Morgan Financial Group

Business Details

34 Years

experience

Your Trusted Financial Partner in Bath & Cheltenham

Morgan Financial Group has been delivering independent financial advice since 1992, building on a legacy dating back to the 1950s through Morgan Insurance Brokers Limited. Our expertise spans personal and corporate financial planning, including pensions, mortgages, and employee benefits, supported by a commitment to technological innovation and client-centric service. With offices in Bath and Cheltenham, we serve clients nationwide, combining over 50 years of industry experience with FCA regulation to ensure transparency and trust.

Our team of qualified advisers prioritises bespoke solutions, ethical investments, and long-term client relationships, evidenced by testimonials highlighting transformative financial outcomes. We adapt to evolving legislative and technological landscapes while maintaining face-to-face advisory services to meet modern client expectations.

Services

Pensions Mortgages Employee Benefits Investment Planning Corporate Financial Advice

Details

Year established: 1992

Highlights and features

We provide independent financial advice with over 50 years of combined industry experience.
Our FCA-authorised team specialises in bespoke pension and investment solutions.
We prioritise face-to-face advisory services alongside technological innovation.
Our ethical investment approach aligns with client values and financial goals.
We maintain offices in Bath and Cheltenham with nationwide service coverage.

Associations and certifications

Financial Conduct Authority

What people say

Personalised financial solutions Ethical investment expertise Transformative pension outcomes Experienced advisers Face-to-face service

Website

Update Listing

Services

Personal Financial Planning

Our personal financial planning service creates tailored strategies for pensions, investments, and tax-efficient wealth management. We focus on long-term financial security through face-to-face consultations and ongoing portfolio reviews. Clients benefit from ethical investment options and retirement planning expertise, ensuring alignment with individual goals and risk tolerance.

Corporate Financial Advice

We specialise in corporate financial solutions including group pensions, employee benefits, and key man protection. Our 20+ years' experience ensures efficient benefit scheme implementation with clear employer-employee communication. Services support business growth while meeting regulatory requirements and staff retention objectives.

Mortgage Advisory

Our mortgage consultants provide expert guidance on residential and equity release mortgages. We offer comprehensive comparisons across lenders to secure competitive rates. The service includes affordability assessments, application support, and long-term repayment strategy planning tailored to individual circumstances.

Pension Optimisation

We specialise in maximising pension outcomes through scheme comparisons and tax-efficient withdrawal strategies. Our advisers help clients double income offers through alternative pension structures. Services include state pension integration and inheritance tax planning for retirement assets.

Investment Management

Our investment management service creates diversified portfolios aligned with client risk profiles and ethical preferences. We offer regular performance reviews and market-responsive adjustments. The service includes tax-efficient ISAs, equity-based growth strategies, and income-focused investment approaches for both individuals and businesses.

People

James Morris

Independent Financial Adviser

With over 35 years in financial services, James specialises in pensions, investments, and mortgage solutions. He joined Morgan Financial Group in 2016 after building a client base through personal recommendations. His expertise includes corporate benefits schemes and retirement planning.

Russell Pardoe

Independent Financial Adviser

Russell brings 20+ years' experience advising high-net-worth individuals. He focuses on retirement planning, inheritance tax mitigation, and ethical investments. His client-centric approach includes flexible appointment scheduling and clear communication of complex financial concepts.

Ben Hirst

Independent Financial Adviser

Ben has 12 years' experience in personal finance, previously working with HSBC and Citibank. He specialises in pensions, tax planning, and protection cover. His approach emphasizes long-term client relationships and tailored investment strategies.

Questions

What services does Morgan Financial Group offer?

We specialise in personal and corporate financial planning, including pensions, mortgages, employee benefits, and investment solutions.

How is Morgan Financial Group regulated?

We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 159488.

Can I schedule a face-to-face financial consultation?

Yes, we offer in-person appointments at our Bath or Cheltenham offices, alongside virtual options.

What areas do you serve?

While based in Bath and Cheltenham, we provide financial advisory services nationwide across the UK.

Do you offer ethical investment options?

Yes, we specialise in ethically-sound investment portfolios tailored to client values and risk preferences.

Reviews (2)

Write a Review

Daniel Charles

Jul 01, 2020 Report

Positive:Professionalism,Quality,Responsiveness,Value
Fantastic mortgage advice for the last 5 years from James Morris, hes put up with endless mortgage questions for my buy to let portfolio, and always explained what can be a very complicated process in a simple manner. Thanks James ! Daniel Byrd

Dan Grixti

Aug 06, 2019 Report

I've known David Ithier at Morgan Financial for many years now and have consulted him countless times for his stellar financial expertise. He is by far the most clued up financial advisor I have met. If you are looking for some solid financial advice, then get in touch with David - I couldn't recommend him enough. 5 Stars *****