Mortgage Medics

Business Details

19 Years

experience

Your Trusted Mortgage Advisers in Hove

Established in 2007, Mortgage Medics has built a reputation for delivering exceptional mortgage advice tailored to individual client needs. Our mission is to make property purchase and refinancing stress-free through expert guidance and a client-first approach. With a team of highly qualified advisers boasting decades of combined experience, we offer independent, whole-market solutions that prioritise our clients' financial well-being. Our commitment to excellence has been recognised through multiple industry awards, including Best Regional Broker and Top Mortgage Broker accolades.

We operate from three UK locations in Brighton, Hove, and London Bridge, serving clients nationwide while maintaining a strong focus on local community engagement through partnerships with charities like Sussex Nightstop. Our innovative approach combines technical expertise with a warm, accessible service that has earned us consistently positive client testimonials and a loyal customer base spanning over 15 years.

Services

Mortgage Advice Remortgaging First-Time Buyer Support Property Investment Later Life Mortgages

Details

Year established: 2007

Highlights and features

Award-winning mortgage advisers with 15+ years of industry experience
Independent whole-market recommendations tailored to individual financial situations
Efficient service completing mortgage processes 20% faster than industry average
Regulated by the Financial Conduct Authority for complete transparency
Recognised community partners supporting local homelessness charities

Associations and certifications

Financial Conduct Authority

What people say

Trusted choice for years Effortless remortgaging process Fully informed throughout Expert guidance Personalised support

Website

Update Listing

Services

Mortgage Advice

Our expert mortgage advisers provide comprehensive guidance through the entire property purchasing process. We analyse individual financial situations to recommend suitable mortgage products from the entire market. With specialist knowledge of first-time buyer schemes, remortgaging options, and investment property financing, our team ensures clients secure the most appropriate deals for their specific needs.

Remortgaging

We specialise in helping homeowners optimise their existing mortgages by finding better rates and terms. Our process involves reviewing current mortgage arrangements, assessing market opportunities, and negotiating with lenders to secure improved financial positions for clients while minimising disruption to their property ownership.

First-Time Buyer Support

Tailored assistance for first-time property purchasers navigating the complex mortgage landscape. We explain available schemes, calculate affordability, and guide clients through each step from initial application to completion, ensuring a smooth transition into home ownership with clear, jargon-free advice.

Property Investment

Specialist advice for property investors seeking optimal buy-to-let mortgage solutions. We provide market analysis, cash flow projections, and lender comparisons to help landlords maximise returns while complying with evolving regulatory requirements and tax implications.

Later Life Mortgages

We offer expert guidance on mortgage options for older clients, including equity release schemes and later life lending products. Our advisers consider retirement income streams, inheritance planning, and long-term financial security when recommending appropriate mortgage solutions for clients in later life stages.

People

Sam Murphy

Managing Director

Co-founder with 17 years mortgage industry experience. Leads strategic direction while maintaining hands-on client advisory role. Holds advanced mortgage qualifications and specialises in complex lending solutions.

Jon Bloomfield

Associate Director

Co-founder and mortgage specialist with 17 years experience. Focuses on client relationships and team development. Recognised industry expert in buy-to-let and investment property financing.

Gareth Jones

Mortgage Services Manager

Manages mortgage operations with 12 years industry experience. Ensures service excellence across all client interactions. Specialises in first-time buyer schemes and new build property financing.

Gemma Green

Senior Adviser

Senior mortgage adviser with 15 years experience. Focuses on later life mortgages and equity release schemes. Holds advanced qualifications in retirement financial planning.

William Sproule

Senior Adviser

Experienced adviser specialising in complex mortgage cases. 14 years helping clients with adverse credit histories and self-employed mortgage applications. Maintains advanced lender relationship network.

Questions

What mortgage options do you offer for first-time buyers?

We provide comprehensive advice on all first-time buyer mortgages including Help to Buy schemes, shared ownership, and 95% LTV products from multiple lenders.

Can you help with remortgaging existing properties?

Yes, our specialists analyse current market rates to find optimal remortgaging solutions that reduce payments while maintaining financial stability.

Do you offer mortgage advice for property investors?

We provide tailored buy-to-let mortgage advice considering changing regulatory requirements and investment strategies for landlords.

What areas do you cover for in-person consultations?

We operate from Brighton, Hove, and London Bridge offices, serving clients nationwide through both face-to-face and virtual appointments.

How are your mortgage advisers qualified?

All advisers hold advanced mortgage qualifications with minimum 10 years industry experience, maintaining continuous professional development.

What makes your mortgage service different?

Our independent whole-market approach combines technical expertise with personal service, delivering stress-free transactions and long-term client relationships.

Reviews (6)

Write a Review

Paul Dicks

Dec 22, 2021 Report

We used mortgage medics for a purchase in 2015 and again for our move to a new place in 2021. Due to issues with our solicitor we had a difficult purchase this time around. Ben and Emma were amazing. Provided lots of support and friendly advice and helped us find a new solicitor to take our case at short notice. They are very professional and always happy to chat through all the options. Excellent service all round!

Nick Jahanshahi

Dec 10, 2021 Report

Steve and the team at Mortgage Medics were absolutely fantastic from start to finish. He helped navigate me through quite a complicated house purchase, consistently finding the best deals available, and was always on hand for advice. I can't recommend him highly enough and my only regret is that I didn't get to thank him in person. A brilliant team who we will definitely use again.

David Kingdon

Dec 07, 2021 Report

Positive:Professionalism,Responsiveness
Fast, efficient and offer great service. They the whole process easier and are always available if questions or problems arise. Highly recommended.

James Wallace

Nov 17, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Ben and Emma have been fantastic as always. Im really grateful for their expertise and efficiency. They have saved me money, yet again, and made the whole process pain free. I would highly recommend! Do yourself a favour!

Beth Rutter

Nov 07, 2021 Report

Positive:Professionalism,Responsiveness,Value
We have been so impressed with the thorough and professional service we have received to get us the best mortgage available. Thanks to Ben and Emma for their prompt research and replies to any questions we have had. We would really recommend them.

Route Studio Brighton

Nov 05, 2021 Report

Gareth and Andrea were easy to communicate with and took time to understand our needs and were able to adapt as our situation changed. They were both very friendly and approachable and we felt we understood the process and were kept well informed.