Business Details
29 Years
experience
Chartered Financial Planning Services Exeter
Established in 1997, we are independent Chartered financial planners dedicated to securing our clients' financial futures. With over 25 years of combined experience, our team provides tailored wealth management solutions, specialising in pensions, tax planning, and estate management. As award-winning professionals regulated by the Financial Conduct Authority, we prioritise ethical practice and client-centric advice.Our holistic approach combines investment management with strategic financial planning to deliver long-term value. We maintain Chartered status through the Chartered Insurance Institute, demonstrating our commitment to industry excellence. With offices in Exeter, we serve clients nationwide through personalised consultations and ongoing portfolio management.
Services
Wealth Management
Pension Planning
Tax Planning
Estate Planning
Mortgage Advice
Life Insurance
Business Financial Planning
Equity Release
Divorce Financial Advice
Expert Witness Services
Details
- Year established: 1997
Highlights and features
- 25+ years of combined experience in financial planning
- Chartered Financial Planner status with CII accreditation
- Personalised wealth management strategies tailored to client needs
- Regulated by the Financial Conduct Authority
- Holistic approach combining investment management with tax planning
Associations and certifications
- Chartered Insurance Institute (CII)
Services
Wealth Management
Our wealth management service combines tax-efficient investments with comprehensive financial planning. We create bespoke strategies to preserve and grow client assets while aligning with individual risk profiles and long-term objectives. Through ongoing portfolio monitoring and market analysis, we ensure optimal performance across changing economic conditions.
Pension Planning
Specialist pension planning covering contribution strategies, scheme selection, and tax-efficient withdrawals. We help clients maximise retirement savings through SIPP management, workplace pension optimisation, and inheritance tax planning for pension assets.
Tax Planning
Comprehensive tax planning solutions focusing on legitimate reduction strategies. Our services include capital gains tax mitigation, income tax structuring, and utilisation of tax-efficient investment vehicles like ISAs and VCTs to optimise client financial positions.
Estate Planning
Tailored estate planning services to minimise inheritance tax liabilities. We implement trust structures, lifetime gifting strategies, and charitable donations while ensuring smooth intergenerational wealth transfer aligned with client wishes.
Business Financial Planning
Specialist financial planning for business owners covering profit extraction strategies, shareholder protection, and employee benefit schemes. We help entrepreneurs maximise business value while ensuring personal financial security through integrated planning approaches.
People
Tim Bishop
Managing Director & Chartered Financial Planner
With over 30 years' experience, Tim founded Foresight in 1997. He specialises in complex financial planning solutions, holding qualifications in pensions, tax planning, and equity release. Tim acts as expert witness in pension matters.
James Selman
Director & Chartered Financial Planner
A Chartered Fellow of the Personal Finance Society, James provides comprehensive wealth management advice. He specialises in inheritance tax planning and long-term care solutions, holding advanced qualifications in investment analysis.
Alan Meaton
Senior Mortgage Consultant
With 35+ years in mortgage advisory, Alan leads our mortgage team. He specialises in complex residential and buy-to-let mortgages, offering access to both high-street and specialist lenders across the UK market.
Steph Tuvey-Eastwood
Personal Finance Assistant
Qualified in life and pensions, Steph supports our senior advisers with client administration. She ensures efficient service delivery while maintaining our high standards of client communication and documentation.
Steve Oaten
Paraplanner
With over 15 years in financial planning support, Steve conducts detailed research and prepares client reports. He maintains technical expertise in financial products and regulatory compliance matters.
Questions
Are you regulated financial advisers?
Yes, we are authorised and regulated by the Financial Conduct Authority and hold Chartered status through the Chartered Insurance Institute.
How do you charge for your services?
We operate transparent fee structures with no hidden charges. Costs depend on service complexity and are agreed in advance through our initial consultation process.
Do you offer one-off financial advice?
Yes, we provide both ongoing wealth management and standalone advice on specific areas like mortgages, pensions, or tax planning strategies.
What areas do you cover?
Based in Exeter, we serve clients nationwide through virtual consultations and office meetings, supporting individuals and businesses across the UK.
How often do you review financial plans?
We recommend annual reviews but provide ongoing support, adjusting plans as needed for life changes, market conditions, or regulatory updates.
Can you help with business financial planning?
Yes, we specialise in business owner services including profit extraction strategies, shareholder protection, and employee benefit schemes tailored to corporate needs.
Reviews (4)
Lauren Mercer
Sep 09, 2020
Report
Positive:Professionalism,Responsiveness
Highly recommend Alan for anyone needing mortgage advice and assistance with obtaining a mortgage. Alan is communicative, well connected in the industry and very committed to helping his clients achieve their goals.
Highly recommend Alan for anyone needing mortgage advice and assistance with obtaining a mortgage. Alan is communicative, well connected in the industry and very committed to helping his clients achieve their goals.
Jo Strachan
Jan 23, 2018
Report
I have enlisted the help of Alan for all my mortgage planning for over 5 years now. Both he, and Rachel, are extremely professional, knowledgable, friendly .... and patient! I would have no hesitation in recommending Foresight Financial Planning, as I have already done so, to family and friends.
Ed Parker
Dec 24, 2017
Report
Being new to mortgages I was recommended Alan's services through a work colleague. Alan explained things in a way that was quick to grasp with no pressure to commit to anything. From speculative ideas to completion of my purchase Alan and everyone I spoke to at Foresight have been a pleasure to deal with and despite being busy they are very good at prioritising what is important and always did all they could to help.
Tim Knight
Nov 28, 2017
Report
I would highly recommend Foresight Financial Planning...I have used their services a number of times in recent years to take out new mortgages and re-mortgage. Alan and Rachel have always gone the extra mile throughout what is never an easy process and I'm very pleased we chose to use their services!!
