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Trusted Insurance Solutions in Cornwall & Devon
Rowett Insurance is a trusted independent insurance broker serving clients across the UK, with physical offices in St Austell, Cornwall, and Plymouth, Devon. Established to provide tailored insurance solutions, we specialise in commercial, agricultural, and personal insurance products, ensuring comprehensive coverage for diverse client needs. Our team combines local expertise with national reach, leveraging extensive market resources to secure competitive quotes while maintaining a personal approach. We prioritise understanding individual requirements through direct communication, offering in-person consultations and business visits to enhance service delivery. With over two decades of experience in the insurance sector, our professionals bring deep industry knowledge and a commitment to transparency, ensuring clients receive optimal protection.

We are authorised and regulated by the Financial Conduct Authority, reflecting our adherence to rigorous professional standards. Our service model integrates digital convenience with traditional accessibility, allowing clients to obtain quotes online or via direct contact with our dedicated teams. As one of the largest independent brokers in the South West, we maintain strong relationships with insurers to deliver reliable, customised solutions. Our focus on client satisfaction is evidenced by our proactive approach to risk assessment and policy management, ensuring ongoing support throughout the insurance lifecycle. This combination of expertise, regulatory compliance, and personalised service positions Rowett Insurance as a dependable partner for businesses, agricultural enterprises, and individuals seeking comprehensive insurance coverage.
Services
Commercial Insurance Agricultural Insurance Personal Insurance Cyber Insurance Business at Home Insurance Farm Insurance Tractor Insurance Vintage Tractor Insurance Property Owners Insurance Legal Expenses Insurance
Highlights and features
  • We are one of the largest independent insurance brokers in the South West.
  • Our team provides personalised service with direct in-person consultation options.
  • We access market resources to secure competitive, tailored insurance quotes.
  • We combine digital convenience with traditional face-to-face business visits.
  • Our expertise spans commercial, agricultural, and personal insurance sectors.
Associations and certifications
  • Financial Conduct Authority
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses against property damage, liability claims, and operational risks. Our policies cover premises, equipment, public liability, and business interruption, tailored to sectors including retail, hospitality, and professional services. With access to specialist insurers, we ensure bespoke coverage that aligns with specific industry requirements and regulatory standards.
Agricultural Insurance
Our agricultural insurance offers tailored coverage for farms, including property, machinery, and livestock protection. Policies address risks such as crop damage, equipment breakdown, and liability claims arising from farming operations. We specialise in vintage tractor insurance and contractors' all-risks coverage, supporting farmers with risk management strategies that safeguard both traditional and modern agricultural enterprises across Cornwall and Devon.
Personal Insurance
We offer personal insurance products including car, home, motorcycle, and travel insurance designed to protect individuals and families. Our policies provide financial security against unexpected events, with options for breakdown assistance and multi-policy discounts. By comparing market offerings, we help clients find cost-effective solutions that balance comprehensive protection with affordability for private customers.
Cyber Insurance
Our cyber insurance protects businesses against data breaches, cyberattacks, and digital liability claims. Coverage includes incident response, data recovery costs, and legal expenses arising from cyber incidents. Designed for SMEs and larger enterprises, this policy addresses evolving threats to IT systems and sensitive customer information, complementing technical security measures with financial risk transfer.
Business at Home Insurance
This specialist insurance covers home-based businesses against property damage, equipment failure, and liability claims. Policies extend beyond standard home insurance to include business assets, stock, and third-party injury risks arising from commercial activities conducted at residential premises. We tailor coverage to sole traders and remote workers requiring protection that aligns with both personal and professional needs.
Questions
What types of insurance do you offer?
We provide commercial, agricultural, and personal insurance products including business coverage, farm insurance, cyber insurance, car insurance, and home insurance.
Can I get an insurance quote online?
Yes, many of our insurance products allow instant online quotes. For complex requirements, we recommend calling our St Austell or Plymouth offices for tailored advice.
Are you regulated by any official body?
We are authorised and regulated by the Financial Conduct Authority (Registration Number 450475), ensuring compliance with financial services standards.
Do you offer in-person insurance consultations?
Yes, our commercial team offers business visits, and we have physical offices in St Austell (Cornwall) and Plymouth (Devon) for face-to-face meetings.
What areas do you cover?
While based in Cornwall and Devon, we provide insurance services nationwide through our online platform and telephone support.