Business Details
41 Years
experience
Your Trusted Financial Advisers in Teynham
Established in 1985, Rickard Lazenby is a family-run, client-focused financial and insurance services provider with a heritage of serving UK clients. Our team, led by Terry Hodges and Ben Hodges, combines decades of expertise in commercial insurance, financial planning, and mortgage services to deliver tailored solutions. We prioritise personal advice, maintaining long-standing relationships with clients across agriculture, business, and high-net-worth sectors.Authorised by the Financial Conduct Authority, we ensure compliance and trust in all our offerings. Our commitment to local communities is reflected in sponsorship of regional events and support for grassroots organisations.
Services
Commercial Insurance
Financial Planning
Estate Planning
Investments
Professional Indemnity
Farms and Estate Insurance
Insurance Services
Financial Services
Mortgage Planning
Equity Release
Details
- Year established: 1985
Highlights and features
- Family-run business offering personalized financial advice
- Over 35 years of experience in financial and insurance services
- Tailored solutions for agriculture, business, and high-net-worth clients
- Authorised and regulated by the Financial Conduct Authority
- Active community engagement and local sponsorship initiatives
Associations and certifications
- Financial Conduct Authority
Services
Commercial Insurance
Protect your business with tailored commercial insurance solutions covering legal challenges, property risks, and operational liabilities, ensuring continuity through unforeseen events. Our policies cater to diverse industries, including agriculture and transport. Expert advisers provide comprehensive coverage assessments aligned with your business needs.
Financial Planning
Achieve your financial goals with strategic planning covering investments, pensions, and retirement strategies. Our team delivers personalized roadmaps to secure long-term financial stability, leveraging market insights and regulatory compliance to optimise growth and tax efficiency for individuals and businesses.
Estate Planning
Minimise inheritance tax liabilities through bespoke estate planning solutions, including wills and trusts. We help clients preserve wealth for future generations while ensuring legal compliance and addressing complex family or business-related asset distributions.
Farms and Estate Insurance
Specialised coverage for farming operations and rural estates, including property, livestock, and equipment protection. Policies are designed to address unique agricultural risks, ensuring operational resilience against weather events, disease outbreaks, and liability claims.
Professional Indemnity
Safeguard your professional practice against claims of negligence or inadequate advice. Our professional indemnity policies cover legal defence costs and compensation, tailored for consultants, advisors, and service providers across sectors, ensuring business continuity during disputes.
People
Terry Hodges
Managing Director
Founded Rickard Lazenby in 1985 after senior roles in London's insurance sector. Brings over 40 years of industry experience, focusing on commercial and agricultural insurance solutions for UK clients.
Ben Hodges
Director and Financial Planner
Specialises in financial planning and mortgage services, combining technical expertise with a client-centric approach to deliver tailored wealth management strategies for individuals and businesses.
Phil Robinson
Director
Oversees insurance operations with expertise in commercial risk management, ensuring clients receive comprehensive coverage tailored to evolving business needs and regulatory standards.
Lisa Martin
Accounts Manager
Manages financial operations with precision, supporting clients through accurate accounting practices and ensuring seamless financial service delivery within regulatory frameworks.
Questions
What areas do you cover for commercial insurance?
We provide commercial insurance solutions nationwide, with expertise in protecting businesses across agriculture, transport, and professional services sectors.
How do you tailor financial plans to individual needs?
Our advisers conduct detailed consultations to understand your goals, risk tolerance, and financial circumstances before creating customised wealth management strategies.
Are your services regulated?
Yes, Rickard Lazenby is authorised and regulated by the Financial Conduct Authority, ensuring compliance with the highest industry standards.
Can you help with farm insurance policies?
We offer specialist farm and estate insurance covering property, livestock, and equipment, addressing the unique risks faced by agricultural businesses.
What's your approach to estate planning?
We focus on minimising inheritance tax liabilities through wills, trusts, and strategic asset distribution, ensuring wealth preservation for future generations.
