Business Details
21 Years
experience
Your Trusted Partner for Independent Financial Advice in Bristol
Consilium Asset Management was established in 2005 with a commitment to delivering tailored financial advice that prioritises client needs. Our team of experienced financial planners specialises in retirement planning, investment management, and estate and tax planning, offering a holistic approach to wealth management. We believe in building long-term relationships with our clients, ensuring their financial strategies evolve alongside their changing circumstances. Our independence allows us to access the entire market, providing unbiased recommendations that align with individual goals. With a focus on transparency and client education, we guide clients through complex financial decisions while maintaining jargon-free communication.Our process begins with a free initial consultation, followed by a comprehensive fact-find to understand each client's unique situation. We utilise advanced financial planning tools and technology to create customised solutions, including cash flow projections and risk assessments. Our expertise extends to sustainable investing, pension consolidation, and tax-efficient strategies, ensuring clients maximise their wealth potential. We regularly review financial plans to adapt to life changes, market fluctuations, and regulatory updates. Our dedication to ongoing support has earned us a reputation for reliability and client-centric service in Bristol and surrounding areas.
Services
Retirement Planning
Investment Management
Tax Planning
Estate Planning
Cash Flow Analysis
Pension Consolidation
Sustainable Investing
Risk Assessment
Wealth Protection
Financial Reviews
Details
- Year established: 2005
Highlights and features
- We offer 35+ years of combined experience in financial planning and wealth management
- Our independent status provides access to the entire market for unbiased recommendations
- We utilise advanced financial planning technology for precise cash flow projections
- Our client-first approach ensures fully customised financial strategies
- Regular portfolio reviews maintain alignment with evolving financial goals
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expert pension planning
Transparent communication
Personalised approach
Successful investment outcomes
Professional service
Services
Retirement Planning
Our retirement planning service creates tailored strategies to maximise pension income while maintaining lifestyle security. We analyse existing pension arrangements, recommend tax-efficient withdrawal methods, and develop sustainable income plans. With expertise in SIPP management and pension consolidation, we ensure clients achieve their retirement goals through comprehensive cash flow modelling and risk assessment.
Investment Management
We design diversified investment portfolios aligned with individual risk profiles and financial objectives. Our approach combines market analysis with client-specific goals to optimise returns while managing risk exposure. Through regular portfolio reviews and performance tracking, we ensure investments remain aligned with changing circumstances and market conditions for long-term wealth growth.
Estate Planning
Our estate planning service protects assets and ensures smooth wealth transfer across generations. We implement tax-efficient strategies including trust structures and will arrangements to minimise inheritance tax liabilities. By coordinating with legal professionals, we create comprehensive plans that preserve family wealth while fulfilling clients' legacy intentions.
Tax Planning
We identify legitimate opportunities to reduce tax liabilities through strategic financial arrangements. Our service covers income tax optimisation, capital gains planning, and tax-efficient investment structures. By staying current with legislative changes, we implement compliant strategies that maximise after-tax returns while maintaining full regulatory compliance.
Cash Flow Analysis
Our cash flow analysis provides detailed projections of future financial positions using sophisticated planning tools. We model various scenarios to test financial resilience against market volatility and life changes. This service enables clients to make informed decisions about major purchases, retirement timing, and investment strategies with clear visibility of long-term implications.
People
Graham Bond
Director and Financial Planner
With over 35 years' experience in financial services, Graham provides expert financial planning advice. A Chartered Insurance Institute member, he specialises in retirement planning and investment strategy, combining technical expertise with practical solutions for clients' financial security.
Karen Stallabrass
Company Secretary
Karen brings extensive financial services experience including business development expertise in equity release products. As Company Secretary, she ensures regulatory compliance while managing operational aspects of the business alongside her restaurant venture in Chipping Sodbury.
Jayne Rogers
Administrator and Paraplanner
Jayne provides essential support with financial planning documentation and client administration. Her career began at Sun Life in Bristol, giving her deep technical knowledge of financial products. She assists in creating detailed financial plans while maintaining client records and compliance documentation.
Questions
What financial planning services do you offer?
We provide retirement planning, investment management, tax planning, estate planning, and cash flow analysis tailored to individual circumstances.
How do you charge for financial advice?
Our fees are fixed-fee based on service complexity. We provide transparent cost details before starting any work, with payment options available.
Are you regulated by the FCA?
Yes, we're authorised and regulated by the Financial Conduct Authority (registration 469507) for financial planning services.
Can you help with pension consolidation?
Yes, we specialise in pension consolidation strategies to simplify retirement planning and optimise investment performance across multiple pension pots.
Do you offer ongoing financial reviews?
We provide annual financial plan reviews, with additional monitoring as needed for clients requiring closer portfolio management.
What areas do you cover?
Based in Chipping Sodbury near Bristol, we serve clients throughout South Gloucestershire and offer remote consultations nationwide.
Reviews (1)
Hexa
Sep 15, 2021
Report
This is an expert independent financial advice business with a wealth of knowledge and state of the art technology to inform decisions and track performance.
Trustworthy and very professional and smart
Graham has grown the value of my portfolio over 9 yrs so far with active management and advice
Trustworthy and very professional and smart
Graham has grown the value of my portfolio over 9 yrs so far with active management and advice
