Business Details
36 Years
experience
Your Trusted Financial Planning Partner in Newton Abbot
Established in 1990, Charles Royle and Company has built a reputation as a trusted independent financial advisory firm. Our team of experienced professionals is directly authorised by the Financial Conduct Authority, enabling us to provide whole-of-market advice tailored to individual client needs. We specialise in long-term financial planning, with particular expertise in serving police officers and staff throughout their careers and into retirement. Our services encompass mortgages, equity release, investment management, retirement planning, and financial protection strategies. We maintain a client-centric approach, prioritising transparency, ethical conduct, and personalised solutions. With offices in Newton Abbot and Teignmouth, we combine local knowledge with national regulatory compliance to deliver consistent, reliable financial guidance.Our commitment to ongoing professional development ensures we remain at the forefront of industry changes, providing clients with up-to-date advice. We have supported generations of clients through major life transitions, developing tailored strategies that adapt to evolving personal circumstances. Our proven track record of maintaining long-standing client relationships demonstrates our dedication to achieving sustainable financial outcomes. We operate with full regulatory compliance while maintaining the personal touch that distinguishes our advisory services.
Services
Mortgages
Equity Release
Investments
Retirement Planning
Financial Protection
Later Life Planning
Buy to Let
Bridging Loans
Pension Advice
Tax Planning
Details
- Year established: 1990
Highlights and features
- We have over 30 years of experience in independent financial advisory services
- Our team holds direct authorisation from the Financial Conduct Authority
- We maintain long-standing relationships with police officers and staff
- We offer tailored financial solutions for complex retirement planning needs
- Our mortgage specialists handle complex cases including buy-to-let and bridging loans
Associations and certifications
- Financial Conduct Authority
What people say
BRILLIANT
Extremely informative
Highly recommended course
Structured discussion
Peace of mind
Services
Mortgages
We provide comprehensive mortgage advice including first-time purchases, re-mortgaging, buy-to-let properties, and bridging loans. Our specialists help clients navigate complex mortgage products while considering long-term financial implications. With access to the whole market, we secure competitive rates tailored to individual circumstances.
Equity Release
Our equity release specialists help clients access funds from their property while maintaining financial security. We explain all options clearly, including lifetime mortgages and home reversion plans. We ensure clients understand tax implications and how these products affect their overall financial strategy.
Retirement Planning
We create tailored retirement strategies considering pension schemes, investment portfolios, and income requirements. Our planning includes tax-efficient withdrawals, inheritance considerations, and long-term care funding options. We help clients transition smoothly from wealth accumulation to income generation.
Investment Management
We offer investment advice for new portfolios or restructuring existing investments. Our approach considers risk tolerance, financial goals, and market conditions. We provide ongoing portfolio reviews to ensure investments remain aligned with changing personal circumstances and market environments.
Financial Protection
We advise on protection strategies for families and businesses, including life insurance, critical illness cover, and income protection. Our recommendations consider both personal circumstances and business requirements. We help clients safeguard against financial risks while maintaining overall financial plan integrity.
People
John Mills
Partner
With extensive experience in financial planning, John specialises in retirement strategies and mortgage solutions. He works closely with clients to develop long-term financial security plans while maintaining FCA compliance standards.
Paul Williams
Partner
As co-founder, Paul focuses on investment management and financial protection strategies. He ensures the firm maintains its high advisory standards while adapting to regulatory changes and market developments.
Simon Barker
Financial Adviser
Simon provides expert guidance on equity release and retirement planning. He specialises in helping clients transition into retirement with confidence through tailored financial solutions.
Lee Stone
Mortgage and Equity Release Adviser
Lee assists clients with complex mortgage requirements and equity release options. He ensures clients understand all implications while finding suitable financial products for their circumstances.
John Rogers
Pensions Technical Administrator
John supports the advisory team with technical pension calculations and retirement planning details. His expertise ensures accurate implementation of retirement strategies across various pension schemes.
Questions
What financial services do you specialise in?
We specialise in mortgages, equity release, retirement planning, investment management, and financial protection strategies for individuals and businesses.
Are you regulated by financial authorities?
Yes, we are directly authorised by the Financial Conduct Authority (reference 145844) and comply with UK financial regulations.
Do you offer services for police officers?
We have specialised in police financial planning since 1990, including pension schemes, mortgages, and retirement strategies tailored to police requirements.
How can you help with retirement planning?
We provide bespoke retirement planning, including pension optimisation, tax-efficient income strategies, and long-term care funding solutions adapted to individual circumstances.
What mortgage options do you offer?
We provide advice on residential mortgages, buy-to-let properties, re-mortgaging, and bridging loans with access to whole-of-market products.
Can I visit your office for consultations?
Our Newton Abbot office is open Monday-Friday 10am-4pm, with appointments available in Teignmouth and virtual meetings via Zoom or Teams.
Reviews (6)
Stephanie Beckett
Jan 19, 2022
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Positive:Professionalism
I chose to use Charles Royle for help with a pension whose conditions I didn't understand and who were completely unhelpful & at times downright obstructive. At all times they have been friendly, helpful & explained things thoroughly. I will be continuing to use them for further pension advice.
I chose to use Charles Royle for help with a pension whose conditions I didn't understand and who were completely unhelpful & at times downright obstructive. At all times they have been friendly, helpful & explained things thoroughly. I will be continuing to use them for further pension advice.
Alastair Rowe
Jan 17, 2022
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Paul Williams at Charles Royle was very helpful when I made an investment
Paul made the process easy and straightforward
Paul went through ever step of the investment making sure I understand everything before he went onto the next stage
Paul backed everything up in writing
Paul spoke over the phone and by Zoom
Paul was very polite and helpful throughout
I would recommend Charles Royle for all your financial problems they are also a local firm
Paul made the process easy and straightforward
Paul went through ever step of the investment making sure I understand everything before he went onto the next stage
Paul backed everything up in writing
Paul spoke over the phone and by Zoom
Paul was very polite and helpful throughout
I would recommend Charles Royle for all your financial problems they are also a local firm
Jam
Dec 11, 2021
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Very pleased we found Charles Royle & company. They are very approachable and we have received excellent advice tailor made for our situation and over the past 6 years we have done better than expected even with the big pandemic crash. We had no qualms about investing more money on the advice of our financial advisor John Mills who spends a much time with you as is needed to sort things out, and who has always handled everything with courtesy and professionalism, always keeping his promise to phone us regularly with updates or further advice. We have recommended this company to many others.
Tony & Karen
Nov 10, 2021
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Positive:Professionalism
Very informative, supportive and friendly throughout. Recommend having used company for numerous years.
Trustworthy and certainly know their way in investments.
Very informative, supportive and friendly throughout. Recommend having used company for numerous years.
Trustworthy and certainly know their way in investments.
Glenn Bullock
Oct 29, 2021
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Positive:Professionalism,Responsiveness
John Mills at Charles Royle has always provided us with professional, efficient and supportive advice. during our latest dealings, he took time to ascertain our personal requirements and goals and provided recommendations to suit. We highly recommend John and his team at Charles Royle.
John Mills at Charles Royle has always provided us with professional, efficient and supportive advice. during our latest dealings, he took time to ascertain our personal requirements and goals and provided recommendations to suit. We highly recommend John and his team at Charles Royle.
Tim Dickinson
Oct 26, 2021
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Very good service (thanks so much Emma) in re-arranging our mortgage to help with the purchase of our new home. In the past we have recommend Charles Royle to our friends, and will happily do so again.
