Business Details
Trusted Financial Advisers in Tetbury
At Cotswold Wealth Chartered Financial Planners, we prioritise relationship-based financial advice, ensuring accessibility and long-term client partnerships. Our approach focuses on individual goals, combining expertise in investment, pension, and inheritance tax planning with a commitment to ongoing support. As part of St. James's Place Wealth Management, we deliver tailored solutions underpinned by industry-leading resources and regulatory oversight. Our team, led by Managing Director Jennifer Hill, brings deep knowledge of tax legislation and investment strategies to navigate complex financial landscapes. We specialise in equity release, retirement planning, and intergenerational wealth management, ensuring clients receive clear, jargon-free guidance.Our dedication to face-to-face consultations fosters trust, while our association with the Chartered Institute for Securities & Investment reinforces our professional standards. We serve clients across the Cotswolds, offering bespoke services that adapt to evolving financial needs. Transparency and client-centricity define our practice, ensuring solutions align with personal aspirations. With over a decade of experience, we combine local insight with national expertise to build lifelong financial security for our clients and their families.
Services
Investment Management
Retirement Planning
Protection Planning
Corporate Services
Mortgages
Equity Release
Inheritance Tax Planning
Long Term Care Service
Pension Planning
Intergenerational Wealth Management
Highlights and features
- We offer relationship-based financial advice tailored to individual needs.
- Our team includes Chartered Financial Planners with expertise in tax legislation.
- We are part of St. James's Place, a reputable wealth management group.
- We provide ongoing support, not one-off solutions.
- Our approach includes investment, pension, and inheritance tax planning.
Associations and certifications
- Chartered Institute for Securities & Investment (CISI)
- Financial Conduct Authority (FCA)
What people say
Excellent in-person advice
Tailored to my needs
Knowledgeable and insightful
Prompt and professional
Clear explanations
Services
Investment Management
Our investment management service tailors portfolios to individual risk profiles and financial goals. We focus on long-term growth through diversified strategies, ensuring alignment with retirement plans and tax efficiency. Regular reviews adapt to market changes and personal circumstances.
Retirement Planning
Retirement planning addresses income needs, pension consolidation, and tax-efficient withdrawals. We create sustainable income streams while navigating longevity risks. Our strategies integrate estate planning to preserve wealth for future generations.
Equity Release
Equity release solutions unlock property wealth without forced sales. We advise on lifetime mortgages and reversion plans, balancing immediate cash needs with inheritance impacts. Clear illustrations highlight risks and repayment terms.
Inheritance Tax Planning
Inheritance tax planning minimises liabilities through trusts and gifting strategies. We structure solutions like discounted gift trusts to reduce taxable estates while maintaining controlled access to assets for beneficiaries.
Long Term Care Service
Long-term care advice navigates funding options for residential or home care. We assess state support eligibility, insurance products, and asset-based solutions to ensure dignified care without exhausting savings.
People
Jennifer Hill
Managing Director
Jennifer Hill, a Chartered Financial Planner with over a decade of experience, specialises in tax-efficient investment restructuring and inheritance planning. She holds APFS accreditation and CII certifications in mortgage and equity release planning.
Questions
What financial services do you specialise in?
We specialise in investment management, retirement planning, equity release, inheritance tax strategies, and long-term care funding, tailored to individual circumstances.
Are you regulated by financial authorities?
Yes, we operate under St. James's Place Wealth Management, authorised by the Financial Conduct Authority, and hold Chartered Institute for Securities & Investment accreditation.
How do you tailor financial plans to individual needs?
We conduct detailed consultations to understand goals, risk tolerance, and family dynamics, creating adaptable strategies reviewed regularly to reflect life changes.
Can you help with complex inheritance tax issues?
Yes, we implement discounted gift trusts and other structures to reduce taxable estates while maintaining controlled access to assets for beneficiaries.
What areas do you serve?
We primarily serve the Cotswolds region, including Tetbury and Gloucestershire, with face-to-face consultations available locally.
How are equity release plans explained?
We provide personalised illustrations detailing costs, repayment terms, and inheritance impacts, ensuring clear understanding before proceeding with lifetime mortgages or reversion plans.
