Business Details
Your Trusted Financial Advisers in Hove & London
At Brighthelm Financial, we pride ourselves on delivering holistic financial advice tailored to individual client needs. With over 50 years of combined industry experience, our team of qualified professionals operates from offices in Hove and London, serving clients across the UK. As an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, we adhere to rigorous regulatory standards set by the Financial Conduct Authority. Our expertise spans mortgage advisory, investment planning, tax-efficient strategies, and protection cover, ensuring comprehensive solutions for both immediate and long-term financial goals.We prioritise cash flow modelling and retirement planning, working with products such as ISAs, pensions, and high-risk investments like EIS and VCTs. Our commitment to transparency includes clear communication about market risks and tax implications, while our partnership with the Quilter Foundation underscores our dedication to community engagement. Through personalised guidance and a focus on client education, we aim to empower informed financial decisions aligned with each client's unique circumstances.
Services
Financial Advice
Mortgage Planning
Buy-to-Let Mortgages
Investment Planning
Protection Cover
Tax Efficiency Strategies
Retirement Planning
Cash Flow Modelling
EIS/VCT Advisory
Insurance Solutions
Highlights and features
- We offer over 50 years of combined industry experience in financial advisory services.
- Our holistic approach balances immediate needs with long-term financial aspirations.
- We are regulated by the Financial Conduct Authority for your protection and compliance.
- Our partnership with Quilter ensures access to competitive insurance and mortgage products.
- We serve UK clients from strategically located offices in Hove and London.
Associations and certifications
- Financial Conduct Authority
Services
Financial Advice
Our holistic financial advice balances immediate needs with long-term goals, offering cash flow modelling and product performance reviews. We specialise in pensions, ISAs, and tax-efficient investments while clearly explaining market risks and regulatory requirements. Clients benefit from tailored strategies that maximise tax allowances and investment returns.
Mortgage Planning
We provide comprehensive mortgage solutions including residential, buy-to-let, and specialist mortgages. Our service covers application management, portfolio optimisation, and tax efficiency advice for landlords. We ensure clients understand repossession risks while navigating first-time purchases or remortgaging scenarios.
Investment Planning
Our investment planning covers EIS, VCT, and AIM-listed products with clear explanations about market volatility and tax implications. We help clients build diversified portfolios while maintaining transparency about potential capital losses and income tax considerations associated with different investment vehicles.
Protection Cover
Through Quilter's panel of providers, we offer life insurance, critical illness cover, and income protection tailored to individual circumstances. Our service includes access to Health Support Line benefits and assistance with complex cases involving pre-existing medical conditions.
Retirement Planning
We provide comprehensive retirement planning covering pension options, tax-free allowances, and sustainable withdrawal strategies. Our guidance includes cash flow projections and recommendations for maintaining financial security during retirement while considering market fluctuations and longevity factors.
People
Jessica Balkwill
Practice Director
Jessica combines DipFA and CeMAP qualifications with extensive advisory experience, leading our Hove office while delivering tailored financial solutions to clients across the UK.
Vicki Cooke
Mortgage and Protection Advisor
Vicki specialises in mortgage and protection advisory services, leveraging her expertise to help clients secure appropriate residential and buy-to-let financing solutions.
Mark Willsher
Financial and Mortgage Advisor
Mark provides expert financial and mortgage advice, combining market knowledge with client-focused solutions to address both immediate needs and long-term goals.
Brandon Cresdee
Mortgage Administrator
Brandon supports our mortgage advisory team with administrative expertise, ensuring smooth processing of mortgage applications and client documentation.
Harry Bennett
Mortgage and Protection Advisor
Harry offers specialist mortgage and protection advisory services, helping clients navigate complex financial decisions with clear, regulated guidance.
Questions
What financial services does Brighthelm Financial offer?
We provide holistic financial advice including mortgage planning, investment strategies, tax efficiency solutions, protection cover, and retirement planning tailored to individual client needs.
Are Brighthelm Financial's advisors regulated by industry authorities?
Yes, we operate as appointed representatives of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, both authorised and regulated by the Financial Conduct Authority.
How can I access Brighthelm Financial's literature guides?
Our comprehensive guides on investments, retirement planning, and financial strategies are available for download on our website under the 'Literature' section.
Do you offer protection insurance products?
Yes, through our partnership with Quilter Financial Planning Network, we provide life insurance, critical illness cover, income protection, and private medical insurance solutions.
