Business Details
16 Years
experience
Your Trusted Financial Advisers in Worcestershire
Established in 2010, Jane Newman Financial Planning Financial Planning has built a reputation for delivering tailored financial solutions to individuals, families, and businesses across Worcestershire. Our team combines over 30 years of industry experience with a commitment to continuous professional development, ensuring clients receive up-to-date, informed advice. We adopt a holistic approach to financial planning, prioritising long-term relationships and client education to help achieve sustainable financial security. Our independence allows access to a wide range of products from whole-of-market providers, enabling bespoke solutions for pensions, investments, mortgages, and protection. Recognised as a top-rated firm on VouchedFor.co.uk, we pride ourselves on transparency, ethical practices, and exceptional service standards.Regular client reviews ensure strategies remain aligned with evolving goals, while our team's qualifications and accreditations underscore our expertise. We actively contribute to the local business community and maintain strong partnerships with legal and tax professionals to provide comprehensive support. Our technology-driven processes streamline complex financial decisions, and our client-centric ethos ensures clear communication at every stage. With offices in Droitwich Spa, we serve clients throughout the UK, offering both in-person and virtual consultations. Our growth through client referrals reflects our dedication to exceeding expectations and building lasting trust.
Services
Pension Planning
Investment Management
Mortgage Advice
Protection Plans
Inheritance Tax Planning
Equity Release
Retirement Income
Savings Strategies
Auto Enrolment Schemes
Financial Reviews
Details
- Year established: 2010
Highlights and features
- We offer 30+ years of combined experience in financial services
- Our holistic approach considers your complete financial picture
- We provide independent, whole-of-market product access
- Our team holds advanced professional qualifications (DipFA, PFS)
- We guarantee regular portfolio reviews and transparent communication
Associations and certifications
- Financial Conduct Authority
- The Equity Release Council
What people say
Professional team
Dedicated service
Excellent communication
Financial security
Regular reviews
Services
Pension Planning
We help clients create comprehensive pension strategies tailored to their retirement goals. Our FCA-regulated advisers assess current provisions, identify shortfalls, and recommend suitable schemes including workplace pensions, personal pensions, and SIPP options. We specialise in pension freedoms post-2015, advising on tax-efficient drawdown strategies and annuity options while considering inheritance implications.
Investment Management
Our team designs diversified investment portfolios aligned with clients' risk profiles and financial objectives. We offer access to stocks and shares ISAs, unit trusts, and offshore bonds through rigorous due diligence processes. Regular portfolio reviews ensure strategies adapt to market changes while maintaining tax efficiency. We specialise in ethical investment options and long-term capital growth strategies for both individual and corporate clients.
Mortgage Advice
We provide independent advice on all mortgage types including first-time buyer schemes, re-mortgaging, buy-to-let, and self-build projects. Our whole-of-market access enables comparison of thousands of products across major UK lenders. We handle applications from initial assessment through to completion, offering guidance on fixed, tracker, and variable rate options while considering clients' broader financial circumstances.
Inheritance Tax Planning
Our specialists develop strategies to preserve wealth across generations while complying with current tax regulations. We advise on trust structures, nil-rate band utilisation, and lifetime gifting strategies. We collaborate with legal professionals to ensure wills and lasting powers of attorney align with overall estate plans, while considering residential property transfer provisions for direct descendants.
Equity Release
We offer impartial advice on lifetime mortgages and home reversion plans for clients aged 55+. Our Equity Release Council-accredited advisers explain interest accrual options and assess suitability based on individual circumstances. We facilitate applications through advanced technology platforms while ensuring clients understand implications for means-tested benefits and future inheritance potential.
People
Jane Newman
Chief Executive Officer
With 30 years' experience in financial services, Jane leads our team as CEO. She specialises in comprehensive financial planning across pensions, investments, and inheritance tax. A regular contributor to Worcestershire business communities, Jane combines technical expertise with accessible client communication. She holds the DipFA qualification and is a member of the Society of Later Life Advisers.
Emily Newman
Mortgages & Equity Release Director
Emily provides expert advice on property-related financial solutions, holding Chartered status through the Personal Finance Society. She has received VouchedFor's Top Rated Adviser award for four consecutive years. Specialising in sustainable investments and mortgage strategies, Emily serves on the Worcestershire Ambassadors board while maintaining strong client relationships through regular reviews.
Dan Gray
Independent Financial Adviser
Qualified with the CII Diploma in Regulated Financial Planning, Dan specialises in pension and protection planning. He continues studying towards Chartered status while delivering client-focused solutions. His expertise includes complex retirement strategies and risk management, combining technical knowledge with clear communication to help clients understand their financial options.
Ellis Turner
Mortgage and Protection Adviser
Ellis supports clients with residential and buy-to-let mortgages, specialising in first-time purchases and re-mortgaging. She holds CeMAP certification and provides protection advice covering life insurance and critical illness cover. Known for her thorough approach, Ellis coordinates with lenders and legal professionals to ensure smooth transaction processes for clients.
Jo Morgan
Marketing Manager
With 25 years' marketing experience, Jo develops strategic campaigns to enhance brand visibility. She manages digital and traditional marketing initiatives while ensuring consistent messaging across all client touchpoints. Her background in financial services marketing helps translate complex financial concepts into accessible client communications.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, equity release, protection planning, and inheritance tax strategies, offering comprehensive financial solutions tailored to individual client needs.
Are you regulated by financial authorities?
Yes, we are Authorised and Regulated by the Financial Conduct Authority (FRN 832988), ensuring adherence to strict professional standards and client protections.
How do you charge for your services?
We use transparent fee structures including initial arrangement fees (e.g., £299 for mortgages) and ongoing management charges (typically 0.5% annually for investment portfolios).
Can you help with first-time mortgages?
Yes, we provide expert guidance on Help to Buy schemes, first-time buyer incentives, and standard residential mortgages through our whole-of-market platform.
Do you offer regular portfolio reviews?
Yes, we include quarterly performance reviews as part of our standard service to ensure investments remain aligned with your evolving financial goals.
What areas do you cover?
Based in Droitwich Spa, we serve clients across Worcestershire and provide services nationwide through virtual consultations and digital platforms.
Reviews (4)
Nick L.
Feb 01, 2022
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Impressed by the quality of advice, which was clearly explained, as was risk exposure of a variety of investments. Not pushy. Extremely punctual with appointments. Definitely recommend.
Karen Powell
Nov 19, 2021
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We are extremely pleased that Jane has been our IFA for over 10 years. Whenever we meet with her, she explains our options clearly & deals with the relevant paperwork quickly & effectively. Following receipt of inheritance monies, Jane recommended several investments for us, all of which have increased in value considerably after only a few months! In our opinion, the friendly & efficient service offered by Jane & her staff could not be bettered.
Okodede Innocent
Sep 26, 2021
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Excellent service from Mrs Brenda William, Brenda dealt with everything for my bitcoin Investment and ensured all my withdrawal were quick and efficient. Would highly recommend Brenda William to everyone who is having difficulty trading or have been scammed before like myself. contact her now through this. Email:brendawilliam784@gmail.com WhatsApp: +1 (805) 491-5639
Jennie Hunt
Aug 23, 2019
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Jane has provided us with a fantastic service, taking the stress out of seeking out our remortgage. Jane has found the best mortgage for us and ensured we have absolutely everything needed, meaning the whole process went smoothly and as quickly as possible. We would definitely recommend.
