Attivo

Business Details

Trusted Independent Financial Advisers in Cheltenham

We are Attivo, an independent financial planning firm dedicated to providing clear, unbiased advice tailored to our clients' needs. Established with a commitment to transparency and client-centric service, we specialise in Lifestyle Financial Planning, helping individuals and businesses achieve their financial goals. Our team of highly qualified professionals works across the UK from offices in Cheltenham, London, Cardiff, and other regional locations. As a chartered and award-winning firm, we adhere to rigorous professional standards and ethical practices, ensuring our clients receive impartial guidance from the entire market.

Our approach combines in-depth expertise with a focus on long-term relationships, offering services spanning retirement planning, tax efficiency, estate planning, and corporate financial reviews. We prioritise ongoing professional development to maintain relevance and trustworthiness in our advice. Recognised in industry rankings such as Citywires New Model Adviser Top 100 Firms, we remain privately owned to preserve our independence and client-first ethos.

Services

Financial Planning Retirement Planning Tax Planning Estate Planning Corporate Financial Reviews Investment Planning Mortgages Protection Services

Highlights and features

We offer independent, unbiased advice from the whole of the market.
Our team holds chartered status, demonstrating professional excellence.
We prioritise client needs through transparent, jargon-free communication.
Award-winning firm recognised in Citywires New Model Adviser Top 100.
We provide tailored financial solutions for both individuals and businesses.

Associations and certifications

Chartered Insurance Institute

Website

Update Listing

Services

Financial Planning

Our financial planning service creates tailored strategies to help clients achieve their life goals through effective resource management. We assess your current financial situation, identify long-term objectives, and develop actionable plans covering investments, pensions, and risk management. By combining cash flow modelling with market insights, we ensure your financial strategy adapts to life changes while maintaining tax efficiency and growth potential.

Retirement Planning

We specialise in designing comprehensive retirement strategies that ensure financial security while maintaining lifestyle preferences. Our approach evaluates pension provisions, investment portfolios, and tax-efficient withdrawal strategies to create sustainable income streams. Through regular reviews and market analysis, we help clients navigate changing regulations and economic conditions to maintain retirement readiness.

Corporate Financial Reviews

This service provides businesses with independent assessments of their financial health and regulatory compliance. We examine accounting practices, tax positions, employee benefit schemes, and growth strategies to identify risks and opportunities. Our reviews help business owners make informed decisions about succession planning, asset protection, and operational efficiency improvements.

Tax Planning

Our tax planning service focuses on legal strategies to minimise tax liabilities across personal and corporate finances. We analyse income streams, investment structures, and business operations to implement tax-efficient solutions. This includes inheritance tax mitigation, capital gains optimisation, and corporate tax positioning while ensuring full compliance with HMRC regulations.

Estate Planning

We help clients preserve and transfer wealth effectively through tailored estate planning solutions. Our service covers will creation, trust structures, inheritance tax planning, and probate guidance. By combining legal expertise with financial strategy, we ensure your assets are distributed according to your wishes while minimising tax implications for beneficiaries.

People

Stephen Harper

Chairman

Stephen Harper leads Attivo's strategic direction, leveraging decades of financial services experience to maintain the firm's independent ethos and client-first approach.

Jo French

CEO

Jo French oversees Attivo's operational leadership, driving growth initiatives and ensuring delivery of high-quality financial advice across the firm's regional offices.

Fiona Prendergast

Chief Marketing Officer

Fiona Prendergast leads Attivo's marketing strategy, enhancing brand visibility through targeted campaigns and thought leadership in financial planning services.

Questions

What services does Attivo offer?

Attivo provides financial planning, retirement and tax planning, estate planning, corporate financial reviews, investment advice, mortgages, and protection services.

Why choose Attivo as your financial adviser?

Attivo offers independent, unbiased advice with chartered expertise, prioritising client needs through transparent communication and tailored solutions.

How does Attivo's financial planning process work?

We begin by understanding your goals, create a cash flow plan, implement long-term strategies, and review plans annually to ensure alignment with your objectives.

Are Attivo's services available for businesses?

Yes, we offer corporate financial reviews, employee benefits planning, and business protection services tailored to business owners' needs.

Where is Attivo based?

Attivo's head office is in Cheltenham, with regional offices across the UK including London, Cardiff, and Edinburgh.

Reviews (4)

Write a Review

Helen Martin

May 25, 2023 Report

I have just switched to Attivo from St James Place and I'm delighted with the experience so far. The service has been tailored to my needs and, even better, it is saving me money. Looking forward to a long and productive relationship.

Mark Garrett

Dec 03, 2020 Report

Very happy with the service I've received since dealing with Attivo (2 years). I get regular updates from my advisor and feel like I can always ask for a meeting. Taking Attivo's advice to switch to a more managed deal for my pension has seen it perform better than it otherwise would have done over the past 2 years.

Sandra H.

Nov 24, 2020 Report

Positive:Professionalism
I am happy with the service I have had over the years from Attivo. I have had good advice from my Financial Advisor who has been so helpful and given me guidance in Financial Planning.

David Rowley

Nov 15, 2020 Report

Positive:Professionalism,Quality,Responsiveness,Value
We have been with Attivo Financial Planning for three years and have been extremely pleased with the service, advice, guidance and knowledge offered by our excellent financial adviser. We would have no hesitation in recommending them and have every faith and confidence in the advice we have been given.