Business Details
49 Years
experience
Emergency
services
Your Trusted Independent Insurance Broker in Bude, Cornwall
Hodgson Insurance Services has served Bude and the South West since 1977 as an independent family-run broker. Founded at a kitchen table by Graham and Liz Hodgson, our business grew alongside the community, maintaining core values of honesty and care. We now operate from Chapter House in Bude, offering personalized insurance solutions for individuals and businesses. Our team of dedicated advisors searches a panel of over 100 UK insurers, including Lloyds of London, to secure competitive premiums and comprehensive coverage.We specialize in hospitality insurance, serving guest houses, B&Bs, and restaurants across Cornwall and beyond. Our transparent fee structure and commitment to local knowledge ensure clients receive tailored advice and exceptional service. With decades of experience and a second-generation family leadership, we remain focused on delivering independent, client-centric insurance solutions.
Services
Car Insurance
Home Insurance
Business Insurance
Travel Insurance
Hospitality Insurance
Commercial Vehicle Insurance
Property Owners Insurance
Motorcycle Insurance
Short Term Insurance
Young Driver Insurance
Details
- Year established: 1977
Highlights and features
- We are independent brokers with access to over 100 UK insurers including Lloyds of London
- Our family business has served the South West since 1977 with local market expertise
- We offer transparent fee structures with no hidden charges
- Specialists in hospitality insurance for guest houses, B&Bs and restaurants
- Dedicated advisors provide personalized service without call centre scripts
Associations and certifications
- Financial Conduct Authority
Services
Car Insurance
We provide comprehensive car insurance solutions for private vehicles, including classic cars, young drivers, and second cars. Our policies offer protection against accidents, theft, and third-party claims while ensuring competitive premiums through our extensive insurer panel. With options for temporary coverage and learner drivers, we cater to diverse automotive needs while maintaining personalized service and expert guidance.
Business Insurance
Our business insurance packages protect commercial operations across multiple sectors, including hospitality, retail, and property management. We offer tailored policies for shops, offices, landlords, and tradespeople with comprehensive liability coverage. Through partnerships with leading UK insurers, we secure competitive rates while providing expert advice on risk management and policy customization to meet specific business requirements.
Hospitality Insurance
Specialist insurance for hospitality businesses including B&Bs, guest houses, hotels, and restaurants. Our policies address unique risks like property damage, public liability, and business interruption. With local expertise and access to specialized insurers, we deliver tailored protection that safeguards hospitality investments while ensuring compliance with industry-specific regulations and standards.
Home Insurance
We offer comprehensive home insurance covering residential properties against risks including fire, flood, theft, and structural damage. Our policies protect both standard and unique properties like second homes and holiday lets. Through careful market analysis, we secure competitive premiums while ensuring adequate coverage levels and additional benefits like legal expenses and emergency assistance services.
Travel Insurance
Our travel insurance policies provide coverage for domestic and international trips, including medical emergencies, trip cancellations, and lost luggage. Designed for both short-term and annual coverage, these policies offer peace of mind through 24/7 assistance services and streamlined claims processes. We ensure competitive pricing while maintaining comprehensive protection for various travel scenarios.
People
Gary Hodgson
Managing Director
Second-generation insurance professional with decades of experience, specializing in commercial insurance and hospitality coverage. Leads the firm with a focus on compliance and client relationships while maintaining family values.
Liz Hodgson
Managing Director
Co-founder with extensive insurance expertise, particularly in guest house and property insurance. Manages company accounts and maintains community involvement through local cricket club fundraising activities.
Robin Worden
Account Executive
Experienced insurance professional handling personal and business products. Combines technical knowledge with customer service skills, maintaining interests in fishing, gardening, and sports while serving clients effectively.
Aaron Nash
Account Executive
Insurance specialist with prior industry experience, focusing on personal lines and small commercial accounts. Known for client communication skills and football expertise while providing accessible insurance advice.
Julie Inch
Account Executive
Certified insurance professional with over a decade of experience in commercial and personal lines. Combines technical expertise with rural business understanding, managing agricultural responsibilities alongside client service commitments.
Questions
How do I file an insurance claim?
Contact our office during business hours at 01288 353999 or use direct insurer claim lines for emergencies. We guide you through the process and handle claims documentation.
What insurance products do you specialize in?
We specialize in car, home, travel, and business insurance with particular expertise in hospitality coverage for B&Bs, guest houses, and restaurants across Cornwall and the South West.
Are your insurance fees transparent?
Yes, we maintain clear fee structures with no hidden charges. Administrative fees are disclosed upfront, ranging from £15-£30 depending on service type and policy complexity.
Do you work with multiple insurance companies?
We partner with over 100 UK insurers including Lloyds of London, allowing us to find competitive rates and tailored coverage solutions across our insurance product range.
What areas do you serve?
Primarily based in Bude, Cornwall, we serve clients across the South West region and provide insurance solutions for properties and businesses nationwide.
Reviews (6)
Skipton Centre
Sep 23, 2021
Report
Have been using this service for our B&B for the last few years and always had good service at competitive prices, which haven't escalated at renewal time. This is a refreshing change.
Ann Powner
Oct 11, 2020
Report
Amazing service. Thanks to Robin & Aaron. Made what was becoming a difficult job very easy. Insurance sorted in record time.
Noreen Slazenger
Aug 26, 2020
Report
Aaron very helpful and knowledgeable. He was excellent and made everything clear and showed such a willingness to try and help me out. Unfortunately he wasnt able to provide the cover I needed, but even pointed me in the right direction of where else to look. It is rare these days with so much automation and people who just go through the motions to come across someone so genuine and who did his very best to help. Dealing with Aaron was so refreshing compared to other insurance companies. I would definitely recommend this company.
R. C. Peter
Aug 10, 2020
Report
I've dealt with Aaron for just over a year when I moved my rental properties over to him, he's spot on. No messing around, he quotes quickly & good value, he knows his job & just gets on with it. Now just put my father's rental with him too at a very good price. My renewals just came through at only a fraction more than last year. Thanks very much.
The Furthest Man From Home
Nov 19, 2018
Report
Fantastic company. My family and i have been dealing with them for well over 25 years now.
Polite and professional service at it's best.
Polite and professional service at it's best.
Penpethy Holiday Cottages
Oct 05, 2017
Report
Aaron was very helpful and efficient sorting out my trailer policy which had been proving difficult with other providers. Glad I found this company.
