Business Details
Independent Financial Advisers in Devon
Established over 30 years ago, Town & Country Financial Advisors has built a reputation as a trusted provider of independent financial advice across Devon. Our team of fully trained advisers specialises in retirement planning, protection, mortgages, estate planning, and investment strategies tailored to individual client needs. As an FCA-authorised firm, we prioritise transparency and client education, offering jargon-free guidance to help families and businesses secure their financial futures. With offices in Lynton, Taunton, and Barnstaple, we serve clients throughout the South West, providing free initial consultations and bespoke solutions.Our expertise extends to corporate financial planning, including group pensions, key person insurance, and tax-efficient business succession strategies. We maintain independence from product providers to ensure unbiased recommendations, while our collaboration with Tuckers Legal Advisers enables comprehensive estate planning services. Client satisfaction remains central to our approach, demonstrated through our commitment to ongoing support and clear communication.
Services
Retirement Planning
Mortgage Advice
Protection Insurance
Estate Planning
Investment Management
Commercial Financial Advice
Equity Release
Tax Planning
Pension Transfers
Life Assurance
Highlights and features
- We offer over 30 years of local financial advisory experience in Devon
- Our FCA-authorised status ensures regulatory compliance and client protection
- We provide truly independent advice with no product provider ties
- Free initial consultation available at our Lynton, Taunton, or Barnstaple offices
- We offer integrated legal and financial estate planning solutions
Associations and certifications
- Financial Conduct Authority
Services
Retirement Planning
Our retirement planning service helps clients prepare for financial security in later life. We specialise in pension strategies, equity release options, and long-term care planning. Our advisers consider your current assets, future goals, and tax implications to create tailored retirement solutions that adapt to changing circumstances while ensuring compliance with FCA regulations.
Mortgage Advice
We provide comprehensive mortgage advice for first-time buyers, home movers, and remortgagers. Our services cover repayment options, buy-to-let mortgages, and commercial property financing through referral. We assess market offerings to recommend suitable lenders while explaining risks associated with different mortgage types and ensuring clients understand their long-term financial commitments.
Protection Insurance
Our protection insurance services include life assurance, critical illness cover, and income protection policies. We help clients select appropriate coverage levels to safeguard against financial hardship from unexpected events. Our advisers explain policy terms, premium structures, and claim conditions to ensure clients make informed decisions about their financial protection needs.
Estate Planning
Estate planning services focus on minimising inheritance tax liabilities and ensuring smooth asset transfer to beneficiaries. We advise on will creation, trust structures, and tax-efficient gifting strategies. Our approach considers clients' family circumstances and long-term objectives while explaining the legal and tax implications of different estate planning options.
Investment Management
We offer investment management services covering ISAs, managed portfolios, and investment bonds. Our advisers assess risk tolerance and financial goals to recommend suitable investment strategies. We explain different investment vehicles, their tax implications, and market risks while providing ongoing portfolio reviews to ensure alignment with clients' evolving financial objectives.
Questions
What financial services do you offer in Devon?
We provide retirement planning, mortgage advice, protection insurance, estate planning, investment management, and commercial financial solutions across Devon and the South West.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the Financial Conduct Authority under registration number 947911 for most of our services.
Do you offer free initial financial consultations?
Yes, we provide free initial consultations to discuss your financial needs and determine if formal advice would benefit you.
Which areas do you cover in the South West?
We serve clients in Barnstaple, Exeter, Tiverton, Ilfracombe, Bideford, and surrounding areas throughout Devon and Cornwall.
Can you help with business financial planning?
Yes, we offer corporate financial advice including group pensions, key person insurance, and business succession planning strategies.
Do you provide estate planning services?
Yes, we offer estate planning solutions to help minimise tax liabilities and ensure your assets are distributed according to your wishes.
