Business Details
26 Years
experience
Your Trusted Partner for Financial Advice Solutions
Established in 2000, Philip James Independent Financial Advice has been providing tailored financial solutions to individuals and families across Oxfordshire and beyond. As an FCA-authorised firm since 2011, we specialise in ethical investment strategies, pension consolidation, and retirement planning, guided by a commitment to transparency and client empowerment. Our team of experienced advisers combines decades of industry expertise with a personalised approach, ensuring clients receive advice aligned with their values and long-term goals.With over 500 clients and 150 million under advice, we pride ourselves on simplifying complex financial matters while maintaining a strong focus on sustainability and social responsibility. Our services are designed to help clients navigate investment choices, mortgage decisions, and inheritance tax planning with confidence, supported by regular reviews and cutting-edge digital tools for portfolio management.
Services
Financial Planning
Investment Advice
Pension Management
Mortgage Consultation
Inheritance Tax Planning
Life Insurance
Ethical Investing
Retirement Planning
Critical Illness Cover
Income Protection
Details
- Year established: 2000
Highlights and features
- We are FCA-authorised and regulated for financial services excellence
- Specialise in ethical and sustainable investment strategies since 2000
- Offer tailored pension consolidation and retirement planning solutions
- Provide transparent mortgage advice with a one-off 300 fee structure
- Maintain 150 million under advice for 500+ satisfied clients
Associations and certifications
- Financial Conduct Authority
What people say
100% reliable with finances
Improved pension situation significantly
Track down historical contributions
Ethical investment options available
Personalised retirement planning
Services
Ethical Investment Advice
We specialise in ethical and sustainable investment strategies that align with client values while maintaining financial performance. Our FCA-regulated advisers help clients navigate ESG funds, positive impact investments, and tax-efficient portfolios. With access to over 800 client reviews, we demonstrate proven expertise in creating diversified investment solutions that reduce carbon footprints without compromising returns.
Pension Consolidation
Our pension specialists help clients simplify complex pension arrangements through strategic consolidation. We provide comprehensive reviews of existing pensions, assess tax implications, and create tailored retirement income plans. With experience managing 150 million in assets, we ensure clients understand their options for accessing funds from age 55 while maintaining FCA-compliant investment strategies.
Mortgage Advisory
Our experienced mortgage consultants offer independent advice across the whole market. We assist first-time buyers, remortgagers, and property investors with competitive rate comparisons and paperwork management. Our transparent fee structure includes a 300 one-off consultation, with no hidden charges, ensuring clients secure optimal mortgage solutions tailored to their financial circumstances.
Inheritance Tax Planning
We help clients minimise inheritance tax liabilities through strategic estate planning. Our services include will reviews, trust creation, and life assurance recommendations. Working with trusted solicitors, we ensure legal arrangements protect family assets while complying with UK tax regulations, helping clients preserve wealth for future generations.
Life Insurance Review
Our advisers assess existing life insurance policies to ensure adequate coverage for dependants. We specialise in creating bespoke protection plans that include critical illness cover and income protection. Regular policy reviews ensure clients maintain appropriate coverage levels aligned with changing life circumstances and financial goals.
People
Philip Hanley
Director and Independent Financial Adviser
BA (Hons) Exon, AFPC, Dip PFS qualified with 20+ years' experience. Founded the firm in 2000 and specialises in ethical investment strategies and pension consolidation for high-net-worth clients.
Anne Hester
Independent Financial and Mortgage Adviser
Dip PFS qualified mortgage specialist with extensive experience in residential and buy-to-let financing. Provides independent mortgage advice across the whole market with a focus on first-time buyer schemes.
Kendra Selzer
Independent Financial Adviser
DipPFS MSCI qualified adviser specialising in retirement planning and sustainable investment portfolios. Helps clients align financial goals with ethical values through tailored investment strategies.
Louis Hammond
Independent Financial Adviser
Dip PFS Cert CII (MP) qualified with expertise in pension transfers and complex financial planning. Focuses on helping clients achieve long-term financial security through diversified investment approaches.
Donna Hiscock
Head of Client Services
Manages client relationships and coordinates financial planning services. Ensures seamless communication between advisers and clients while maintaining compliance with FCA regulations and service standards.
Questions
Are you truly independent financial advisers?
Yes, we are directly authorised by the FCA and not tied to any product providers. This independence allows us to select optimal solutions tailored to your specific needs.
How do you ensure ethical investments perform well financially?
We work with top fund managers to balance ethical considerations with financial returns. Our portfolios undergo regular performance reviews to maintain both ethical standards and competitive growth.
What fees apply for pension advice?
We provide transparent pricing with no hidden fees. Initial consultations are free, and ongoing advice costs are clearly explained before any commitment.
Can you help with existing mortgage arrangements?
Yes, we review existing mortgages to identify better rates or terms. Our remortgaging service helps clients save money while ensuring their financing aligns with current financial goals.
How do you handle inheritance tax planning?
We assess your estate's potential tax liabilities and recommend strategies like trusts, life assurance, and strategic gifting to minimise tax while protecting family assets.
What technology do you provide for investment tracking?
Clients access secure online portals to monitor investments 24/7. Our digital tools provide real-time updates on portfolio performance and market changes affecting your assets.
Reviews (1)
Ikechukwu Okwuokei
Aug 24, 2021
Report
I lost my job during the Covid 19 lock down without a pay off from my company, life haven't been easy for me and my family, until a very good genuine friends of mine introduced a reliable binary manager to me Mrs Lilian Wilson who gives me the opportunity to start up with the some of $500 unknow to me that, that's was the beginning of my success in life and since then I've never been lack of anything of which money can buy because of my profit in every trading circle i always earn money easily, this had been my testimony since then you can also give her a try if you might be daunting me contact
