Hargreaves Lansdown

Business Details

45 Years

experience

Your Trusted Partner for Investment Solutions

Established in 1981, Hargreaves Lansdown has built a reputation as a trusted leader in investment and savings solutions. With over 40 years of experience, we serve more than 2 million clients, managing 172 billion in assets, and are recognized for our award-winning service, including 'Best Investment App' and 'Best for Customer Service' in 2024. Our expertise spans a comprehensive range of financial products, from ISAs and pensions to advanced investments, supported by rigorous research and innovative digital tools. We prioritize transparency, offering competitive fees, no hidden charges, and a client-centric approach that emphasizes long-term financial planning. Our team of certified professionals combines deep market knowledge with a commitment to personalized guidance, ensuring clients receive tailored advice aligned with their goals.

As a regulated entity under the Financial Conduct Authority, we uphold the highest standards of compliance and ethical practice. Our platform provides seamless access to global markets, private equity opportunities, and tax-efficient schemes like Venture Capital Trusts (VCTs) and Long-Term Asset Funds (LTAFs). We empower clients with educational resources, real-time market data, and intuitive tools to make informed investment decisions. Our dedication to innovation is reflected in our award-winning mobile app and digital services, which simplify complex financial processes. With a focus on sustainability and responsible investing, we help clients align their portfolios with their values while pursuing growth.

Services

Investment Accounts Pension Plans Savings Accounts Financial Advice Stock Market Research Private Equity Access Tax-Efficient Schemes

Details

Year established: 1981

Highlights and features

Over 40 years of expertise in investment management since 1981
Award-winning digital platform with 200+ industry accolades
Transparent fee structure with no hidden charges
Access to exclusive tax-efficient investments like VCTs and LTAFs
Regulated by the Financial Conduct Authority for client protection

Associations and certifications

Financial Conduct Authority

What people say

Great customer service Convenient platform Award-winning support Transparent fees Excellent investment tools

Website

Update Listing

Services

Investment Accounts

We offer a range of investment accounts including Stocks and Shares ISAs, Fund and Share Accounts, and Junior ISAs. Our platform provides access to over 2,500 funds, global equities, and specialist assets. Clients benefit from low dealing charges, real-time market data, and expert research to build diversified portfolios tailored to their risk profile and financial goals.

Pension Plans

Our SIPP (Self-Invested Personal Pension) is the UK's largest direct provider, offering tax-efficient retirement savings with over 20,000 investment options. We provide Lifetime ISAs with 25% government bonuses, Junior SIPPs, and pension drawdown solutions. Clients receive expert guidance on tax relief, contribution limits, and strategic asset allocation for long-term retirement planning.

Savings Accounts

We offer competitive savings solutions including Cash ISAs with tax-free growth, Active Savings Accounts with multi-bank rates, and flexible fixed-rate bonds. Our platform enables clients to compare savings rates, build emergency funds, and optimize cash returns while maintaining liquidity and security through FSCS protection up to 85,000.

Financial Advice

Our certified advisers provide personalized financial planning covering investment strategies, tax efficiency, estate planning, and retirement income. We offer digital tools for portfolio analysis, risk assessment, and goal tracking, alongside face-to-face consultations. The service emphasizes diversification, risk management, and long-term wealth preservation aligned with individual circumstances.

Private Equity Access

We provide access to private market investments through Venture Capital Trusts (VCTs) with 30% tax relief and Long-Term Asset Funds (LTAFs) focused on infrastructure and private equity. These high-risk, illiquid assets require minimum 5-7 year commitments but offer diversification benefits and potential for enhanced returns through specialist fund managers like Schroders Capital.

Questions

What investment options are available through Hargreaves Lansdown?

We offer over 2,500 funds, global equities, ETFs, investment trusts, Venture Capital Trusts, and private market access through LTAFs.

How does Hargreaves Lansdown support retirement planning?

We provide SIPPs, Lifetime ISAs, pension drawdown options, and expert advice on tax-efficient retirement strategies with over 20,000 investment choices.

Are there any fees for holding investments?

We charge a maximum 0.45% annual platform fee, with no dealing charges on funds and £50 per trade for shares and ETFs.

How secure is my money with Hargreaves Lansdown?

Client assets are protected under the FSCS up to £85,000, with strict regulatory oversight and segregated custody arrangements.

Can I access tax-efficient investment schemes?

Yes, we offer ISAs with £20,000 annual allowances, VCTs with 30% tax relief, and EIS/SEIS opportunities for higher-rate taxpayers.

What digital tools are available for managing investments?

Our award-winning app provides real-time portfolio tracking, market research, alerts, and automated watchlists for managing all investments in one place.

Reviews (7)

Write a Review

Jeremy Cole

Dec 21, 2021 Report

Positive:Responsiveness
I have been using H&L to handle my ISA investments for eight years now. I have had no problems with the administration of my account, and they have always responded well to instructions.

Mike Bray

Dec 09, 2021 Report

Critical:Value
The promotion of Woodford was not independent, also the Wealth 50 is more about which funds give HL a commission rather than the best performers. I have lost trust in HL.

Keith Ball

Nov 14, 2021 Report

Would prefer lower charges. Also regular statements do not give date of original purchase, so not easy to compare performance. On medium to long term basis, investments have provided a reasonable return. But some concern over newspaper comments about charges and use of the 'Wealth' recommendation lists.

Ken Johnston

Nov 13, 2021 Report

I have been using HL since before they went public.The only place I could find who would take over a small, very small, ISA, or it's forerunner, from the previous administrator, who were stopping. Can't remember the details now. Always had instant response from them, never any problems. My only regret is that I did'nt take up my wife's share allocation when HL went public.

Jimmy G.

Oct 31, 2021 Report

I have dealt with these guys for ten years and the service, which used to be good, has become utterly decrepit over the last couple of years. They take forever to respond to anything and are not even remotely proactive - if you dont stay on top of them they wont do anything at all. I would not recommend these guys. Im currently shopping for a better-quality broker.

James Beresford-Jones

Oct 28, 2021 Report

I have been waiting to withdraw my money and close my account for months. They insist on physcial copies of my bank statement and passport sent to their address. They verified my bank statement last month and since then I've sent my passport which has also been checked. Now they are saying the bank statement they had already confirmed as my address is no longer valid because it is over 3 months old. Beware when closing your account with them.

Fay McFarland

Oct 20, 2021 Report

I have a HL SIPP and also use the Active Savings Hub more recently. From a customer service POV HL have always been great, very accessible over the phone and helpful. The App is very easy to use although Im sure theres more I could do on it that I dont! I also enjoy the bite size articles that Ive opted to get sent to my email. Thanks HL.