Business Details
13 Years
experience
Expert Financial Planning & Investment Services in Exeter & London
Seabrook Clark was founded in 2013 by Matthew Clark, a Chartered Financial Planner with over 20 years of experience in the financial services industry. Our firm was established to address the need for independent, client-focused wealth management, combining technical expertise with a holistic approach to financial planning. We pride ourselves on delivering bespoke solutions tailored to individual client circumstances, underpinned by integrity, transparency, and a commitment to long-term relationships. Our team includes Chartered Financial Planners, Certified Financial Planners, and specialists in pensions, tax-efficient investments, and estate planning, ensuring comprehensive advice across all areas of wealth management. We maintain rigorous professional standards, evidenced by our regulatory authorisation from the Financial Conduct Authority and adherence to the ethical codes of the Chartered Insurance Institute and Personal Finance Society.Our investment philosophy combines strategic asset allocation with tactical positioning to optimise returns while managing risk. We prioritise client education, using clear, jargon-free communication to empower informed decision-making. Regular portfolio reviews and performance transparency demonstrate our accountability, while our ethical policy ensures client interests remain paramount. With offices in Exeter and London, we serve clients nationwide, offering both discretionary portfolio management and advisory services to meet diverse financial objectives.
Services
Financial Planning
Pension Advice
Investment Management
Tax-Efficient Investments
Estate Planning
Details
- Year established: 2013
Highlights and features
- We have over 20 years of experience in independent financial planning
- Our team includes Chartered Financial Planners and specialist pension experts
- We provide full transparency with portfolio performance history
- Our solutions are tailored to individual circumstances, not financial products
- We hold advanced qualifications in tax-efficient investments and estate planning
Associations and certifications
- Chartered Financial Planner
- Pension Transfer Gold Standard
- Financial Conduct Authority (FCA)
- Trusts and Estates Practitioner (TEP)
- Later Life Accredited Adviser (LLA)
What people say
Expertise in pension transfers
Transparent portfolio performance
Personalised financial strategies
Clear communication
Long-term commitment
Services
Financial Planning
We develop comprehensive financial plans tailored to individual goals, using cash flow modelling to ensure long-term financial security. Our approach considers retirement needs, tax efficiency, and estate planning. Clients benefit from regular reviews to adapt strategies to changing circumstances and market conditions.
Pension Advice
Our pension specialists provide guidance on defined contribution schemes, drawdown strategies, and tax-efficient retirement income. We help clients maximise pension growth while navigating complex regulations. Services include SIPP management and retirement income planning with consideration for death benefits.
Investment Management
We offer discretionary portfolio management across nine risk-graded models, including ethical ESG options. Our investment philosophy combines strategic asset allocation with tactical adjustments. Clients receive quarterly valuations and performance reports against market benchmarks.
Tax-Efficient Investments
We advise on Enterprise Investment Schemes (EIS), Venture Capital Trusts (VCT), and Business Relief qualifying investments. These strategies aim to reduce income tax, capital gains tax, and inheritance tax liabilities while maintaining appropriate investment risk levels.
Estate Planning
Our specialists help clients structure their estates to maximise inheritance for beneficiaries. Services include trust creation, will writing assistance, and business relief investment strategies. We focus on balancing tax efficiency with long-term financial security for clients.
People
Matthew Clark
Managing Director & Chartered Financial Planner
Matthew founded Seabrook Clark in 2013 after identifying a need for independent financial advice. With over 20 years' experience, he holds advanced pension and investment qualifications and is a Fellow of the Personal Finance Society. He specialises in holistic financial planning and later life advice.
Emma Ley
Finance Director
Emma joined Seabrook Clark in 2016, bringing expertise from her veterinary background and family business management. She focuses on client care and financial operations. Her approach combines analytical precision with a commitment to clear communication and client education.
Hayden Williams
Chartered Financial Planner
Hayden qualified as a Chartered Financial Planner at 25, specialising in investment management and later life planning. He contributes to the firm's investment strategy and holds two specialist investment qualifications. His client-first approach focuses on long-term financial security and tax efficiency.
Harry Bailey
Chartered Financial Planner
With over four decades in financial services, Harry specialises in retirement and estate planning. He collaborates with legal professionals to provide integrated solutions. His expertise includes trust structures and complex pension arrangements for high-net-worth clients.
Mel Steeds
Technical Assistant
Mel provides technical support with 30 years' experience in financial services. Her expertise in pensions and investment planning aids in research and client documentation. She focuses on simplifying complex financial concepts for client understanding.
Questions
What qualifications do your advisers hold?
All our advisers are Chartered Financial Planners with advanced qualifications in pensions, tax planning, and investment management. Many hold additional specialist accreditations.
How do you charge for your services?
We provide transparent fee structures with no hidden charges or commissions. Fees are agreed in advance and documented in our initial proposal letter.
What investment options do you offer?
We offer nine risk-graded portfolios including ethical ESG options, with strategic asset allocation and tactical positioning to optimise returns.
Do you provide pension transfer advice?
We specialise in pension reviews and transfers, though we do not advise on Defined Benefit Pension Transfers. Our lead adviser holds the advanced G60 pension qualification.
How often are financial plans reviewed?
We conduct regular review meetings to ensure financial plans remain aligned with client goals and market conditions, typically annually or as needed.
Can you help with inheritance tax planning?
Yes, we specialise in estate planning using trusts, business relief investments, and other strategies to mitigate inheritance tax liabilities.
Reviews (2)
Cassy Pearce
Jan 17, 2021
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Matthew at his team at Seabrook are extremely helpful, knowledgeable and professional. Always a pleasure to deal with and we look forward to doing more business with them in the future.
Tamsyn Hewstone
Sep 16, 2020
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I was looking for a local advisor to help organise my Father's finances as he had recently moved into a care home and I wanted to try and protect his financial position for as long as possible. I needed to sit down with someone as this was quite complex and there were a lot of options to consider. Matthew was recommended to me by my pension advisor and he was also a member of SOLLA which provided reassurance to me. Matthew gave knowledgeable, practical and unbiased options and together we agreed a plan to reorganise my Fathers situation which has provided a very satisfactory outcome 18 months later
