Business Details
19 Years
experience
Trusted Mortgage Advisers in Bolton
Established in 2007, A G Mortgages has built a reputation on expertise and trust, specialising in mortgage and protection planning. Our founder brings over two decades of experience from leading financial institutions, including Prudential Assurance, Aviva, and Barclays, ensuring clients receive impartial, tailored advice. As an independent broker, we access a wide range of lenders and insurance providers, prioritising solutions that align with individual needs rather than restricted panels.Our agile, client-focused approach ensures timely responses and proactive management of applications, coordinating seamlessly with solicitors, surveyors, and lenders. Regulated by the Financial Conduct Authority, we uphold rigorous compliance standards while maintaining transparency, with no fees charged to over 95% of clients. Our commitment to clarity and simplicity means clients receive jargon-free guidance, empowering informed decisions about their most significant financial commitments.
Services
Mortgages
Insurances
Property Surveys
Legal Services
Conveyancing
Details
- Year established: 2007
Highlights and features
- We offer whole-of-market mortgage solutions with access to exclusive broker-only products.
- No fees charged to over 95% of clients for our advisory services.
- Over 25 years of industry experience across leading financial institutions.
- Proactive application management, coordinating directly with lenders and solicitors.
- Regulated by the Financial Conduct Authority for compliance and consumer protection.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We specialise in mortgage planning, offering access to a wide range of lenders and exclusive broker-only products. Our services include first-time buyer guidance, remortgaging, buy-to-let, and solutions for complex incomes or adverse credit. With no fees for over 95% of clients, we prioritise transparent, tailored advice to secure competitive rates and terms aligned with individual financial goals.
Life Assurance
Our life assurance policies provide tax-free lump sums to protect loved ones against mortgage debt, loans, or income loss. Tailored plans ensure financial security for families, with flexible coverage options and additional benefits like health checks and mental health support included in modern policies.
Income Protection
We offer income protection plans that pay monthly benefits if illness or injury prevents work. Coverage includes mental health conditions and musculoskeletal issues, with flexible terms for employed or self-employed individuals. Policies can complement employer benefits or stand alone for comprehensive financial security.
Conveyancing
Our conveyancing service connects clients with lender-approved solicitors for property transactions. We facilitate legal processes including property searches, contract preparation, and completion coordination, ensuring compliance with lender requirements and efficient ownership transfers for residential and buy-to-let purchases.
Critical Illness Cover
We provide critical illness cover offering tax-free payouts for diagnoses such as cancer, heart disease, or stroke. Policies help cover medical expenses, home adaptations, and lost income, with additional benefits like second medical opinions and global treatment access to support recovery and financial stability.
Questions
What mortgage services does A G Mortgages offer?
We provide whole-of-market mortgage advice, including first-time buyer schemes, remortgaging, buy-to-let, and specialist products for complex incomes or adverse credit.
Are there fees for using A G Mortgages' advisory services?
Over 95% of our clients receive fee-free advice, with no hidden charges for standard mortgage or insurance consultations.
How does A G Mortgages support clients during the application process?
We coordinate directly with lenders, solicitors, and surveyors, managing applications proactively to ensure smooth transactions and timely completions.
What insurance products are available through A G Mortgages?
We offer life assurance, critical illness cover, income protection, home insurance, and landlord insurance, tailored to individual needs.
Is A G Mortgages regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 468855.
What areas does A G Mortgages serve?
We operate across England and Wales, providing localised expertise with nationwide coverage for mortgage and insurance solutions.
