Business Details
22 Years
experience
Your Trusted Mortgage Broker in Selsey
Established in 2004, we are directly authorised by the Financial Conduct Authority to provide independent mortgage advice and protection solutions. Our team of qualified advisors operates across Selsey, Rustington, and Portsmouth, offering whole-of-market access to mortgage products and insurance policies tailored to individual client needs. With decades of combined experience in financial services, we specialise in demystifying complex mortgage processes and insurance requirements for first-time buyers, home movers, and buy-to-let investors. Our FCA-regulated status ensures adherence to strict professional standards while maintaining transparency throughout the advisory process. We prioritise client education, providing clear explanations of mortgage terms, insurance coverage options, and associated risks.Our commitment to excellence has earned us consistent positive feedback from clients who value our personalised approach and stress-free service delivery. We maintain partnerships with leading lenders and insurance providers to secure competitive rates for our clients. Regular client communication remains central to our service philosophy, ensuring informed decision-making at every stage. Our office locations and flexible contact options facilitate easy access to professional mortgage guidance. Through continuous market analysis, we identify emerging opportunities to benefit our clients' financial objectives.
Services
Mortgages
Protection
Life Insurance
Home Insurance
Buy to Let
Remortgaging
First Time Buyer
Details
- Year established: 2004
Highlights and features
- Directly authorised by the Financial Conduct Authority for regulatory compliance
- Whole-of-market access to mortgage and insurance products
- Personalised service tailored to individual financial circumstances
- Experienced advisors with decades of combined industry expertise
- Proven track record of stress-free mortgage process management
Associations and certifications
- Financial Conduct Authority
What people say
Stress and hassle free
AWESOME mortgage
Excellent service
Highly recommend
Made the process easy
Services
Mortgages
We provide comprehensive mortgage advisory services covering purchases, remortgaging, and buy-to-let investments. Our FCA-authorised advisors offer whole-of-market access to competitive mortgage deals tailored to individual financial circumstances. With expertise in first-time buyer schemes and complex property transactions, we guide clients through every stage from application to completion while explaining technical terms in plain language.
Life Insurance
Our life insurance solutions protect families against mortgage debt in the event of death. We offer policies that provide lump sum payments to settle mortgages while offering additional financial security for dependants. Our advisors ensure appropriate coverage levels at competitive premiums, integrating protection with existing mortgage arrangements for comprehensive financial planning.
Home Insurance
We arrange buildings and contents insurance meeting lender requirements while protecting clients' assets. Our advisors secure competitive quotes for comprehensive coverage including structural damage and personal belongings. We ensure sufficient policy limits to rebuild properties and replace possessions, providing peace of mind against unexpected events affecting homeownership.
Buy to Let
Specialist mortgage advice for property investors seeking buy-to-let financing. We access landlord-specific products with competitive rental coverage ratios and tax-efficient structures. Our service includes portfolio management strategies and remortgaging opportunities to maximise investment returns while navigating complex regulatory requirements for rental properties.
Protection
We offer comprehensive protection packages including income protection, critical illness cover, and accident/sickness/unemployment insurance. Our advisors assess individual risk profiles to recommend appropriate coverage levels that safeguard mortgage payments during financial hardship, ensuring clients maintain homeownership security through unexpected life events.
People
David Lee
Mortgage Advisor
With over 15 years' experience in financial services, David specialises in first-time buyer mortgages and complex property transactions. He holds FCA-approved qualifications and maintains comprehensive knowledge of evolving mortgage regulations to benefit clients.
Gary Lelliott
Mortgage Advisor
Gary brings extensive expertise in remortgaging strategies and buy-to-let financing solutions. His client-focused approach combines technical proficiency with clear communication to simplify mortgage decision-making for all client types.
Questions
What mortgage services do you offer?
We provide complete mortgage solutions including first-time buyer mortgages, remortgaging, buy-to-let financing, and specialist property loans across West Sussex.
Are you regulated by the Financial Conduct Authority?
Yes, we are directly authorised by the Financial Conduct Authority under reference 462659 for mortgage and protection advice.
How do you help first-time buyers?
We explain mortgage options clearly, assist with deposit requirements, and guide first-time buyers through the entire purchasing process with jargon-free advice.
What protection insurance options are available?
We offer life insurance, critical illness cover, income protection, and accident/sickness/unemployment policies tailored to mortgage requirements and personal circumstances.
Do you charge fees for mortgage advice?
Our initial consultation is free up to application stage, with advisor compensation typically coming from lender commissions rather than client fees.
