Business Details
18 Years
experience
Impartial Mortgage Brokers in Brighton
Established in 2008, The Finance House operates as an impartial mortgage and insurance brokerage, dedicated to providing tailored financial solutions. Our expertise spans a comprehensive range of products from high street lenders and specialist providers, ensuring clients access competitive deals suited to their unique circumstances. With a focus on transparency and client-centric service, we guide customers through mortgage applications, insurance procurement, and protection planning. Our team leverages industry knowledge and partnerships to secure optimal outcomes, supported by a commitment to ongoing client support beyond initial transactions. Client testimonials highlight our professionalism, efficiency, and ability to navigate complex financial markets.We prioritise clear communication, avoiding jargon to ensure clients understand their options. As an appointed representative of HL Partnership, regulated by the Financial Conduct Authority, we adhere to stringent regulatory standards. Our services cater to first-time buyers, remortgagers, and buy-to-let investors, with a track record of repeat business and referrals underscoring client satisfaction. We aim to simplify financial decision-making, offering impartial advice to help clients achieve long-term stability. Our approach combines technological tools with personalised service, ensuring clients receive both expert analysis and individual attention.
Services
Mortgages
Life Assurance
Home Insurance
Protection Plans
Critical Illness Cover
Details
- Year established: 2008
Highlights and features
- We offer impartial mortgage advice with access to the whole market.
- Our team provides personalised service tailored to individual financial circumstances.
- We secure exclusive deals not available directly from lenders.
- Our expertise spans complex buy-to-let and remortgage scenarios.
- We maintain transparency with no hidden fees or charges.
Associations and certifications
- Financial Conduct Authority
What people say
Extremely helpful
Professional and effective
Outstanding
Efficient and thorough
Highly recommended
Services
Mortgages
We provide impartial mortgage brokerage services, sourcing competitive deals from high street lenders and specialist providers. Our expertise includes first-time buyer schemes, remortgaging, and buy-to-let investments. Clients benefit from personalised advice to secure optimal financing solutions tailored to their financial circumstances.
Life Assurance
Our life assurance policies offer financial protection for dependants through level or decreasing term coverage. We specialise in arranging policies that align with mortgage obligations and personal needs, ensuring families maintain financial stability in unforeseen circumstances while avoiding overpayment.
Home Insurance
We help clients secure comprehensive home insurance solutions for buildings and contents. Our approach ensures appropriate coverage levels at competitive rates, simplifying the process of protecting residential properties against common risks and unexpected events.
Critical Illness Cover
This service provides financial security through policies that pay out upon diagnosis of specified critical illnesses. We arrange coverage for conditions including cancer, heart attacks, and strokes, offering peace of mind while ensuring policy terms match clients' health and financial circumstances.
Protection Plans
Our protection services include tailored solutions for mortgage repayment security and income continuity. We implement strategies to safeguard clients against financial hardship from unexpected life events, ensuring ongoing obligations remain manageable during challenging times.
People
Colin Warburton
Mortgage Broker
With over 20 years' experience, Colin specialises in mortgage solutions for first-time buyers, remortgagers, and property investors. His client-focused approach combines market expertise with personalised service, consistently delivering optimal financial outcomes.
Questions
How do you differ from online mortgage platforms?
We provide personalised advice from experienced brokers, accessing exclusive deals not available online while offering continuous support throughout the mortgage process.
What mortgage types do you offer?
We arrange all mortgage types including fixed-rate, tracker, and buy-to-let schemes from high street lenders and specialist providers.
How does your mortgage application process work?
We assess your financial situation, source suitable options, handle paperwork, and coordinate with solicitors to streamline your mortgage application process.
Do you charge fees for mortgage advice?
Our services are typically commission-based with no upfront fees, though specific arrangements depend on individual mortgage product terms.
What insurance products complement mortgages?
We recommend life assurance, critical illness cover, and home insurance to protect both your property investment and financial obligations.
Why use a mortgage broker instead of a bank?
Brokers offer access to multiple lenders, impartial advice, and negotiation expertise to secure better rates than direct bank applications.
Reviews (7)
Katy R.
Aug 03, 2020
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Positive:Professionalism,Quality,Responsiveness
Colin was recommended to me by a friend. He was very helpful, answered all my questions and helped me find a good deal on my first mortgage. Could not recommend highly enough!
Colin was recommended to me by a friend. He was very helpful, answered all my questions and helped me find a good deal on my first mortgage. Could not recommend highly enough!
Olly Holland
Jul 25, 2020
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We turned to Colin at the Finance House when another broker was unable to secure a mortgage for us due to complicated financial circumstances. We had almost lost hope that we would be able to secure a mortgage at all but due to Colin's extensive knowledge. diligence, hard work and perserverance he made the impossible possible and secured us an excellent mortgage which meant we were unable to get our dream home! I cannot recommend Colin highly enough, as well as being an excellent broker he is also personable and patient and great to work with.
K. L.
May 21, 2020
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Colin has flawlessly provided care, attention and speedy service for my family, from 2 re-mortgages to life insurance. He is efficient and has an impeccable attention to detail. Without a shadow of a doubt I have been given excellent service and have had my financial matters taken care of so that I don't need to worry or stress. 100% recommended. Thank you !
Sandra Slinger
Oct 06, 2019
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Colin, found a mortgage for our two sons then aged 24 and 26. It was a very straightforward process where Colin explained each stage to our sons. So they understood what the committment was. Colin , has now, two years later done a remortgage for them. Again a straightforward process. Colin seems to make what could be a complicated procedure , simple and pain free. I would highly recommend Colin to everyone looking for a first time mortgage or re mortgage.
Cristina Mindroiu
Aug 07, 2019
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Colin helped us out with our first mortgage, I am someone who can be very difficult and ask 100s of questions, he was very helpful and guided us throughout the whole process giving us all the options available with many variations. He gave us much better deals than we could have found online by ourselves.
Mandy O.
Jul 24, 2019
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Life, they say, can sometimes hand you lemons. I had a particularly complicated and challenging set of financial requirements, and with Colins patience, resourcefulness, responsiveness, market access, gold-star communication and knowledge, I am over the moon to say that everything has finally worked out happily for me. Colin has enabled me to make lemonade! I simply cannot recommended The Finance House/Colin highly enough. Exceptional!
Richard Hewson
Jun 24, 2019
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I had a few problems when remortgaging my current home and I contacted The Finance House. Colin was extremely helpful and completely took control of the process. I would recommend the services of The Finance House, in particular, Colin. He also doesn't charge a Broker fee, unlike the majority of other Mortgage Brokers. :)
