Business Details
Your Trusted Insurance Partner in Newquay
Established with a commitment to building long-term relationships, Towan Insurance provides tailored insurance solutions for businesses and individuals. Our team prioritises understanding individual client needs, offering expert advice across commercial, property, and specialist insurance sectors. As a local broker with national reach, we combine the accessibility of a regional service with the expertise of a seasoned insurance provider. Our dedication to sourcing competitive rates and comprehensive coverage has earned us longstanding client trust, evidenced by decades of repeat business and referrals. We operate with transparency, ensuring clients receive policies that align precisely with their circumstances, whether for personal, commercial, or high-risk properties. Our FCA-regulated status underscores our adherence to rigorous professional standards, while our partnerships with specialist insurers enable coverage for unique requirements like thatched properties and high-voltage electrical contractors.With a focus on personal service over automated systems, we maintain dedicated advisor relationships throughout the policy lifecycle, ensuring continuity and accountability. Our clients benefit from immediate cover availability on select products and a streamlined claims support process, reflecting our commitment to operational efficiency. Serving Cornwall, the South West, and nationwide, we bridge the gap between traditional brokerage values and modern insurance demands. By continuously monitoring market offerings, we ensure our clients remain protected at optimal cost, reinforcing our reputation as a reliable, client-centric insurance partner.
Services
Commercial Insurance
Landlord Insurance
Cyber Insurance
Thatched Property Insurance
Motor Trade Insurance
Professional Indemnity
Roofers Insurance
Agricultural Solutions
Management Liability
Property Insurance
Highlights and features
- We prioritise long-term client relationships through tailored insurance solutions
- Our team offers dedicated advisor support throughout the policy lifecycle
- We specialise in hard-to-place insurance for unique properties and trades
- Our FCA-regulated status ensures adherence to strict professional standards
- We provide competitive pricing through continuous market comparison
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent communication
Competitive premiums
Professional service
Knowledgeable staff
Reliable support
Services
Commercial Insurance
Our commercial insurance provides comprehensive protection for businesses of all sizes, covering property, stock, and public liability risks. We tailor policies to specific industry needs, ensuring adequate protection while maintaining cost-effectiveness. With access to specialist insurers, we offer solutions for both standard and high-risk business operations.
Thatched Property Insurance
Specialist insurance for thatched properties addresses unique risks associated with historic and high-value homes. Our policies cover rebuild costs, weather damage, and specialist materials, catering to owner-occupiers, landlords, and heritage property custodians. We understand the complexities of insuring these properties and source appropriate coverage from specialist providers.
Landlord Insurance
Landlord insurance offers tailored coverage for residential and commercial rental properties, including buildings, loss of rent, and legal expenses. We provide flexible terms for single properties or portfolios, with options for high-risk locations and non-standard constructions. Our expertise ensures competitive rates while maintaining comprehensive protection.
Cyber Insurance
Cyber insurance protects businesses against digital threats including data breaches, ransomware attacks, and business interruption losses. Our policies cover incident response, legal liabilities, and recovery costs, with options for businesses of all sizes. We help clients assess cyber risks and implement appropriate coverage levels.
Motor Trade Insurance
Motor trade insurance provides comprehensive protection for automotive businesses, covering premises, stock, tools, and third-party liabilities. We cater to garages, repair shops, and classic car dealerships, offering tailored policies that address industry-specific risks and compliance requirements.
Questions
What areas do Towan Insurance Brokers cover?
We provide insurance services across Cornwall, the South West, and nationwide, with particular expertise in local property risks and business requirements.
What specialist insurance products do you offer?
We specialise in thatched property insurance, high-voltage electrical contractor coverage, roofers insurance, and other niche commercial risks through specialist insurers.
How do you find competitive insurance rates?
By continuously comparing market offerings and maintaining relationships with multiple insurers, we secure competitive pricing without compromising coverage quality or service standards.
What should I do if I need to make a claim?
Contact our team directly for claims support, where we'll guide you through the process and liaise with insurers to ensure timely resolution.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an Appointed Representative of Momentum Broker Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (reference 526435).
