Business Details
Trusted Financial Advisers in Plymouth
Coast Financial provides independent financial advisory services rooted in a holistic approach to long-term client relationships. Based in Plymouth, Devon, we specialize in whole-of-market financial planning for individuals and businesses across the UK, offering advice on mortgages, equity release, pensions, savings, investments, and business protection. As an FCA-authorised firm (number 782715), we combine expertise in agricultural and commercial finance with transparent fee or commission-based advisory models.Our services are delivered in plain English, prioritizing client financial well-being through personalized strategies aligned with evolving regulatory standards. We emphasize the importance of financial control and future security, ensuring clients receive tailored solutions that meet their specific circumstances and goals.
Services
Mortgage Advice
Equity Release
Pensions
Business Protection
Savings Advice
Investment Planning
Financial Planning
Highlights and features
- Fully FCA-authorised with agricultural and commercial finance expertise
- Offers whole-of-market advisory services across multiple financial sectors
- Transparent fee or commission-based advisory models available
- Client-centric approach with plain English financial explanations
- Specializes in serving local Devon, Cornwall, and South Hams communities
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide independent mortgage advisory services covering standard, commercial, and development finance solutions. Our FCA-regulated advisors help clients navigate residential and buy-to-let mortgage options while explaining associated tax implications. The guidance includes lifetime mortgage products and equity release alternatives for later-life financial solutions.
Equity Release
Specialized advisory services for homeowners aged 55+ seeking to release capital from their property. We explain lifetime mortgages and home reversion schemes while highlighting potential impacts on inheritance tax and state benefits. Our FCA-authorised advisors ensure compliance with Equity Release Council standards and explain alternative financial options.
Pensions Adviser
Comprehensive pension planning services covering personal, stakeholder, and workplace pension schemes. FCA-regulated advisors explain tax relief mechanisms, investment options, and retirement income strategies including annuities and flexible drawdown solutions. We help clients maximize 25% tax-free lump sum entitlements at retirement.
Business Protection
Specialized insurance advisory services for business owners including key person protection, shareholder agreements, and business loan coverage. Our FCA-regulated advisors help companies implement financial safeguards against lost income from critical illness, disability, or death of key personnel.
Investment Advisory
Professional investment planning services covering risk assessment, diversification strategies, and fund selection. We explain market volatility, sector-specific investment options, and tax-efficient investment vehicles like ISAs while aligning portfolios with clients' financial objectives and risk tolerance levels.
Questions
What financial services do you specialize in?
We specialize in mortgage advice, equity release, pensions, investment planning, and business protection solutions for individuals and corporate clients across the South West region.
Are you regulated by financial authorities?
Yes, Coast Financial Limited is authorized and regulated by the Financial Conduct Authority (FCA) under firm number 782715 for independent financial advisory services.
What areas do you serve?
While based in Plymouth, Devon, we provide financial advisory services throughout the South West including Cornwall, South Hams, and surrounding regions.
How are your advisory services compensated?
We offer both fee-based and commission-based advisory models, ensuring transparent pricing structures tailored to clients' specific financial planning needs and preferences.
Do you offer online account management?
Yes, we provide secure online client access through our website for monitoring pensions, investments, and scheduled mortgage reviews as part of our ongoing financial planning support.
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Reviews (3)
Aaron Staple
Jun 07, 2021
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I've known Martyn for years, there is no one else I'd go to for financial advice. He helps with my life cover, critical illness cover and income protection. Very knowledgeable and friendly.
Anna-Marie Oliver
May 24, 2021
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My husband and I thoroughly recommend Martyn. He has helped us with securing better deals with existing mortgage lenders and has given successful investment pointers to other family members. 5 stars. Thanks Martyn for all your help.
Mel Schwarzin
May 18, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We have used Martyns services @ coast financial for the last 15 years .Over the years his advice and professional services have been absolutely outstanding .We highly recommend him for every aspect of financial advice .
We have used Martyns services @ coast financial for the last 15 years .Over the years his advice and professional services have been absolutely outstanding .We highly recommend him for every aspect of financial advice .
