Business Details
23 Years
experience
Your Trusted Financial Advisers in Plymouth
Established in 2003, we are an independent financial planning firm authorised and regulated by the Financial Conduct Authority (FCA). Our team combines over 30 years of industry experience with advanced qualifications, including Chartered Financial Planner status and fellowships with the Chartered Insurance Institute and Personal Finance Society. We specialise in delivering tailored investment, pension, and retirement planning advice to individuals and small businesses, prioritising transparency, client education, and long-term financial security.Our structured five-step advisory process ensures recommendations align with clients' risk profiles, financial goals, and personal circumstances. We maintain rigorous compliance standards through FCA regulation and continuous professional development, offering both traditional and ESG-focused investment solutions. Our fee structure provides clarity through fixed rates and percentage-based models, with detailed written disclosures provided before engagement.
Services
Investment Advice
Retirement Planning
ESG Investing
Details
- Year established: 2003
Highlights and features
- 30+ years of combined experience in financial services
- Chartered Financial Planner with industry-leading qualifications
- FCA-authorised and regulated for professional standards
- Transparent five-step advisory process with ongoing reviews
- Clear fee structure with no hidden charges
Associations and certifications
- Financial Conduct Authority (FCA)
- Chartered Insurance Institute (CII)
- Personal Finance Society (PFS)
What people say
Very happy with the service received
Services
Investment Advice
Our investment advice process begins with understanding your financial goals, risk tolerance, and current circumstances. We create tailored strategies using diverse products, including ESG options, with ongoing reviews to adapt to market changes and personal developments. Transparent reporting ensures you remain informed about portfolio performance and adjustments.
Retirement Planning
We develop comprehensive retirement plans considering your income needs, pension arrangements, and investment portfolios. Our approach includes risk profiling, tax-efficient strategies, and regular reviews to maintain alignment with evolving objectives. We help clients achieve financial independence through structured implementation and performance monitoring.
ESG/Impact Investing
Our ESG portfolios integrate environmental, social, and governance factors into investment decisions. We offer risk-graded options that align with client values while maintaining financial objectives. This includes impact investments in renewable energy and sustainable technologies, with detailed reporting on both financial returns and societal/environmental outcomes.
Questions
What qualifications do your advisers hold?
Our lead adviser is a Chartered Financial Planner and Fellow of both the Chartered Insurance Institute and Personal Finance Society, with over 30 years of industry experience.
How are your fees structured?
We use transparent fee models including fixed rates for reports, percentage-based management fees, and transaction charges. Full details are provided in our written fee schedule before engagement.
Do you offer ESG investment options?
Yes, we provide risk-graded ESG portfolios that address environmental, social, and governance factors, which can replace or complement traditional investments based on client preferences.
How often are investment reviews conducted?
Regular reviews occur at agreed intervals, typically annually, with interim updates provided for significant market or personal circumstance changes.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 225099.
