory services.
Gareth Glover
Senior Mortgage Adviser
Gareth offers 35 years of advisory experience, building long-term client relationships through transparent guidance and comprehensive understanding of mortgage products and insurance requirements.
Questions
What mortgage types do you specialise in?
We handle all mortgage types including fixed-rate, tracker, buy-to-let, and adverse credit mortgages, accessing the entire market to find best-fit solutions.
Do you charge fees for mortgage advice?
No initial fees apply for residential mortgage consultations. We charge a small administration fee only when applications proceed to processing.
Can you help with insurance policies not linked to mortgages?
Yes, we provide standalone life, health, and income protection insurance policies tailored to individual needs, regardless of mortgage requirements.
What areas do you cover?
Primarily serving Sussex, we also assist clients in London, Hove, Shoreham By Sea, and Sompting with both local market knowledge and nationwide access.
How quickly can you complete a mortgage application?
Processing times vary by lender, but our dedicated case managers typically complete applications within 4-8 weeks through proactive coordination with all parties.
Do you offer online mortgage calculators?
Yes, our website features mortgage calculators to estimate borrowing capacity, monthly payments, and affordability before formal consultations.
